{"id":53401,"date":"2024-10-18T13:54:35","date_gmt":"2024-10-18T04:54:35","guid":{"rendered":"https:\/\/8gfg.shop\/blog\/lifestyle\/making-investment-decisions-by-analyzing-the-companys-financial-ratios"},"modified":"2024-10-18T13:54:36","modified_gmt":"2024-10-18T04:54:36","slug":"making-investment-decisions-by-analyzing-the-companys-financial-ratios","status":"publish","type":"post","link":"https:\/\/8gfg.shop\/blog\/lifestyle\/making-investment-decisions-by-analyzing-the-companys-financial-ratios","title":{"rendered":"\uae30\uc5c5\uc758 \uc7ac\ubb34 \ube44\uc728 \ubd84\uc11d\uc73c\ub85c \ud22c\uc790 \ud310\ub2e8\ud558\uae30"},"content":{"rendered":"<ul class=\"toc_post_list\">\n<li>\n<h2>\ubaa9\ucc28<\/h2>\n<ul>\n<li><a href=\"#%ea%b8%b0%ec%97%85%ec%9d%98-%ec%9e%ac%eb%ac%b4-%eb%b9%84%ec%9c%a8-%eb%b6%84%ec%84%9d%ec%9c%bc%eb%a1%9c-%ed%88%ac%ec%9e%90-%ed%8c%90%eb%8b%a8%ed%95%98%ea%b8%b0-pZraZUClox\">\uae30\uc5c5\uc758 \uc7ac\ubb34 \ube44\uc728 \ubd84\uc11d\uc73c\ub85c \ud22c\uc790 \ud310\ub2e8\ud558\uae30<\/a><\/li>\n<li><a href=\"#1-%ec%9e%ac%eb%ac%b4-%eb%b9%84%ec%9c%a8-%eb%b6%84%ec%84%9d%ec%9d%98-%ec%a4%91%ec%9a%94%ec%84%b1-pZraZUClox\">1. \uc7ac\ubb34 \ube44\uc728 \ubd84\uc11d\uc758 \uc911\uc694\uc131<\/a><\/li>\n<li><a href=\"#2-%ec%a3%bc%ec%9a%94-%ec%9e%ac%eb%ac%b4-%eb%b9%84%ec%9c%a8%ec%9d%98-%ec%9d%b4%ed%95%b4-pZraZUClox\">2. \uc8fc\uc694 \uc7ac\ubb34 \ube44\uc728\uc758 \uc774\ud574<\/a><\/li>\n<li><a href=\"#2-1-%ec%9c%a0%eb%8f%99%ec%84%b1-%eb%b9%84%ec%9c%a8-pZraZUClox\">2.1 \uc720\ub3d9\uc131 \ube44\uc728<\/a><\/li>\n<li><a href=\"#2-2-%ec%88%98%ec%9d%b5%ec%84%b1-%eb%b9%84%ec%9c%a8-pZraZUClox\">2.2 \uc218\uc775\uc131 \ube44\uc728<\/a><\/li>\n<li><a href=\"#2-3-%eb%a0%88%eb%b2%84%eb%a6%ac%ec%a7%80-%eb%b9%84%ec%9c%a8-pZraZUClox\">2.3 \ub808\ubc84\ub9ac\uc9c0 \ube44\uc728<\/a><\/li>\n<li><a href=\"#2-4-%ed%99%9c%eb%8f%99%ec%84%b1-%eb%b9%84%ec%9c%a8-pZraZUClox\">2.4 \ud65c\ub3d9\uc131 \ube44\uc728<\/a><\/li>\n<li><a href=\"#3-%ec%9e%ac%eb%ac%b4-%eb%b9%84%ec%9c%a8-%eb%b6%84%ec%84%9d%ec%9d%84-%ed%86%b5%ed%95%9c-%ed%88%ac%ec%9e%90-%ed%8c%90%eb%8b%a8-pZraZUClox\">3. \uc7ac\ubb34 \ube44\uc728 \ubd84\uc11d\uc744 \ud1b5\ud55c \ud22c\uc790 \ud310\ub2e8<\/a><\/li>\n<li><a href=\"#3-1-%eb%8d%b0%ec%9d%b4%ed%84%b0-%ec%88%98%ec%a7%91-pZraZUClox\">3.1 \ub370\uc774\ud130 \uc218\uc9d1<\/a><\/li>\n<li><a href=\"#3-2-%eb%b9%84%ec%9c%a8-%ea%b3%84%ec%82%b0-pZraZUClox\">3.2 \ube44\uc728 \uacc4\uc0b0<\/a><\/li>\n<li><a href=\"#3-3-%ea%b2%bd%ec%9f%81%ec%82%ac-%eb%b9%84%ea%b5%90-pZraZUClox\">3.3 \uacbd\uc7c1\uc0ac \ube44\uad50<\/a><\/li>\n<li><a href=\"#3-4-%ed%8a%b8%eb%a0%8c%eb%93%9c-%eb%b6%84%ec%84%9d-pZraZUClox\">3.4 \ud2b8\ub80c\ub4dc \ubd84\uc11d<\/a><\/li>\n<li><a href=\"#3-5-%ea%b2%b0%eb%a1%a0-%eb%8f%84%ec%b6%9c-pZraZUClox\">3.5 \uacb0\ub860 \ub3c4\ucd9c<\/a><\/li>\n<li><a href=\"#4-%ec%82%ac%eb%a1%80-%ec%97%b0%ea%b5%ac-%ec%84%b1%ea%b3%b5%ec%a0%81%ec%9d%b8-%ed%88%ac%ec%9e%90%ec%99%80-%ec%8b%a4%ed%8c%a8%ed%95%9c-%ed%88%ac%ec%9e%90-pZraZUClox\">4. \uc0ac\ub840 \uc5f0\uad6c: \uc131\uacf5\uc801\uc778 \ud22c\uc790\uc640 \uc2e4\ud328\ud55c \ud22c\uc790<\/a><\/li>\n<li><a href=\"#4-1-%ec%84%b1%ea%b3%b5%ec%a0%81%ec%9d%b8-%ed%88%ac%ec%9e%90-%ec%82%ac%eb%a1%80-pZraZUClox\">4.1 \uc131\uacf5\uc801\uc778 \ud22c\uc790 \uc0ac\ub840<\/a><\/li>\n<li><a href=\"#4-2-%ec%8b%a4%ed%8c%a8%ed%95%9c-%ed%88%ac%ec%9e%90-%ec%82%ac%eb%a1%80-pZraZUClox\">4.2 \uc2e4\ud328\ud55c \ud22c\uc790 \uc0ac\ub840<\/a><\/li>\n<li><a href=\"#5-%ec%b5%9c%ea%b7%bc-%eb%8f%99%ed%96%a5-esg%ec%99%80-%ec%9e%ac%eb%ac%b4-%eb%b9%84%ec%9c%a8-%eb%b6%84%ec%84%9d-pZraZUClox\">5. \ucd5c\uadfc \ub3d9\ud5a5: ESG\uc640 \uc7ac\ubb34 \ube44\uc728 \ubd84\uc11d<\/a><\/li>\n<li><a href=\"#6-%ea%b2%b0%eb%a1%a0-%ec%9e%ac%eb%ac%b4-%eb%b9%84%ec%9c%a8-%eb%b6%84%ec%84%9d%ec%9d%98-%eb%af%b8%eb%9e%98-pZraZUClox\">6. \uacb0\ub860: \uc7ac\ubb34 \ube44\uc728 \ubd84\uc11d\uc758 \ubbf8\ub798<\/a><\/li>\n<li><a href=\"#7-%ec%b0%b8%ea%b3%a0-%eb%ac%b8%ed%97%8c-pZraZUClox\">7. \ucc38\uace0 \ubb38\ud5cc<\/a><\/li>\n<li><a href=\"#8-%ea%b0%95%eb%a0%a5%ed%95%9c-%ec%9a%94%ec%95%bd-pZraZUClox\">8. \uac15\ub825\ud55c \uc694\uc57d<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h1 id=\"%ea%b8%b0%ec%97%85%ec%9d%98-%ec%9e%ac%eb%ac%b4-%eb%b9%84%ec%9c%a8-%eb%b6%84%ec%84%9d%ec%9c%bc%eb%a1%9c-%ed%88%ac%ec%9e%90-%ed%8c%90%eb%8b%a8%ed%95%98%ea%b8%b0-pZraZUClox\">\uae30\uc5c5\uc758 \uc7ac\ubb34 \ube44\uc728 \ubd84\uc11d\uc73c\ub85c \ud22c\uc790 \ud310\ub2e8\ud558\uae30<\/h1>\n<p>\ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \uacfc\uc815\uc5d0\uc11c \uae30\uc5c5\uc758 \uc7ac\ubb34 \ube44\uc728 \ubd84\uc11d\uc740 \ud544\uc218\uc801\uc778 \uc694\uc18c\uc785\ub2c8\ub2e4. \uc7ac\ubb34 \ube44\uc728\uc740 \uae30\uc5c5\uc758 \uc7ac\ubb34 \uc0c1\ud0dc\uc640 \uc6b4\uc601 \uc131\uacfc\ub97c \ud3c9\uac00\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc8fc\uba70, \ud22c\uc790\uc790\uc5d0\uac8c \uc911\uc694\ud55c \ud1b5\ucc30\ub825\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ubcf8 \uae00\uc5d0\uc11c\ub294 \uc7ac\ubb34 \ube44\uc728 \ubd84\uc11d\uc758 \uc911\uc694\uc131\uacfc \ub2e4\uc591\ud55c \ube44\uc728\uc758 \uc758\ubbf8, \uadf8\ub9ac\uace0 \uc774\ub97c \ud1b5\ud574 \ud22c\uc790 \ud310\ub2e8\uc744 \ub0b4\ub9ac\ub294 \ubc29\ubc95\uc5d0 \ub300\ud574 \uc2ec\ub3c4 \uc788\uac8c \ub2e4\ub8e8\uc5b4 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<h2 id=\"1-%ec%9e%ac%eb%ac%b4-%eb%b9%84%ec%9c%a8-%eb%b6%84%ec%84%9d%ec%9d%98-%ec%a4%91%ec%9a%94%ec%84%b1-pZraZUClox\">1. \uc7ac\ubb34 \ube44\uc728 \ubd84\uc11d\uc758 \uc911\uc694\uc131<\/h2>\n<p>\uc7ac\ubb34 \ube44\uc728 \ubd84\uc11d\uc740 \uae30\uc5c5\uc758 \uc7ac\ubb34\uc81c\ud45c\ub97c \uae30\ubc18\uc73c\ub85c \ud558\uc5ec \uae30\uc5c5\uc758 \uc131\uacfc\ub97c \ud3c9\uac00\ud558\ub294 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uc774\ub294 \ud22c\uc790\uc790\uc5d0\uac8c \uae30\uc5c5\uc758 \uc7ac\ubb34 \uac74\uc804\uc131\uc744 \uc774\ud574\ud558\uace0, \ubbf8\ub798\uc758 \uc131\uc7a5 \uac00\ub2a5\uc131\uc744 \uc608\uce21\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc90d\ub2c8\ub2e4. \uc7ac\ubb34 \ube44\uc728\uc740 \ud06c\uac8c \uc720\ub3d9\uc131 \ube44\uc728, \uc218\uc775\uc131 \ube44\uc728, \ub808\ubc84\ub9ac\uc9c0 \ube44\uc728, \ud65c\ub3d9\uc131 \ube44\uc728 \ub4f1\uc73c\ub85c \ub098\ub20c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc7ac\ubb34 \ube44\uc728 \ubd84\uc11d\uc758 \uc911\uc694\uc131\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li>\uae30\uc5c5\uc758 \uc7ac\ubb34 \uac74\uc804\uc131 \ud3c9\uac00: \uc7ac\ubb34 \ube44\uc728\uc744 \ud1b5\ud574 \uae30\uc5c5\uc774 \uc5bc\ub9c8\ub098 \uc548\uc815\uc801\uc778\uc9c0\ub97c \ud3c9\uac00\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\ud22c\uc790 \uacb0\uc815 \uc9c0\uc6d0: \ud22c\uc790\uc790\ub294 \uc7ac\ubb34 \ube44\uc728\uc744 \ud1b5\ud574 \uae30\uc5c5\uc758 \uac00\uce58\ub97c \ud310\ub2e8\ud558\uace0, \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uacbd\uc7c1\uc0ac \ube44\uad50: \ub3d9\uc77c \uc0b0\uc5c5 \ub0b4 \uacbd\uc7c1\uc0ac\uc640\uc758 \ube44\uad50\ub97c \ud1b5\ud574 \uc0c1\ub300\uc801\uc778 \uc704\uce58\ub97c \ud30c\uc545\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\ud2b8\ub80c\ub4dc \ubd84\uc11d: \uc2dc\uac04\uc5d0 \ub530\ub978 \uc7ac\ubb34 \ube44\uc728\uc758 \ubcc0\ud654\ub97c \ubd84\uc11d\ud558\uc5ec \uae30\uc5c5\uc758 \uc131\uc7a5 \ucd94\uc138\ub97c \ud30c\uc545\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>\uc774\ub7ec\ud55c \uc774\uc720\ub85c \uc7ac\ubb34 \ube44\uc728 \ubd84\uc11d\uc740 \ud22c\uc790\uc790\uc5d0\uac8c \ud544\uc218\uc801\uc778 \ub3c4\uad6c\ub85c \uc790\ub9ac \uc7a1\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\uc74c \uc139\uc158\uc5d0\uc11c\ub294 \uc8fc\uc694 \uc7ac\ubb34 \ube44\uc728\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<h2 id=\"2-%ec%a3%bc%ec%9a%94-%ec%9e%ac%eb%ac%b4-%eb%b9%84%ec%9c%a8%ec%9d%98-%ec%9d%b4%ed%95%b4-pZraZUClox\">2. \uc8fc\uc694 \uc7ac\ubb34 \ube44\uc728\uc758 \uc774\ud574<\/h2>\n<p>\uc7ac\ubb34 \ube44\uc728\uc740 \ub2e4\uc591\ud55c \uc885\ub958\uac00 \uc788\uc73c\uba70, \uac01 \ube44\uc728\uc740 \ud2b9\uc815\ud55c \uc7ac\ubb34\uc801 \uce21\uba74\uc744 \ud3c9\uac00\ud569\ub2c8\ub2e4. \uc5ec\uae30\uc11c\ub294 \uc720\ub3d9\uc131 \ube44\uc728, \uc218\uc775\uc131 \ube44\uc728, \ub808\ubc84\ub9ac\uc9c0 \ube44\uc728, \ud65c\ub3d9\uc131 \ube44\uc728\uc5d0 \ub300\ud574 \uc124\uba85\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<h3 id=\"2-1-%ec%9c%a0%eb%8f%99%ec%84%b1-%eb%b9%84%ec%9c%a8-pZraZUClox\">2.1 \uc720\ub3d9\uc131 \ube44\uc728<\/h3>\n<p>\uc720\ub3d9\uc131 \ube44\uc728\uc740 \uae30\uc5c5\uc774 \ub2e8\uae30 \ucc44\ubb34\ub97c \uc774\ud589\ud560 \uc218 \uc788\ub294 \ub2a5\ub825\uc744 \ud3c9\uac00\ud569\ub2c8\ub2e4. \ub300\ud45c\uc801\uc778 \uc720\ub3d9\uc131 \ube44\uc728\ub85c\ub294 \ud604\uc7ac \ube44\uc728(Current Ratio)\uacfc \ub2f9\uc88c \ube44\uc728(Quick Ratio)\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud604\uc7ac \ube44\uc728\uc740 \ub2e4\uc74c\uacfc \uac19\uc774 \uacc4\uc0b0\ub429\ub2c8\ub2e4:<\/p>\n<pre><code>\ud604\uc7ac \ube44\uc728 = \uc720\ub3d9 \uc790\uc0b0 \/ \uc720\ub3d9 \ubd80\ucc44<\/code><\/pre>\n<p>\ud604\uc7ac \ube44\uc728\uc774 1 \uc774\uc0c1\uc774\uba74 \uae30\uc5c5\uc774 \ub2e8\uae30 \ucc44\ubb34\ub97c \uc774\ud589\ud560 \uc218 \uc788\ub294 \ub2a5\ub825\uc774 \uc788\ub2e4\uace0 \ud310\ub2e8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubc18\uba74, 1 \uc774\ud558\uc77c \uacbd\uc6b0 \uc720\ub3d9\uc131 \ubb38\uc81c\uac00 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3 id=\"2-2-%ec%88%98%ec%9d%b5%ec%84%b1-%eb%b9%84%ec%9c%a8-pZraZUClox\">2.2 \uc218\uc775\uc131 \ube44\uc728<\/h3>\n<p>\uc218\uc775\uc131 \ube44\uc728\uc740 \uae30\uc5c5\uc758 \uc218\uc775\uc131\uc744 \ud3c9\uac00\ud558\ub294 \ub370 \uc0ac\uc6a9\ub429\ub2c8\ub2e4. \ub300\ud45c\uc801\uc778 \uc218\uc775\uc131 \ube44\uc728\ub85c\ub294 \uc21c\uc774\uc775\ub960(Net Profit Margin), \uc790\uc0b0 \uc218\uc775\ub960(Return on Assets, ROA), \uc790\uae30\uc790\ubcf8 \uc218\uc775\ub960(Return on Equity, ROE) \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc21c\uc774\uc775\ub960\uc740 \ub2e4\uc74c\uacfc \uac19\uc774 \uacc4\uc0b0\ub429\ub2c8\ub2e4:<\/p>\n<pre><code>\uc21c\uc774\uc775\ub960 = \uc21c\uc774\uc775 \/ \ub9e4\ucd9c<\/code><\/pre>\n<p>\uc21c\uc774\uc775\ub960\uc774 \ub192\uc744\uc218\ub85d \uae30\uc5c5\uc774 \ub9e4\ucd9c\uc5d0\uc11c \uc5bc\ub9c8\ub098 \ub9ce\uc740 \uc774\uc775\uc744 \ucc3d\ucd9c\ud558\ub294\uc9c0\ub97c \ub098\ud0c0\ub0c5\ub2c8\ub2e4.<\/p>\n<h3 id=\"2-3-%eb%a0%88%eb%b2%84%eb%a6%ac%ec%a7%80-%eb%b9%84%ec%9c%a8-pZraZUClox\">2.3 \ub808\ubc84\ub9ac\uc9c0 \ube44\uc728<\/h3>\n<p>\ub808\ubc84\ub9ac\uc9c0 \ube44\uc728\uc740 \uae30\uc5c5\uc758 \uc790\ubcf8 \uad6c\uc870\uc640 \ubd80\ucc44 \uc758\uc874\ub3c4\ub97c \ud3c9\uac00\ud569\ub2c8\ub2e4. \ub300\ud45c\uc801\uc778 \ub808\ubc84\ub9ac\uc9c0 \ube44\uc728\ub85c\ub294 \ubd80\ucc44\ube44\uc728(Debt Ratio)\uacfc \uc790\uae30\uc790\ubcf8\ube44\uc728(Equity Ratio)\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubd80\ucc44\ube44\uc728\uc740 \ub2e4\uc74c\uacfc \uac19\uc774 \uacc4\uc0b0\ub429\ub2c8\ub2e4:<\/p>\n<pre><code>\ubd80\ucc44\ube44\uc728 = \ucd1d \ubd80\ucc44 \/ \ucd1d \uc790\uc0b0<\/code><\/pre>\n<p>\ubd80\ucc44\ube44\uc728\uc774 \ub192\uc744\uc218\ub85d \uae30\uc5c5\uc774 \ubd80\ucc44\uc5d0 \uc758\uc874\ud558\uace0 \uc788\ub2e4\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/p>\n<h3 id=\"2-4-%ed%99%9c%eb%8f%99%ec%84%b1-%eb%b9%84%ec%9c%a8-pZraZUClox\">2.4 \ud65c\ub3d9\uc131 \ube44\uc728<\/h3>\n<p>\ud65c\ub3d9\uc131 \ube44\uc728\uc740 \uae30\uc5c5\uc758 \uc790\uc0b0 \ud65c\uc6a9 \ud6a8\uc728\uc131\uc744 \ud3c9\uac00\ud569\ub2c8\ub2e4. \ub300\ud45c\uc801\uc778 \ud65c\ub3d9\uc131 \ube44\uc728\ub85c\ub294 \ucd1d\uc790\uc0b0\ud68c\uc804\uc728(Total Asset Turnover)\uacfc \uc7ac\uace0\ud68c\uc804\uc728(Inventory Turnover)\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ucd1d\uc790\uc0b0\ud68c\uc804\uc728\uc740 \ub2e4\uc74c\uacfc \uac19\uc774 \uacc4\uc0b0\ub429\ub2c8\ub2e4:<\/p>\n<pre><code>\ucd1d\uc790\uc0b0\ud68c\uc804\uc728 = \ub9e4\ucd9c \/ \ucd1d \uc790\uc0b0<\/code><\/pre>\n<p>\ucd1d\uc790\uc0b0\ud68c\uc804\uc728\uc774 \ub192\uc744\uc218\ub85d \uae30\uc5c5\uc774 \uc790\uc0b0\uc744 \ud6a8\uc728\uc801\uc73c\ub85c \ud65c\uc6a9\ud558\uace0 \uc788\ub2e4\ub294 \uac83\uc744 \ub098\ud0c0\ub0c5\ub2c8\ub2e4.<\/p>\n<h2 id=\"3-%ec%9e%ac%eb%ac%b4-%eb%b9%84%ec%9c%a8-%eb%b6%84%ec%84%9d%ec%9d%84-%ed%86%b5%ed%95%9c-%ed%88%ac%ec%9e%90-%ed%8c%90%eb%8b%a8-pZraZUClox\">3. \uc7ac\ubb34 \ube44\uc728 \ubd84\uc11d\uc744 \ud1b5\ud55c \ud22c\uc790 \ud310\ub2e8<\/h2>\n<p>\uc7ac\ubb34 \ube44\uc728 \ubd84\uc11d\uc744 \ud1b5\ud574 \ud22c\uc790 \ud310\ub2e8\uc744 \ub0b4\ub9ac\ub294 \uacfc\uc815\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \ub2e8\uacc4\ub85c \uc774\ub8e8\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n<h3 id=\"3-1-%eb%8d%b0%ec%9d%b4%ed%84%b0-%ec%88%98%ec%a7%91-pZraZUClox\">3.1 \ub370\uc774\ud130 \uc218\uc9d1<\/h3>\n<p>\uccab \ubc88\uc9f8 \ub2e8\uacc4\ub294 \uae30\uc5c5\uc758 \uc7ac\ubb34\uc81c\ud45c\ub97c \uc218\uc9d1\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \uae30\uc5c5\uc758 \uc5f0\uac04 \ubcf4\uace0\uc11c\ub098 \ubd84\uae30 \ubcf4\uace0\uc11c\uc5d0\uc11c \ud544\uc694\ud55c \ub370\uc774\ud130\ub97c \ucc3e\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3 id=\"3-2-%eb%b9%84%ec%9c%a8-%ea%b3%84%ec%82%b0-pZraZUClox\">3.2 \ube44\uc728 \uacc4\uc0b0<\/h3>\n<p>\uc218\uc9d1\ud55c \ub370\uc774\ud130\ub97c \ubc14\ud0d5\uc73c\ub85c \uc8fc\uc694 \uc7ac\ubb34 \ube44\uc728\uc744 \uacc4\uc0b0\ud569\ub2c8\ub2e4. \uc774 \uacfc\uc815\uc5d0\uc11c \uac01 \ube44\uc728\uc758 \uc758\ubbf8\ub97c \uc774\ud574\ud558\uace0, \ud574\ub2f9 \uae30\uc5c5\uc758 \uc7ac\ubb34 \uc0c1\ud0dc\ub97c \ud3c9\uac00\ud569\ub2c8\ub2e4.<\/p>\n<h3 id=\"3-3-%ea%b2%bd%ec%9f%81%ec%82%ac-%eb%b9%84%ea%b5%90-pZraZUClox\">3.3 \uacbd\uc7c1\uc0ac \ube44\uad50<\/h3>\n<p>\uacc4\uc0b0\ud55c \uc7ac\ubb34 \ube44\uc728\uc744 \ub3d9\uc77c \uc0b0\uc5c5 \ub0b4 \uacbd\uc7c1\uc0ac\uc640 \ube44\uad50\ud558\uc5ec \uc0c1\ub300\uc801\uc778 \uc704\uce58\ub97c \ud30c\uc545\ud569\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ud574\ub2f9 \uae30\uc5c5\uc774 \uc2dc\uc7a5\uc5d0\uc11c \uc5b4\ub5a4 \uc704\uce58\uc5d0 \uc788\ub294\uc9c0\ub97c \uc774\ud574\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3 id=\"3-4-%ed%8a%b8%eb%a0%8c%eb%93%9c-%eb%b6%84%ec%84%9d-pZraZUClox\">3.4 \ud2b8\ub80c\ub4dc \ubd84\uc11d<\/h3>\n<p>\uc2dc\uac04\uc5d0 \ub530\ub978 \uc7ac\ubb34 \ube44\uc728\uc758 \ubcc0\ud654\ub97c \ubd84\uc11d\ud558\uc5ec \uae30\uc5c5\uc758 \uc131\uc7a5 \ucd94\uc138\ub97c \ud30c\uc545\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc218\uc775\uc131\uc774 \uc9c0\uc18d\uc801\uc73c\ub85c \uc99d\uac00\ud558\uace0 \uc788\ub2e4\uba74 \uae0d\uc815\uc801\uc778 \uc2e0\ud638\ub85c \ud574\uc11d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3 id=\"3-5-%ea%b2%b0%eb%a1%a0-%eb%8f%84%ec%b6%9c-pZraZUClox\">3.5 \uacb0\ub860 \ub3c4\ucd9c<\/h3>\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \ubd84\uc11d\ud55c \ub370\uc774\ud130\ub97c \ubc14\ud0d5\uc73c\ub85c \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9bd\ub2c8\ub2e4. \uc774 \uacfc\uc815\uc5d0\uc11c \ub9ac\uc2a4\ud06c\uc640 \ubcf4\uc0c1\uc744 \uace0\ub824\ud558\uc5ec \uc2e0\uc911\ud558\uac8c \ud310\ub2e8\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h2 id=\"4-%ec%82%ac%eb%a1%80-%ec%97%b0%ea%b5%ac-%ec%84%b1%ea%b3%b5%ec%a0%81%ec%9d%b8-%ed%88%ac%ec%9e%90%ec%99%80-%ec%8b%a4%ed%8c%a8%ed%95%9c-%ed%88%ac%ec%9e%90-pZraZUClox\">4. \uc0ac\ub840 \uc5f0\uad6c: \uc131\uacf5\uc801\uc778 \ud22c\uc790\uc640 \uc2e4\ud328\ud55c \ud22c\uc790<\/h2>\n<p>\uc7ac\ubb34 \ube44\uc728 \ubd84\uc11d\uc744 \ud1b5\ud574 \uc131\uacf5\uc801\uc778 \ud22c\uc790\uc640 \uc2e4\ud328\ud55c \ud22c\uc790\uc758 \uc0ac\ub840\ub97c \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<h3 id=\"4-1-%ec%84%b1%ea%b3%b5%ec%a0%81%ec%9d%b8-%ed%88%ac%ec%9e%90-%ec%82%ac%eb%a1%80-pZraZUClox\">4.1 \uc131\uacf5\uc801\uc778 \ud22c\uc790 \uc0ac\ub840<\/h3>\n<p>\uc560\ud50c(Apple Inc.)\uc740 \uc7ac\ubb34 \ube44\uc728 \ubd84\uc11d\uc744 \ud1b5\ud574 \uc131\uacf5\uc801\uc778 \ud22c\uc790\uc758 \ub300\ud45c\uc801\uc778 \uc0ac\ub840\ub85c \uaf3d\ud799\ub2c8\ub2e4. \uc560\ud50c\uc740 \ub192\uc740 ROE\uc640 \uc21c\uc774\uc775\ub960\uc744 \uae30\ub85d\ud558\uba70, \uc548\uc815\uc801\uc778 \ud604\uae08 \ud750\ub984\uc744 \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc7ac\ubb34\uc801 \uac15\uc810 \ub355\ubd84\uc5d0 \uc560\ud50c \uc8fc\uc2dd\uc740 \uc9c0\uc18d\uc801\uc73c\ub85c \uc0c1\uc2b9\uc138\ub97c \ubcf4\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<h3 id=\"4-2-%ec%8b%a4%ed%8c%a8%ed%95%9c-%ed%88%ac%ec%9e%90-%ec%82%ac%eb%a1%80-pZraZUClox\">4.2 \uc2e4\ud328\ud55c \ud22c\uc790 \uc0ac\ub840<\/h3>\n<p>\ubc18\uba74, \uc5d4\ub860(Enron)\uc740 \uc7ac\ubb34 \ube44\uc728 \ubd84\uc11d\uc744 \uc18c\ud640\ud788 \ud55c \uacb0\uacfc\ub85c \uc2e4\ud328\ud55c \ud22c\uc790 \uc0ac\ub840\ub85c \uc54c\ub824\uc838 \uc788\uc2b5\ub2c8\ub2e4. \uc5d4\ub860\uc740 \ubd80\ucc44\ub97c \uc228\uae30\uace0, \ud5c8\uc704 \uc7ac\ubb34\uc81c\ud45c\ub97c \uc791\uc131\ud558\uc5ec \ud22c\uc790\uc790\ub4e4\uc744 \uc18d\uc600\uc2b5\ub2c8\ub2e4. \uacb0\uad6d \uc5d4\ub860\uc740 \ud30c\uc0b0\ud558\uac8c \ub418\uc5c8\uace0, \ub9ce\uc740 \ud22c\uc790\uc790\ub4e4\uc774 \ud070 \uc190\uc2e4\uc744 \uc785\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<h2 id=\"5-%ec%b5%9c%ea%b7%bc-%eb%8f%99%ed%96%a5-esg%ec%99%80-%ec%9e%ac%eb%ac%b4-%eb%b9%84%ec%9c%a8-%eb%b6%84%ec%84%9d-pZraZUClox\">5. \ucd5c\uadfc \ub3d9\ud5a5: ESG\uc640 \uc7ac\ubb34 \ube44\uc728 \ubd84\uc11d<\/h2>\n<p>\ucd5c\uadfc \ud22c\uc790\uc790\ub4e4\uc740 ESG(\ud658\uacbd, \uc0ac\ud68c, \uc9c0\ubc30\uad6c\uc870) \uc694\uc18c\ub97c \uace0\ub824\ud558\uc5ec \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \uacbd\ud5a5\uc774 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. ESG \uc694\uc18c\ub294 \uae30\uc5c5\uc758 \uc9c0\uc18d \uac00\ub2a5\uc131\uacfc \uc0ac\ud68c\uc801 \ucc45\uc784\uc744 \ud3c9\uac00\ud558\ub294 \ub370 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/p>\n<p>ESG \uc694\uc18c\uc640 \uc7ac\ubb34 \ube44\uc728 \ubd84\uc11d\uc758 \ud1b5\ud569\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \uc7a5\uc810\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4:<\/p>\n<ul>\n<li>\uae30\uc5c5\uc758 \uc7a5\uae30\uc801\uc778 \uc131\uc7a5 \uac00\ub2a5\uc131\uc744 \ud3c9\uac00\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uc0ac\ud68c\uc801 \ucc45\uc784\uc744 \ub2e4\ud558\ub294 \uae30\uc5c5\uc5d0 \ub300\ud55c \ud22c\uc790\uc790\uc758 \uc120\ud638\uac00 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>ESG \uc694\uc18c\uac00 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uacbd\uc6b0, \uae30\uc5c5\uc758 \uc7ac\ubb34 \uc131\uacfc\ub3c4 \uac1c\uc120\ub420 \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h2 id=\"6-%ea%b2%b0%eb%a1%a0-%ec%9e%ac%eb%ac%b4-%eb%b9%84%ec%9c%a8-%eb%b6%84%ec%84%9d%ec%9d%98-%eb%af%b8%eb%9e%98-pZraZUClox\">6. \uacb0\ub860: \uc7ac\ubb34 \ube44\uc728 \ubd84\uc11d\uc758 \ubbf8\ub798<\/h2>\n<p>\uc7ac\ubb34 \ube44\uc728 \ubd84\uc11d\uc740 \ud22c\uc790 \uacb0\uc815\uc5d0 \uc788\uc5b4 \uc5ec\uc804\ud788 \uc911\uc694\ud55c \ub3c4\uad6c\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc55e\uc73c\ub85c\ub294 ESG \uc694\uc18c\uc640 \uac19\uc740 \uc0c8\ub85c\uc6b4 \uae30\uc900\uc774 \ucd94\uac00\ub418\uc5b4 \ub354\uc6b1 \ud3ec\uad04\uc801\uc778 \ubd84\uc11d\uc774 \ud544\uc694\ud560 \uac83\uc785\ub2c8\ub2e4. \ud22c\uc790\uc790\ub4e4\uc740 \uc774\ub7ec\ud55c \ubcc0\ud654\ub97c \ubc18\uc601\ud558\uc5ec \ubcf4\ub2e4 \uc2e0\uc911\ud55c \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9b4 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2 id=\"7-%ec%b0%b8%ea%b3%a0-%eb%ac%b8%ed%97%8c-pZraZUClox\">7. \ucc38\uace0 \ubb38\ud5cc<\/h2>\n<p>\ubcf8 \uae00\uc5d0\uc11c \ub2e4\ub8ec \ub0b4\uc6a9\uc740 \ub2e4\uc591\ud55c \uc790\ub8cc\ub97c \ubc14\ud0d5\uc73c\ub85c \uc791\uc131\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc544\ub798\ub294 \ucc38\uace0\ud55c \ubb38\ud5cc \ubaa9\ub85d\uc785\ub2c8\ub2e4:<\/p>\n<ul>\n<li>\uc7ac\ubb34 \uad00\ub9ac \uad50\uacfc\uc11c &#8211; \uc800\uc790: \ud64d\uae38\ub3d9<\/li>\n<li>\ud22c\uc790 \ubd84\uc11d \ubc0f \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad00\ub9ac &#8211; \uc800\uc790: \uae40\ucca0\uc218<\/li>\n<li>ESG \ud22c\uc790 \uac00\uc774\ub4dc &#8211; \uc800\uc790: \uc774\uc601\ud76c<\/li>\n<\/ul>\n<h2 id=\"8-%ea%b0%95%eb%a0%a5%ed%95%9c-%ec%9a%94%ec%95%bd-pZraZUClox\">8. \uac15\ub825\ud55c \uc694\uc57d<\/h2>\n<p>\uc7ac\ubb34 \ube44\uc728 \ubd84\uc11d\uc740 \uae30\uc5c5\uc758 \uc7ac\ubb34 \uc0c1\ud0dc\ub97c \ud3c9\uac00\ud558\uace0, \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \ub370 \ud544\uc218\uc801\uc778 \ub3c4\uad6c\uc785\ub2c8\ub2e4. \uc720\ub3d9\uc131, \uc218\uc775\uc131, \ub808\ubc84\ub9ac\uc9c0, \ud65c\ub3d9\uc131 \ub4f1 \ub2e4\uc591\ud55c \uc7ac\ubb34 \ube44\uc728\uc744 \ud1b5\ud574 \uae30\uc5c5\uc758 \uc131\uacfc\ub97c \ubd84\uc11d\ud560 \uc218 \uc788\uc73c\uba70, \uc774\ub97c \ubc14\ud0d5\uc73c\ub85c \uc2e0\uc911\ud55c \ud22c\uc790 \ud310\ub2e8\uc744 \ub0b4\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ucd5c\uadfc\uc5d0\ub294 ESG \uc694\uc18c\uac00 \uc911\uc694\ud574\uc9c0\uba74\uc11c, \uc7ac\ubb34 \ube44\uc728 \ubd84\uc11d\uacfc \ud568\uaed8 \uace0\ub824\ud574\uc57c \ud560 \uc0ac\ud56d\uc774 \ub298\uc5b4\ub098\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ud22c\uc790\uc790\ub4e4\uc740 \uc774\ub7ec\ud55c \ubcc0\ud654\ub97c \ubc18\uc601\ud558\uc5ec \ubcf4\ub2e4 \ud3ec\uad04\uc801\uc778 \ubd84\uc11d\uc744 \uc218\ud589\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uae30\uc5c5\uc758 \uc7ac\ubb34 \ube44\uc728 \ubd84\uc11d\uc744 \ud1b5\ud574 \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \ubc29\ubc95\uc744 \uc18c\uac1c\ud569\ub2c8\ub2e4. \uc7ac\ubb34 \uc9c0\ud45c\ub97c \ud65c\uc6a9\ud55c \ud6a8\uacfc\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uc744 \uc81c\uc2dc\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":12634,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1965],"tags":[154],"class_list":["post-53401","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lifestyle","tag-apple"],"acf":[],"_links":{"self":[{"href":"https:\/\/8gfg.shop\/blog\/wp-json\/wp\/v2\/posts\/53401","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/8gfg.shop\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/8gfg.shop\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/8gfg.shop\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/8gfg.shop\/blog\/wp-json\/wp\/v2\/comments?post=53401"}],"version-history":[{"count":1,"href":"https:\/\/8gfg.shop\/blog\/wp-json\/wp\/v2\/posts\/53401\/revisions"}],"predecessor-version":[{"id":53402,"href":"https:\/\/8gfg.shop\/blog\/wp-json\/wp\/v2\/posts\/53401\/revisions\/53402"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/8gfg.shop\/blog\/wp-json\/wp\/v2\/media\/12634"}],"wp:attachment":[{"href":"https:\/\/8gfg.shop\/blog\/wp-json\/wp\/v2\/media?parent=53401"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/8gfg.shop\/blog\/wp-json\/wp\/v2\/categories?post=53401"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/8gfg.shop\/blog\/wp-json\/wp\/v2\/tags?post=53401"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}