As the demand for efficient, secure and accessible financial services grows, blockchain technology continues to redefine the way we move money across borders. Aleksander Borowski, CEO of XREMIT.IO sat down at 2025 to share how his company is streamlining remittances and tackling global payment challenges through blockchain innovation.

Bridging the remittance gap

At its core, XREMIT.IO is a B2B remittance platform focused on addressing a major issue in the crypto space: off-ramping, converting crypto into spendable fiat. Borowski explains, “We saw a need and a gap in remittance and effective off-ramping. We wanted a seamless solution that could operate globally, especially in emerging markets.”

To achieve this, XREMIT.IO integrates blockchain technology to enable fast, secure and borderless payments. The company’s unique approach combines crypto settlements with prepaid cards, offering an off-ramping solution that is both user friendly and accessible.

Prepaid cards

A standout feature of XREMIT.IO’s offering is its use of prepaid Visa and Mastercard cards, which can be issued in over 130 countries. These cards can be connected to Apple Pay and Google Pay which enables users to spend crypto-converted funds in everyday scenarios even in regions with limited banking access.

“Despite some limitations like expiry and single use, these cards offer relaxed KYC requirements and can be delivered without fees to the end user.” says Borowski. “That’s a big deal for families remitting smaller amounts, fees can be a deal-breaker.”

Tailored for emerging markets

XREMIT.IO’s solution is particularly impactful in regions like Africa and Latin America where access to traditional banking remains a challenge. “In Africa, people often use mobile based systems like M-Pesa, but they still struggle with off-ramping to pay for simple things like a coffee.” Borowski notes. “Our prepaid card solution helps fill that gap.”

The platform even offers “closed-loop” cards, which restrict spending to specific merchants or categories which is an added layer of financial control that can be useful for remittances to students or family members abroad.

Dubai and the UAE

Borowski also highlighted the strategic importance of operating out of Dubai, where regulation supports innovation rather than hinders it. “What we love about the UAE is their proactive legal framework. The region is setting a global standard for how emerging technologies like blockchain and Web3 should be regulated and supported.”

Looking ahead

As adoption of blockchain and digital assets continues to grow, platforms like XREMIT.IO are paving the way for more inclusive, efficient and practical global payment systems. “In the face of tightening regulations, the demand for crypto-powered remittance isn’t going away, it’s only getting stronger.” says Borowski. “We’re here to meet that need faster and smarter.”

From blockchain powered remittances to Web3 infrastructure, it’s clear that innovation in fintech is accelerating on a global scale. Events like AIBC Eurasia serve as key touchpoints for understanding these shifts, bringing together thought leaders, emerging start-ups and established players to explore To discover more opportunities and insights join us at the next AIBC Eurasia event!