{"id":57900,"date":"2025-05-18T08:41:27","date_gmt":"2025-05-17T23:41:27","guid":{"rendered":"https:\/\/8gfg.shop\/blog\/lifestyle\/safe-etf-investment-guide-for-stock-beginners-2030"},"modified":"2025-05-18T08:41:30","modified_gmt":"2025-05-17T23:41:30","slug":"safe-etf-investment-guide-for-stock-beginners-2030","status":"publish","type":"post","link":"https:\/\/8gfg.shop\/blog\/lifestyle\/safe-etf-investment-guide-for-stock-beginners-2030","title":{"rendered":"\uc8fc\uc2dd \ucd08\ubcf4 2030\uc744 \uc704\ud55c \uc548\uc804\ud55c ETF \ud22c\uc790 \uac00\uc774\ub4dc"},"content":{"rendered":"<ul class=\"toc_post_list\">\n<li>\n<h2>\ubaa9\ucc28<\/h2>\n<ul>\n<li><a href=\"#%ec%a3%bc%ec%8b%9d-%ec%b4%88%eb%b3%b4-2030%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%95%88%ec%a0%84%ed%95%9c-etf-%ed%88%ac%ec%9e%90-%ea%b0%80%ec%9d%b4%eb%93%9c-DfTwhUovFd\">\uc8fc\uc2dd \ucd08\ubcf4 2030\uc744 \uc704\ud55c \uc548\uc804\ud55c ETF \ud22c\uc790 \uac00\uc774\ub4dc<\/a><\/li>\n<li><a href=\"#1-etf-%ed%88%ac%ec%9e%90-%ea%b0%9c%ec%9a%94-%eb%b0%8f-%ea%b8%b0%eb%b3%b8-%ec%9b%90%eb%a6%ac-DfTwhUovFd\">1. ETF \ud22c\uc790 \uac1c\uc694 \ubc0f \uae30\ubcf8 \uc6d0\ub9ac<\/a><\/li>\n<li><a href=\"#2-etf%ec%9d%98-%ec%95%88%ec%a0%95%ec%84%b1%ea%b3%bc-%eb%a6%ac%ec%8a%a4%ed%81%ac-%ea%b4%80%eb%a6%ac-%eb%b0%a9%eb%b2%95-DfTwhUovFd\">2. ETF\uc758 \uc548\uc815\uc131\uacfc \ub9ac\uc2a4\ud06c \uad00\ub9ac \ubc29\ubc95<\/a><\/li>\n<li><a href=\"#3-%ea%b5%ad%eb%82%b4%ec%99%b8-etf-%ec%8b%9c%ec%9e%a5%ec%9d%98-%ec%b5%9c%ec%8b%a0-%eb%8f%99%ed%96%a5-%eb%b0%8f-%ec%82%ac%eb%a1%80-%ec%97%b0%ea%b5%ac-DfTwhUovFd\">3. \uad6d\ub0b4\uc678 ETF \uc2dc\uc7a5\uc758 \ucd5c\uc2e0 \ub3d9\ud5a5 \ubc0f \uc0ac\ub840 \uc5f0\uad6c<\/a><\/li>\n<li><a href=\"#4-%ec%8b%a4%ec%a0%84-etf-%ed%88%ac%ec%9e%90-%ec%a0%84%eb%9e%b5-%eb%b0%8f-%ed%8f%ac%ed%8a%b8%ed%8f%b4%eb%a6%ac%ec%98%a4-%ea%b5%ac%ec%84%b1-%ea%b0%80%ec%9d%b4%eb%93%9c-DfTwhUovFd\">4. \uc2e4\uc804 ETF \ud22c\uc790 \uc804\ub7b5 \ubc0f \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131 \uac00\uc774\ub4dc<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>    <title id=\"%ec%a3%bc%ec%8b%9d-%ec%b4%88%eb%b3%b4-2030%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%95%88%ec%a0%84%ed%95%9c-etf-%ed%88%ac%ec%9e%90-%ea%b0%80%ec%9d%b4%eb%93%9c-DfTwhUovFd\">\uc8fc\uc2dd \ucd08\ubcf4 2030\uc744 \uc704\ud55c \uc548\uc804\ud55c ETF \ud22c\uc790 \uac00\uc774\ub4dc<\/title><\/p>\n<h1 id=\"%ec%a3%bc%ec%8b%9d-%ec%b4%88%eb%b3%b4-2030%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%95%88%ec%a0%84%ed%95%9c-etf-%ed%88%ac%ec%9e%90-%ea%b0%80%ec%9d%b4%eb%93%9c-DfTwhUovFd\">\uc8fc\uc2dd \ucd08\ubcf4 2030\uc744 \uc704\ud55c \uc548\uc804\ud55c ETF \ud22c\uc790 \uac00\uc774\ub4dc<\/h1>\n<p><img decoding=\"async\" src=\"https:\/\/8gfg.shop\/blog\/wp-content\/uploads\/2025\/05\/eca3bcec8b9d-ecb488ebb3b4-2030ec9d84-ec9c84ed959c-ec9588eca084ed959c-etf-ed88acec9e90-eab080ec9db4eb939c.jpeg\" alt=\"\uc8fc\uc2dd \ucd08\ubcf4 2030\uc744 \uc704\ud55c \uc548\uc804\ud55c ETF \ud22c\uc790 \uac00\uc774\ub4dc\" \/><\/p>\n<p>\ucd5c\uadfc \uba87 \ub144\uac04 \uc8fc\uc2dd \ud22c\uc790\ub294 \ub9ce\uc740 2030 \uc138\ub300 \uc0ac\uc774\uc5d0\uc11c \uc778\uae30 \uc788\ub294 \uc7ac\ud14c\ud06c \ubc29\ubc95\uc73c\ub85c \uc790\ub9ac \uc7a1\uc558\uc2b5\ub2c8\ub2e4. \uadf8 \uc911\uc5d0\uc11c\ub3c4 ETF(Exchange Traded Fund)\ub294 \uac04\uc811 \ud22c\uc790 \ubc29\uc2dd\uc73c\ub85c \ubd84\uc0b0 \ud22c\uc790 \ubc0f \ub9ac\uc2a4\ud06c \uad00\ub9ac\ub97c \ub3c4\ubaa8\ud560 \uc218 \uc788\uc5b4 \uc8fc\uc2dd \ucd08\ubcf4\uc790\ub4e4\uc5d0\uac8c \ub9e4\uc6b0 \ub9e4\ub825\uc801\uc778 \uc120\ud0dd\uc9c0\uac00 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uae00\uc740 \uc548\uc815\uc801\uc778 \ud22c\uc790\uc640 \uafb8\uc900\ud55c \uc790\uc0b0 \uc99d\uc2dd\uc744 \uafc8\uafb8\ub294 \uc8fc\uc2dd \ucd08\ubcf4 2030\uc138\ub300\ub97c \uc704\ud574 ETF \ud22c\uc790\uc5d0 \ub300\ud55c \uae30\ubcf8 \uc6d0\ub9ac, \uc548\uc815\uc131 \ubc0f \ucd5c\uc2e0 \ub3d9\ud5a5, \uadf8\ub9ac\uace0 \uc2e4\uc804 \ud22c\uc790 \uc804\ub7b5\uc5d0 \ub300\ud574 \uc2ec\ub3c4 \uc788\uac8c \ub2e4\ub8e8\uace0\uc790 \ud569\ub2c8\ub2e4.<\/p>\n<p>ETF\ub294 \uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc\ub85c, \uc8fc\uc2dd\uacfc \ucc44\uad8c, \uc6d0\uc790\uc7ac \ub4f1 \ub2e4\uc591\ud55c \uc790\uc0b0\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud558\uba70, \uc2e4\uc2dc\uac04\uc73c\ub85c \uac70\ub798\uac00 \uac00\ub2a5\ud558\ub2e4\ub294 \uc7a5\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ucd08\ubcf4 \ud22c\uc790\uc790\ub4e4\uc774 \ub192\uc740 \uc218\uc775\ub960\uc744 \ubc14\ub77c\uace0 \uc704\ud5d8 \ubd80\ub2f4\uc744 \ucd5c\uc18c\ud654\ud560 \uc218 \uc788\ub294 \ud6cc\ub96d\ud55c \ud22c\uc790 \uc218\ub2e8\uc785\ub2c8\ub2e4. ETF\ub294 \uc5ec\ub7ec \uc790\uc0b0\uc744 \ud55c\ub370 \ubb36\uc5b4 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \ubd84\uc0b0 \ud6a8\uacfc\ub97c \uadf9\ub300\ud654\uc2dc\ud0a4\uae30 \ub54c\ubb38\uc5d0, \ud55c \uc885\ubaa9\uc758 \uac00\uaca9 \ubcc0\ub3d9\uc5d0 \ud06c\uac8c \ud718\ub458\ub9ac\uc9c0 \uc54a\uace0 \uc548\uc815\uc801\uc778 \ud22c\uc790 \ud658\uacbd\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<p>ETF \ud22c\uc790\uc5d0 \ub6f0\uc5b4\ub4e4\uae30 \uc804\uc5d0 \uaf2d \uc774\ud574\ud574\uc57c \ud560 \ubd80\ubd84\uc740 \uae30\ubcf8 \uc6d0\ub9ac\uc640 \uad6c\uc870\uc785\ub2c8\ub2e4. ETF\ub294 \uac1c\ubcc4 \uc885\ubaa9\uc5d0 \uc9c1\uc811 \ud22c\uc790\ud558\ub294 \ub300\uc2e0, \uae30\ucd08 \uc790\uc0b0\uc758 \uc131\uacfc\ub97c \ubc18\uc601\ud558\ub294 \uae08\uc735 \uc0c1\ud488\uc73c\ub85c \ub9cc\ub4e4\uc5b4\uc9d1\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, KODEX 200\uacfc \uac19\uc740 ETF\ub294 \uad6d\ub0b4 200\ub300 \ub300\ud615 \uae30\uc5c5\uc758 \uc8fc\uac00\ub97c \ubc18\uc601\ud558\uba70, \uc790\uc5f0\uc2a4\ub7fd\uac8c \ud2b9\uc815 \uae30\uc5c5\uc5d0 \ub300\ud55c \ub2e8\uc77c \ub9ac\uc2a4\ud06c\ub97c \uac10\uc18c\uc2dc\ud0a4\ub294 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/p>\n<p>\ucd08\ubcf4 \ud22c\uc790\uc790\uac00 ETF\uc5d0 \ud22c\uc790\ud560 \uacbd\uc6b0, \uc548\uc815\uc131\uacfc \ud3b8\uc758\uc131\uc744 \ub3d9\uc2dc\uc5d0 \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 2030 \uc138\ub300\ucc98\ub7fc \uacbd\uc81c\uc801 \uc5ec\uac74\uacfc \ud22c\uc790 \uacbd\ud5d8\uc774 \uc544\uc9c1 \ubbf8\uc219\ud55c \uacbd\uc6b0, \uc804\ubb38\uac00\ub4e4\uc774 \uc801\uadf9 \ucd94\ucc9c\ud558\ub294 ETF\uc758 \ubd84\uc0b0 \ud22c\uc790 \ud6a8\uacfc\ub294 \ud070 \ub9e4\ub825\uc73c\ub85c \ub2e4\uac00\uc635\ub2c8\ub2e4. \uad6d\ub0b4\uc678 \uae08\uc735 \uae30\uad00\ub4e4\uc774 \uc9c0\uc18d\uc801\uc73c\ub85c \uc131\uc7a5\ud558\ub294 ETF \uc2dc\uc7a5\uc740 \uc55e\uc73c\ub85c\ub3c4 \uc548\uc815\uc801\uc778 \ud22c\uc790\ucc98\ub85c \uc8fc\ubaa9\ubc1b\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uad6c\uccb4\uc801\uc73c\ub85c ETF\uac00 \uc8fc\uc2dd \uc2dc\uc7a5\uc5d0\uc11c \uc911\uc694\ud55c \uc774\uc720\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \ud2b9\uc9d5\ub4e4 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uccab\uc9f8, ETF\ub294 \uc2e4\uc81c \uc790\uc0b0 \ub300\ube44 \ub0ae\uc740 \ube44\uc6a9 \uad6c\uc870\ub97c \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub458\uc9f8, \uc2e4\uc2dc\uac04 \uac70\ub798\uac00 \uac00\ub2a5\ud558\uc5ec \uc720\ub3d9\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4. \uc14b\uc9f8, \ub2e4\uc591\ud55c \uc790\uc0b0\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\uc5b4 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \uc704\ud5d8 \ubd84\uc0b0\uc5d0 \ud070 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc694\uc18c\ub4e4\uc740 \uc8fc\uc2dd \ucd08\ubcf4 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ub9e4\ub825\uc801\uc73c\ub85c \uc791\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, ETF\ub294 \uc815\uae30\uc801\uc73c\ub85c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc7ac\uc870\uc815\ud558\ub294\ub370, \uc774\ub294 \uac1c\ubcc4 \uc885\ubaa9 \ud22c\uc790\uc640 \ub2ec\ub9ac \uc9c0\uc18d\uc801\uc778 \uc790\uc0b0 \ubc30\ubd84\uc744 \ud1b5\ud574 \uc2dc\uc7a5\uc758 \ubcc0\ub3d9\uc131\uc744 \uadf9\ubcf5\ud560 \uc218 \uc788\ub3c4\ub85d \uc124\uacc4\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \ucd5c\uadfc \uc5ec\ub7ec \uc5f0\uad6c \uacb0\uacfc\uc5d0\uc11c\ub3c4 ETF\uac00 \uc7a5\uae30 \ud22c\uc790 \uc2dc \ub6f0\uc5b4\ub09c \uc131\uacfc\ub97c \ubcf4\uc600\uc73c\uba70, \ud2b9\ud788 \uae00\ub85c\ubc8c \uc2dc\uc7a5\uc758 \uc704\ud5d8 \uc694\uc18c\uc5d0\uc11c \uc548\uc804\ub9dd \uc5ed\ud560\uc744 \ud560 \uc218 \uc788\ub2e4\ub294 \uc810\uc774 \uac15\uc870\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>ETF\ub294 \uae08\uc735 \uc704\uae30\uc640 \uac19\uc740 \ubd88\ud655\uc2e4\ud55c \uc2dc\uc7a5 \uc0c1\ud669\uc5d0\uc11c\ub3c4 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \uc720\uc9c0\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c 2008\ub144 \uae00\ub85c\ubc8c \uae08\uc735 \uc704\uae30 \ub54c\ub3c4 \ub9ce\uc740 ETF \uc0c1\ud488\uc774 \uae09\uaca9\ud55c \uac00\uaca9 \ubcc0\ub3d9\uc744 \ud53c\ud558\uba70 \uc77c\uc815 \uc218\uc900\uc758 \uc790\uc0b0 \ubcf4\ud638 \uae30\ub2a5\uc744 \uc218\ud589\ud55c \ubc14 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc5ed\uc0ac\uc801 \uc0ac\ub840\ub294 \ucd08\ubcf4 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c ETF\uc758 \uc548\uc804\uc131\uc744 \uc7ac\ud655\uc778\uc2dc\ucf1c \uc90d\ub2c8\ub2e4.<\/p>\n<p>ETF \ud22c\uc790\uc5d0 \uc788\uc5b4\uc11c \ub610 \ub2e4\ub978 \uc911\uc694\ud55c \ud3ec\uc778\ud2b8\ub294, \ub2e4\uc591\ud55c \uc790\uc0b0 \ud074\ub798\uc2a4\uc5d0 \uac78\uce5c \ubd84\uc0b0 \ud22c\uc790\ub97c \ud1b5\ud574 \ud2b9\uc815 \uc5c5\uc885\uc774\ub098 \uc9c0\uc5ed\uc758 \ub9ac\uc2a4\ud06c\ub97c \ucd5c\uc18c\ud654\ud560 \uc218 \uc788\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \ud22c\uc790 \ucd08\ubcf4\uc790\ub4e4\uc740 \uac1c\ubcc4 \uc8fc\uc2dd \uc120\ud0dd\uc758 \uc5b4\ub824\uc6c0\uacfc \uc804\ubb38\uc801 \ubd84\uc11d\uc758 \ubd80\ub2f4 \uc5c6\uc774 ETF\ub97c \ud65c\uc6a9\ud568\uc73c\ub85c\uc368 \uc790\uc2e0\ub9cc\uc758 \ud22c\uc790 \uc804\ub7b5\uc744 \uac04\ub2e8\ud558\uac8c \uad6c\uc131\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ucd5c\uadfc \uae08\uc735 \uc804\ubb38\uac00\ub4e4\uc740 ETF\uac00 \uc55e\uc73c\ub85c \uc8fc\uc2dd \ud22c\uc790 \uc2dc\uc7a5\uc5d0\uc11c \ub354\uc6b1 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud558\uac8c \ub420 \uac83\uc774\ub77c \uc804\ub9dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 2030 \uc138\ub300\uc640 \uac19\uc774 \ube60\ub974\uac8c \ubcc0\ud654\ud558\ub294 \uacbd\uc81c \ud658\uacbd\uc5d0\uc11c ETF\ub294 \uc0c1\ub300\uc801\uc73c\ub85c \uc548\uc815\uc801\uc778 \ud22c\uc790 \uc218\ub2e8\uc73c\ub85c \uc790\ub9ac\uc7a1\uc744 \uac00\ub2a5\uc131\uc774 \ud07d\ub2c8\ub2e4. \uc804\ubb38\uac00\ub4e4\uc740 ETF\ub97c \ud22c\uc790 \ucd08\ubcf4\uc790\ub4e4\uc744 \uc704\ud55c \ud6a8\uacfc\uc801\uc778 \uc790\uc0b0 \ubc30\ubd84 \ub3c4\uad6c\ub85c \ud3c9\uac00\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub97c \uc801\uadf9 \ucd94\ucc9c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774\ucc98\ub7fc ETF\ub294 \ucd08\ubcf4 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ub9e4\uc6b0 \ub9e4\ub825\uc801\uc778 \uc7ac\ud14c\ud06c \ubc29\ubc95\uc73c\ub85c \uc790\ub9ac \uc7a1\uace0 \uc788\uc73c\uba70, \uc55e\uc73c\ub85c\uc758 \uae08\uc735 \uc2dc\uc7a5\uc5d0\uc11c\ub3c4 \uadf8 \uc548\uc815\uc131\uacfc \uc218\uc775\uc131\uc744 \uc778\uc815\ubc1b\uc744 \uac83\uc785\ub2c8\ub2e4. \ub2e4\uc74c \uc139\uc158\uc5d0\uc11c\ub294 ETF\uc758 \uc548\uc815\uc131 \ubc0f \ub9ac\uc2a4\ud06c \uad00\ub9ac \ubc29\ubc95\uc5d0 \ub300\ud574 \uad6c\uccb4\uc801\uc73c\ub85c \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<h2 id=\"1-etf-%ed%88%ac%ec%9e%90-%ea%b0%9c%ec%9a%94-%eb%b0%8f-%ea%b8%b0%eb%b3%b8-%ec%9b%90%eb%a6%ac-DfTwhUovFd\">1. ETF \ud22c\uc790 \uac1c\uc694 \ubc0f \uae30\ubcf8 \uc6d0\ub9ac<\/h2>\n<p>ETF\uc758 \uac00\uc7a5 \ud070 \uac15\uc810 \uc911 \ud558\ub098\ub294 \ub2e4\uc591\ud55c \uc790\uc0b0\uad70\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud560 \uc218 \uc788\ub2e4\ub294 \uc810\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uac1c\ubcc4 \uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud560 \ub54c \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \ub9ac\uc2a4\ud06c\ub97c \ud06c\uac8c \uc904\uc5ec\uc90d\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ud2b9\uc815 \uae30\uc5c5\uc758 \uc2e4\uc801\uc774 \uc88b\uc9c0 \uc54a\ub354\ub77c\ub3c4 \uc804\uccb4 \uc2dc\uc7a5 \uc9c0\uc218\uac00 \uc0c1\uc2b9\ud558\ub294 \uacbd\uc6b0 ETF\uc758 \uac00\uce58\ub294 \uc548\uc815\uc801\uc73c\ub85c \uc720\uc9c0\ub418\uac70\ub098 \uc624\ud788\ub824 \uc0c1\uc2b9\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4.<\/p>\n<p>ETF\ub294 \uae30\ucd08 \uc790\uc0b0\uc758 \uc218\uc775\ub960\uc744 \uc815\ud655\ud558\uac8c \ubc18\uc601\ud558\ub3c4\ub85d \uc124\uacc4\ub41c \uc0c1\ud488\uc774\uae30 \ub54c\ubb38\uc5d0, \ud22c\uc790\uc790\ub4e4\uc740 \ubcf5\uc7a1\ud55c \uc885\ubaa9 \ubd84\uc11d \uc5c6\uc774\ub3c4 \uc190\uc27d\uac8c \uc804\uccb4 \uc2dc\uc7a5\uc758 \ud750\ub984\uc744 \ub530\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uac19\uc740 \uad6c\uc870\ub294 \ubcf5\uc7a1\ud55c \uc7ac\ubb34 \ubd84\uc11d\uc5d0 \uc775\uc219\ud558\uc9c0 \uc54a\uc740 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ud070 \ub3c4\uc6c0\uc774 \ub418\uba70, \ud22c\uc790 \uacb0\uc815 \uacfc\uc815\uc5d0\uc11c \ubd88\ud544\uc694\ud55c \uc2a4\ud2b8\ub808\uc2a4\ub97c \uc904\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n<p>ETF \ud22c\uc790\uc758 \uae30\ubcf8 \uac1c\ub150\uc740 &#8216;\ud328\uc2dc\ube0c \ud22c\uc790&#8217;\ub77c\uace0\ub3c4 \uc77c\uceec\uc5b4\uc9d1\ub2c8\ub2e4. \ud328\uc2dc\ube0c \ud22c\uc790\ub294 \uc2dc\uc7a5 \uc804\uccb4\uc758 \ud3c9\uade0 \uc218\uc775\ub960\uc744 \ubaa9\ud45c\ub85c \ud558\uae30\uc5d0, \ub2e8\uae30\uc801\uc778 \ubcc0\ub3d9\uc131\uc5d0 \ud06c\uac8c \uc601\ud5a5\uc744 \ubc1b\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ubc18\uba74, \uc561\ud2f0\ube0c \ud22c\uc790\ub294 \uc2dc\uc7a5\uc744 \ub2a5\ub3d9\uc801\uc73c\ub85c \ubd84\uc11d\ud558\uace0 \uc608\uce21\ud558\ub294 \uacfc\uc815\uc744 \uac70\uce58\ubbc0\ub85c, \ucd08\ubcf4 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c\ub294 \ub2e4\uc18c \ubd80\ub2f4\uc2a4\ub7ec\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c ETF\ub294 \ud22c\uc790 \uc218\uc218\ub8cc\uac00 \uc0c1\ub300\uc801\uc73c\ub85c \ub0ae\uc73c\uba70, \uac70\ub798 \ube44\uc6a9\ub3c4 \uc808\uac10\ud560 \uc218 \uc788\ub294 \uc7a5\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc804\ud1b5\uc801\uc778 \ubba4\ucd94\uc5bc \ud380\ub4dc\uc640 \ube44\uad50\ud560 \ub54c, ETF\ub294 \ud22c\uba85\ud55c \uc6b4\uc601 \ubc29\uc2dd\uc73c\ub85c \uc778\ud574 \ud22c\uc790\uc790\ub4e4 \uc0ac\uc774\uc5d0\uc11c \uc2e0\ub8b0\ub97c \ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub85c \uc778\ud574 \ub2e8\uc21c\ud558\uc9c0\ub9cc \ud6a8\uacfc\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uc744 \ucc3e\ub294 \uc774\ub4e4\uc5d0\uac8c \uc801\ud569\ud569\ub2c8\ub2e4.<\/p>\n<p>ETF\uc758 \uad6c\uc131 \ubc29\uc2dd\uc740 \ud22c\uc790\uc790\ub4e4\uc774 \uc6d0\ud558\ub294 \ud2b9\uc815 \ud14c\ub9c8\ub098 \uc9c0\uc5ed, \uc5c5\uc885\uc5d0 \ub9de\uac8c \uc120\ud0dd\ud560 \uc218 \uc788\ub3c4\ub85d \ub2e4\uc591\ud55c \uc885\ub958\uac00 \uc874\uc7ac\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ubbf8\uad6d \uae30\uc220\uc8fc ETF, \uc720\ub7fd \ubc30\ub2f9\uc8fc ETF, \uc544\uc2dc\uc544 \uc2e0\ud765 \uc2dc\uc7a5 ETF \ub4f1 \ub2e4\uc591\ud55c \uc120\ud0dd\uc9c0\ub97c \ud1b5\ud574 \ud22c\uc790\uc790\ub4e4\uc774 \uc790\uc2e0\uc758 \ud22c\uc790 \ubaa9\uc801\uc5d0 \ub9de\uac8c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub2e4\uc591\uc131\uc740 \ud22c\uc790\uc790 \uac01\uc790\uac00 \uc790\uc2e0\uc758 \uc704\ud5d8 \uc120\ud638\ub3c4\uc640 \ud22c\uc790 \ubaa9\ud45c\uc5d0 \ub9de\ucdb0 \uc804\ub7b5\uc744 \uc218\uc815\ud560 \uc218 \uc788\ub294 \ud070 \uc7a5\uc810\uc785\ub2c8\ub2e4.<\/p>\n<p>ETF\uc758 \uae30\ubcf8 \uc6d0\ub9ac\uc5d0 \ub300\ud574 \uc774\ud574\ud558\ub294 \uac83\uc740 \ud22c\uc790 \uc131\uacf5\uc758 \uccab\uac78\uc74c\uc785\ub2c8\ub2e4. ETF\ub294 \uae30\ucd08 \uc790\uc0b0\uc758 \uc9c0\ud45c\ub97c \ucd94\uc885\ud558\ub3c4\ub85d \uad6c\uc131\ub418\uba70, \uc774\ub97c \ud1b5\ud574 \uc2dc\uc7a5 \uc804\uccb4\uc758 \ubd84\uc0b0 \ud22c\uc790 \ud6a8\uacfc\ub97c \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \uc2dc\uc7a5 \ubcc0\ub3d9\uc131\uc5d0 \uc758\ud55c \uc704\ud5d8\uc744 \uc904\uc774\uace0, \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \uc99d\uc2dd\uc744 \ub3c4\ubaa8\ud560 \uc218 \uc788\ub294 \uac83 \uc5ed\uc2dc ETF \ud22c\uc790 \ub9e4\ub825 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4.<\/p>\n<p>\uae08\uc735 \uc5c5\uacc4\uc5d0\uc11c\ub294 ETF\uc758 \ud22c\uba85\uc131\uacfc \uc800\ube44\uc6a9 \uad6c\uc870\ub97c \ub192\uc774 \ud3c9\uac00\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub7ec\ud55c \ud2b9\uc131 \ub54c\ubb38\uc5d0 \uc5ec\ub7ec \uae08\uc735 \uc804\ubb38\uac00\ub4e4\uacfc \uae30\uad00 \ud22c\uc790\uc790\ub4e4 \uc0ac\uc774\uc5d0\uc11c\ub3c4 ETF \uc120\ud0dd\uc774 \ub298\uc5b4\ub098\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uad6d\uc81c \uae08\uc735\uc2dc\uc7a5\uc5d0\uc11c ETF\ub294 \uc774\ubbf8 \uc911\uc694\ud55c \ud22c\uc790 \uc218\ub2e8\uc73c\ub85c \uc790\ub9ac \uc7a1\uace0 \uc788\ub294\ub370, \uc774\ub294 \uc804 \uc138\uacc4 \ud22c\uc790\uc790\ub4e4\uc774 ETF\ub97c \ud1b5\ud574 \uc548\uc815\uc801\uc778 \ud22c\uc790 \ud658\uacbd\uc744 \uc870\uc131\ud558\uace0 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n<p>\uc608\ub97c \ub4e4\uc5b4, \uae00\ub85c\ubc8c ETF \uc6b4\uc6a9\uc0ac\uc778 BlackRock\uc758 iShares \uc2dc\ub9ac\uc988\ub294 \uc804 \uc138\uacc4 \uc218\ub9ce\uc740 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ub2e4\uc591\ud55c \uc790\uc0b0\uad70\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud558\uba70, \uc2e4\uc81c\ub85c \ub9e4\ub144 \uc218\uc870 \ub2ec\ub7ec \uaddc\ubaa8\uc758 \uc790\uc0b0\uc774 \uc6b4\uc6a9\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud1b5\uacc4\ub294 ETF\uac00 \uc5bc\ub9c8\ub098 \uc548\uc815\uc801\uc774\uace0 \uc778\uae30 \uc788\ub294 \ud22c\uc790 \uc218\ub2e8\uc778\uc9c0\ub97c \uc5ec\uc2e4\ud788 \uc99d\uba85\ud569\ub2c8\ub2e4.<\/p>\n<p>ETF \ud22c\uc790\ub294 \ub610\ud55c \ud22c\uc790\uc790\uac00 \uc2dc\uc7a5\uc758 \uc804\ubc18\uc801\uc778 \uac74\uac15\uc0c1\ud0dc\ub97c \ud55c\ub208\uc5d0 \ud30c\uc545\ud560 \uc218 \uc788\ub294 \ub3c4\uad6c\ub85c \ud65c\uc6a9\ub429\ub2c8\ub2e4. \uc2dc\uc7a5 \uc9c0\uc218\uc640 \uac19\uc774 \uc791\ub3d9\ud558\uae30 \ub54c\ubb38\uc5d0, \ud22c\uc790\uc790\ub4e4\uc740 \uacbd\uc81c \uc804\ubc18\uc758 \ud2b8\ub80c\ub4dc\ub97c \uc27d\uac8c \ud30c\uc545\ud560 \uc218 \uc788\uc73c\uba70, \uc774\ub97c \ud1b5\ud574 \ubcf4\ub2e4 \uccb4\uacc4\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ud2b9\ud788 \uacbd\uc81c \uc0c1\ud669\uc5d0 \ubbfc\uac10\ud55c 2030 \uc138\ub300\uc5d0\uac8c \ub9e4\ub825\uc801\uc778 \uc810\uc774\ub77c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc885\ud569\uc801\uc73c\ub85c, ETF \ud22c\uc790\ub294 \ubcf5\uc7a1\ud55c \uc8fc\uc2dd \ubd84\uc11d \ubc0f \uac1c\ubcc4 \uc885\ubaa9 \uc120\ud0dd\uc758 \ubd80\ub2f4\uc744 \ub35c\uc5b4\uc8fc\uba74\uc11c\ub3c4 \ud6a8\uacfc\uc801\uc778 \ubd84\uc0b0 \ud22c\uc790\ub97c \uac00\ub2a5\ud558\uac8c \ud569\ub2c8\ub2e4. \uae30\ucd08 \uc790\uc0b0\uc758 \ub300\ud45c\uc131\uc744 \ud655\ubcf4\ud55c ETF\ub294 \uc7a5\uae30 \ud22c\uc790 \uad00\uc810\uc5d0\uc11c \uc548\uc815\uc801\uc778 \uc218\uc775\ub960\uc744 \uc81c\uacf5\ud558\ub294\ub370, \uc774\ub294 \ucd08\ubcf4 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ud070 \uba54\ub9ac\ud2b8\ub85c \uc791\uc6a9\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc774\uc720\ub85c ETF\ub294 \ud22c\uc790 \uc785\ubb38\uc790 \ubfd0 \uc544\ub2c8\ub77c, \ub2e4\uc591\ud55c \ud22c\uc790 \uc804\ub7b5\uc744 \uad6c\uc0ac\ud558\ub294 \uc804\ubb38\uac00\ub4e4 \uc0ac\uc774\uc5d0\uc11c\ub3c4 \uafb8\uc900\ud788 \ud65c\uc6a9\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>ETF\uc758 \uae30\ubcf8 \uac1c\ub150\uacfc \uc6d0\ub9ac\ub97c \uc774\ud574\ud558\ub294 \uac83\uc740 \uc548\uc815\uc801\uc778 \ud22c\uc790 \uc218\uc775\uc744 \uc5bb\uae30 \uc704\ud55c \ud544\uc218 \uc694\uc18c\uc785\ub2c8\ub2e4. \uae08\uc735 \uc804\ubb38\uac00\ub294 \ud22c\uc790 \ucd08\uae30 \ub2e8\uacc4\uc5d0\uc11c ETF\uc640 \uac19\uc740 \ud328\uc2dc\ube0c \ud22c\uc790 \uc0c1\ud488\uc774 \uc7a5\uae30\uc801\uc73c\ub85c \uc548\uc815\uc801\uc778 \uc131\uc7a5\uc744 \ubcf4\uc77c \uac00\ub2a5\uc131\uc774 \ub192\ub2e4\uace0 \uc124\uba85\ud569\ub2c8\ub2e4. \uc774\uc5d0 \ub530\ub77c \ud22c\uc790 \uc900\ube44 \ub2e8\uacc4\uc5d0\uc11c \ucda9\ubd84\ud55c \uacf5\ubd80\uc640 \uc804\ub7b5 \uc218\ub9bd\uc774 \uc774\ub8e8\uc5b4\uc838\uc57c \ud558\uba70, ETF\ub294 \uadf8\ub7ec\ud55c \ud559\uc2b5 \uacfc\uc815\uc5d0 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ub2f4\ub2f9\ud558\uac8c \ub429\ub2c8\ub2e4.<\/p>\n<h2 id=\"2-etf%ec%9d%98-%ec%95%88%ec%a0%95%ec%84%b1%ea%b3%bc-%eb%a6%ac%ec%8a%a4%ed%81%ac-%ea%b4%80%eb%a6%ac-%eb%b0%a9%eb%b2%95-DfTwhUovFd\">2. ETF\uc758 \uc548\uc815\uc131\uacfc \ub9ac\uc2a4\ud06c \uad00\ub9ac \ubc29\ubc95<\/h2>\n<p>ETF\uac00 \uc8fc\uc2dd \ucd08\ubcf4\ub4e4\uc5d0\uac8c \ucd94\ucc9c\ub418\ub294 \uc774\uc720 \uc911 \ud558\ub098\ub294 \ubc14\ub85c \uc548\uc815\uc131\uacfc \ud6a8\uacfc\uc801\uc778 \ub9ac\uc2a4\ud06c \uad00\ub9ac \ub2a5\ub825\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. ETF\ub294 \uae30\ubcf8\uc801\uc73c\ub85c \ub2e4\uc591\ud55c \uc790\uc0b0\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ub418\uc5b4 \uc788\uae30 \ub54c\ubb38\uc5d0, \uac1c\ubcc4 \uc8fc\uc2dd\uc758 \ubcc0\ub3d9\uc131\uc5d0 \ub530\ub978 \uc190\uc2e4\uc744 \ucd5c\uc18c\ud654\ud560 \uc218 \uc788\ub294 \uc7a5\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud2b9\uc131\uc740 \ucd08\ubcf4 \ud22c\uc790\uc790\ub4e4\uc774 \ud22c\uc790 \uc2e4\uc218\ub97c \uc904\uc774\uace0, \uc7a5\uae30\uc801\uc778 \uc218\uc775\uc744 \uae30\ub300\ud560 \uc218 \uc788\ub294 \uae30\ubc18\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<p>\ub9ac\uc2a4\ud06c \uad00\ub9ac\ub294 \ubaa8\ub4e0 \ud22c\uc790\uc5d0\uc11c \ud575\uc2ec\uc774 \ub418\ub294 \uc694\uc18c\uc785\ub2c8\ub2e4. \ud2b9\ud788 \uae30\uc874\uc5d0 \uc8fc\uc2dd \uc2dc\uc7a5\uc5d0 \uc775\uc219\ud558\uc9c0 \uc54a\uc740 2030 \uc138\ub300\uc758 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c\ub294 \uc704\ud5d8 \uad00\ub9ac \uc804\ub7b5\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. ETF\ub294 \uc18c\ube44\uc790\ub4e4\uc774 \ub2e8\uc77c \uc8fc\uc2dd\uc758 \uc6c0\uc9c1\uc784\uc5d0 \ud06c\uac8c \uc758\uc874\ud558\uc9c0 \uc54a\ub3c4\ub85d \ub2e4\uc591\ud55c \uc5c5\uc885\uacfc \uc790\uc0b0\uad70\uc5d0 \ud22c\uc790\ud558\uace0 \uc788\uc5b4 \ubd84\uc0b0 \ud6a8\uacfc\uac00 \uadf9\ub300\ud654\ub429\ub2c8\ub2e4. \uc774\ub294 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \uc548\uc815\uc131\uc744 \ud06c\uac8c \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/p>\n<p>ETF\ub97c \ud1b5\ud55c \ub9ac\uc2a4\ud06c \uad00\ub9ac\ub294 \ud06c\uac8c \uc138 \uac00\uc9c0 \uad00\uc810\uc5d0\uc11c \uc0b4\ud3b4\ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uccab\uc9f8, \uc790\uc0b0 \ubd84\uc0b0 \ud22c\uc790\uc785\ub2c8\ub2e4. \ub2e4\uc591\ud55c \uc790\uc0b0\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud568\uc73c\ub85c\uc368, \ud55c \uc885\ubaa9\uc774\ub098 \ud55c \uc5c5\uc885\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \ubd80\uc815\uc801\uc778 \uc601\ud5a5\uc744 \uc0c1\uc1c4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub458\uc9f8, \ube44\uc6a9 \uad00\ub9ac\uc785\ub2c8\ub2e4. ETF\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \ub0ae\uc740 \uad00\ub9ac \uc218\uc218\ub8cc\uc640 \uac70\ub798 \ube44\uc6a9\uc744 \uc790\ub791\ud558\uba70, \uc774\ub294 \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uc218\uc775\uc5d0 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \uc14b\uc9f8, \uc720\ub3d9\uc131 \uad00\ub9ac\uc785\ub2c8\ub2e4. ETF\ub294 \uc8fc\uc2dd \uc2dc\uc7a5\uc5d0\uc11c \uc790\uc720\ub86d\uac8c \uac70\ub798\ub418\uae30 \ub54c\ubb38\uc5d0 \ud544\uc694\ud55c \uc2dc\uc810\uc5d0 \uc27d\uac8c \ub9e4\ub9e4\ud560 \uc218 \uc788\ub294 \uc720\uc5f0\uc131\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<p>\uccab \ubc88\uc9f8 \uc0ac\ub840\ub85c, \ubbf8\uad6d \uc2dc\uc7a5\uc5d0\uc11c\uc758 ETF \ud22c\uc790 \uc0ac\ub840\ub97c \ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. 2010\ub144\ub300 \ucd08\ubc18\ubd80\ud130 \ub9ce\uc740 \ud22c\uc790\uc790\ub4e4\uc774 \uae30\uc220\uc8fc\uc5d0 \uc9d1\uc911 \ud22c\uc790\ud588\uc744 \ub54c, \uae30\uc220\uc8fc\uc758 \ubcc0\ub3d9\uc131\uc774 \uc2ec\ud574\uc838 \ub2e8\uae30\uc801\uc778 \uc190\uc2e4\uc774 \ubc1c\uc0dd\ud588\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uae30\uc220\uc8fc ETF\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud55c \ud22c\uc790\uc790\ub4e4\uc740 \uae30\uc220\uc8fc\uc758 \uc804\uccb4 \uc131\uc7a5 \ucd94\uc138\ub97c \ub530\ub974\uba74\uc11c\ub3c4 \uac1c\ubcc4 \uc8fc\uc2dd\uc758 \uae09\ub77d \ub9ac\uc2a4\ud06c\ub97c \ud53c\ud560 \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc0ac\ub840\ub294 ETF\uc758 \uc548\uc815\uc131\uc5d0 \ub300\ud55c \ud655\uc2e4\ud55c \uc99d\uac70\ub85c \uc791\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub450 \ubc88\uc9f8\ub85c, \uad6d\ub0b4\uc5d0\uc11c\ub3c4 KODEX 200\uacfc \uac19\uc740 \ub300\ud615 ETF \uc0c1\ud488\ub4e4\uc774 \ub192\uc740 \uc548\uc815\uac10\uc744 \uc81c\uacf5\ud55c\ub2e4\ub294 \uc810\uc5d0\uc11c \ub9ce\uc774 \uc5b8\uae09\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. KODEX 200\uc740 \uad6d\ub0b4 \ub300\ud45c \ub300\ud615\uc8fc\uc758 \uc131\uacfc\ub97c \ubc18\uc601\ud558\uae30 \ub54c\ubb38\uc5d0 \uac1c\ubcc4 \uae30\uc5c5\uc758 \ub2e8\uae30\uc801\uc778 \uc2e4\uc801 \uc545\ud654\ub85c \uc778\ud55c \ub9ac\uc2a4\ud06c\ub97c \ucd5c\uc18c\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5ec\ub7ec \uae08\uc735 \ud1b5\uacc4 \uae30\uad00\uc740 KODEX 200\uc758 \uc7a5\uae30 \uc218\uc775\ub960\uc774 \ud3c9\uade0 \uc2dc\uc7a5 \uc218\uc775\ub960\uc744 \uc548\uc815\uc801\uc73c\ub85c \uc6c3\ub3cc\uc558\uc74c\uc744 \ubcf4\uace0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>ETF\uc758 \ub610 \ub2e4\ub978 \ub9ac\uc2a4\ud06c \uad00\ub9ac \ub3c4\uad6c\ub294 \uc815\uae30\uc801\uc778 \ub9ac\ubc38\ub7f0\uc2f1 \uc804\ub7b5\uc785\ub2c8\ub2e4. \uc774\ub294 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ub0b4 \uc790\uc0b0 \ubc30\ubd84 \ube44\uc728\uc744 \uc8fc\uae30\uc801\uc73c\ub85c \uc870\uc815\ud558\uc5ec \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ub300\uc751\ud558\ub3c4\ub85d \ud558\ub294 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uc815\uae30\uc801\uc778 \ub9ac\ubc38\ub7f0\uc2f1\uc740 \ud2b9\uc815 \uc790\uc0b0\uc774 \uacfc\ub3c4\ud558\uac8c \ube44\uc911\uc744 \ucc28\uc9c0\ud558\uc9c0 \uc54a\ub3c4\ub85d \uad00\ub9ac\ud558\uba70, \ud22c\uc790\uc790\ub4e4\uc758 \uc704\ud5d8 \ub178\ucd9c\uc744 \ucd5c\uc18c\ud654\ud558\ub294 \ub370 \ud06c\uac8c \uae30\uc5ec\ud569\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \ub9ce\uc740 \ud22c\uc790 \uc804\ubb38\uac00\ub4e4\uc774 \uc6d4\ubcc4, \ubd84\uae30\ubcc4\ub85c \ub9ac\ubc38\ub7f0\uc2f1 \uc804\ub7b5\uc744 \uac15\uc870\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, ETF\ub294 \ub2e4\uc591\ud55c \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub530\ub77c \uc790\ub3d9\uc801\uc73c\ub85c \uc870\uc815\ub418\ub294 \uc778\ub371\uc2a4\ub97c \uae30\ubc18\uc73c\ub85c \ud558\uae30 \ub54c\ubb38\uc5d0, \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \uc2dc\uc7a5 \uc804\uccb4\uc758 \ud750\ub984\uc744 \ub530\ub77c \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \uc81c\uacf5\ud560 \uac00\ub2a5\uc131\uc774 \ud07d\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uacbd\uae30 \uce68\uccb4 \uc2dc\uc5d0\ub3c4 \uc8fc\uc694 \uc9c0\uc218\ub97c \ucd94\uc885\ud558\ub294 ETF\ub294 \uc644\uc804\ud55c \ud558\ub77d\ubcf4\ub2e4\ub294 \uc77c\uc815 \uc218\uc900\uc758 \ubcf4\ud638 \ud6a8\uacfc\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc73c\uba70, \uc774\ud6c4 \uc2dc\uc7a5 \ud68c\ubcf5 \uc2dc \ube60\ub974\uac8c \uc218\uc775\uc744 \ud68c\ubcf5\ud560 \uc218 \uc788\ub294 \uc720\uc5f0\uc131\uc744 \ubcf4\uc785\ub2c8\ub2e4.<\/p>\n<p>\ub9ac\uc2a4\ud06c \uad00\ub9ac\uc640 \uad00\ub828\ud558\uc5ec \ud22c\uc790\uc790\ub4e4\uc740 ETF\uac00 \uc81c\uacf5\ud558\ub294 \ub0ae\uc740 \ubcc0\ub3d9\uc131\uacfc \ube44\uc6a9 \ud6a8\uc728\uc131\uc744 \ub192\uc774 \ud3c9\uac00\ud569\ub2c8\ub2e4. \ub0ae\uc740 \uac70\ub798 \ube44\uc6a9\uc740 \uc7a5\uae30 \ud22c\uc790 \uc2dc \ub204\uc801 \ube44\uc6a9\uc744 \uc904\uc5ec\uc8fc\uba70, \uc774\ub294 \ud22c\uc790 \uc218\uc775\ub960 \uac1c\uc120\uc5d0 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uae08\uc735 \uc804\ubb38\uac00\ub4e4\uc740 \uc774\ub7ec\ud55c \uc810\uc744 \uac10\uc548\ud558\uc5ec ETF\ub97c \uc7a5\uae30 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \ud575\uc2ec \uad6c\uc131 \uc694\uc18c\ub85c \ud65c\uc6a9\ud560 \uac83\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \uae00\ub85c\ubc8c \uae08\uc735 \uc704\uae30\uc640 \uac19\uc740 \uadf9\uc2ec\ud55c \uc2dc\uc7a5 \ubcc0\ub3d9 \uc0c1\ud669\uc5d0\uc11c\ub3c4 ETF\ub294 \ube44\uad50\uc801 \uc548\uc815\uc801\uc778 \ubaa8\uc2b5\uc744 \ubcf4\uc600\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, 2008\ub144 \uae08\uc735 \uc704\uae30 \ub2f9\uc2dc \ub2e4\uc218\uc758 ETF\ub294 \uc2dc\uc7a5 \uc804\uccb4\uc758 \ubcc0\ub3d9\uc131\uc744 \ub530\ub77c\uac14\uc73c\ub098, \uac1c\ubcc4 \uc8fc\uc2dd \ud22c\uc790\uc5d0 \ube44\ud574 \uc190\uc2e4 \ud3ed\uc774 \ud6e8\uc52c \uc801\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub294 ETF\uc758 \ubd84\uc0b0 \ud22c\uc790 \uc804\ub7b5\uc774 \uc2e4\uc81c\ub85c \ud6a8\uacfc\uc801\uc73c\ub85c \uc791\ub3d9\ud568\uc744 \uc99d\uba85\ud558\ub294 \uc0ac\ub840\ub77c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub9ac\uc2a4\ud06c \uad00\ub9ac\uc5d0 \ub300\ud55c \ub610 \ub2e4\ub978 \uad00\uc810\uc740 \ud22c\uc790 \uacb0\uc815 \uacfc\uc815\uc5d0\uc11c\uc758 \uac10\uc815\uc801 \uc694\uc18c\ub97c \ubc30\uc81c\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc8fc\uc2dd \uc2dc\uc7a5\uc740 \uc2ec\ub9ac\uc801 \uc694\uc778\uc5d0 \ub530\ub77c \uae09\uaca9\ud788 \uc6c0\uc9c1\uc77c \ub54c\uac00 \ub9ce\uc740\ub370, ETF\ub294 \uae30\ucd08 \uc790\uc0b0\uc758 \uc131\uacfc\uc5d0 \uae30\ubc18\ud558\uc5ec \uc6b4\uc601\ub418\uae30 \ub54c\ubb38\uc5d0 \ud22c\uc790\uc790\ub4e4\uc758 \uac10\uc815\uc5d0 \ud718\ub458\ub9ac\uc9c0 \uc54a\uace0 \ubcf4\ub2e4 \ub17c\ub9ac\uc801\uc778 \ud22c\uc790 \uacb0\uc815\uc744 \ud560 \uc218 \uc788\ub3c4\ub85d \ub3d5\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ud22c\uc790\uc790\ub4e4\uc740 \ubcf4\ub2e4 \uccb4\uacc4\uc801\uc774\uace0 \uc548\uc815\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uc744 \uc720\uc9c0\ud560 \uc218 \uc788\uac8c \ub429\ub2c8\ub2e4.<\/p>\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c, ETF\ub97c \ud1b5\ud55c \ub9ac\uc2a4\ud06c \uad00\ub9ac\ub294 \ub2e4\uc591\ud55c \ud22c\uc790\uc790\ub4e4\uc758 \uc694\uad6c\ub97c \ucda9\uc871\uc2dc\ud0b5\ub2c8\ub2e4. \ud2b9\ud788 \uc8fc\uc2dd \ud22c\uc790\uc5d0 \ub300\ud55c \uc804\ubb38 \uc9c0\uc2dd\uc774 \ubd80\uc871\ud55c \ucd08\ubcf4\uc790\ub4e4\uc5d0\uac8c ETF\ub294 \uc190\uc27d\uac8c \uc811\uadfc\ud558\uba74\uc11c\ub3c4 \uc548\uc815\uc801\uc778 \ud22c\uc790 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774\uc640 \uac19\uc774 ETF\uc758 \uc548\uc804\uc131\uacfc \ub9ac\uc2a4\ud06c \uad00\ub9ac \ub2a5\ub825\uc740 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \uc7a5\uae30\uc801\uc778 \uc548\uc815\uc744 \ubcf4\uc7a5\ud558\uba74\uc11c\ub3c4, \uc2dc\uc7a5\uc758 \ub2e4\uc591\ud55c \uc0c1\ud669\uc5d0 \uc720\uc5f0\ud558\uac8c \ub300\uc751\ud560 \uc218 \uc788\ub294 \uac15\ub825\ud55c \ub3c4\uad6c \uc5ed\ud560\uc744 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc885\ud569\ud558\uba74, ETF\ub294 \ub0ae\uc740 \ube44\uc6a9, \uc720\ub3d9\uc131, \uadf8\ub9ac\uace0 \uc790\ub3d9\ud654\ub41c \ub9ac\uc2a4\ud06c \uad00\ub9ac \ub3c4\uad6c\ub97c \ud1b5\ud574 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ub9e4\uc6b0 \ub9e4\ub825\uc801\uc778 \uc120\ud0dd\uc9c0\uac00 \ub429\ub2c8\ub2e4. \uae08\uc735 \uc804\ubb38\uac00\ub4e4\uc740 \ubd84\uc0b0 \ud22c\uc790\uc640 \uccb4\uacc4\uc801\uc778 \ub9ac\ubc38\ub7f0\uc2f1 \uc804\ub7b5\uc744 \ud1b5\ud574 ETF\uac00 \uc704\ud5d8\uc744 \ucd5c\uc18c\ud654\ud558\uace0, \ub3d9\uc2dc\uc5d0 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ucc3d\ucd9c\ud560 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\uc900\ub2e4\uace0 \ubd84\uc11d\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc811\uadfc \ubc29\uc2dd\uc740 \ud2b9\ud788 \ucd08\ubcf4 \ud22c\uc790\uc790\uc5d0\uac8c \uc801\ud569\ud558\uba70, \ud5a5\ud6c4 ETF \uc2dc\uc7a5\uc758 \uc131\uc7a5\uc774 \uc9c0\uc18d\ub420 \uac83\uc774\ub77c\ub294 \uc804\ub9dd\uc744 \ub4b7\ubc1b\uce68\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2 id=\"3-%ea%b5%ad%eb%82%b4%ec%99%b8-etf-%ec%8b%9c%ec%9e%a5%ec%9d%98-%ec%b5%9c%ec%8b%a0-%eb%8f%99%ed%96%a5-%eb%b0%8f-%ec%82%ac%eb%a1%80-%ec%97%b0%ea%b5%ac-DfTwhUovFd\">3. \uad6d\ub0b4\uc678 ETF \uc2dc\uc7a5\uc758 \ucd5c\uc2e0 \ub3d9\ud5a5 \ubc0f \uc0ac\ub840 \uc5f0\uad6c<\/h2>\n<p>\ucd5c\uadfc \uba87 \ub144\uac04 \uad6d\ub0b4\uc678 ETF \uc2dc\uc7a5\uc740 \ub208\ubd80\uc2e0 \uc131\uc7a5\uc744 \uae30\ub85d\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc804 \uc138\uacc4\uc801\uc778 \uacbd\uc81c \ubd88\ud655\uc2e4\uc131\uacfc \uc800\uae08\ub9ac \uae30\uc870 \uc18d\uc5d0\uc11c \ud22c\uc790\uc790\ub4e4\uc740 \ubcf4\ub2e4 \uc548\uc804\ud558\uace0 \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \ud22c\uc790 \uc218\ub2e8\uc73c\ub85c ETF\uc5d0 \ub208\uc744 \ub3cc\ub9ac\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud604\uc0c1\uc740 2030 \uc138\ub300\ub97c \ud3ec\ud568\ud55c \ub2e4\uc591\ud55c \ud22c\uc790\uc790\ub4e4\uc774 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ucd94\uad6c\ud558\ub294 \ud750\ub984\uc744 \ubc18\uc601\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uad6d\ub0b4 ETF \uc2dc\uc7a5\uc5d0\uc11c\ub294 KODEX, TIGER, KBSTAR \ub4f1 \ub2e4\uc591\ud55c \ube0c\ub79c\ub4dc\uac00 \uac01\uc790\uc758 \ud2b9\uc0c9\uc744 \uc0b4\ub9b0 \uc0c1\ud488\uc744 \uc120\ubcf4\uc774\uba70 \uacbd\uc7c1\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ucd5c\uadfc \uae08\uc735 \ub2f9\uad6d\uc758 \uaddc\uc81c \uc644\ud654\uc640 \uae30\uc220 \ubc1c\uc804\uc5d0 \ud798\uc785\uc5b4, \ud22c\uc790\uc790\ub4e4\uc774 \ubcf4\ub2e4 \uc27d\uac8c ETF \uac70\ub798\ub97c \ud560 \uc218 \uc788\ub294 \ud658\uacbd\uc774 \ub9c8\ub828\ub418\uace0 \uc788\uc73c\uba70, \uc774\uc5d0 \ub530\ub978 \uac70\ub798\ub7c9\uacfc \uc6b4\uc6a9 \uc790\uc0b0 \uaddc\ubaa8 \ub610\ud55c \uafb8\uc900\ud788 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc5c5\uacc4 \uc804\ubb38\uac00\ub4e4\uc740 \uc774\ub7ec\ud55c \uc131\uc7a5\uc774 \ud5a5\ud6c4 \uba87 \ub144\uac04 \uc9c0\uc18d\ub420 \uac83\uc774\ub77c\ub294 \uc804\ub9dd\uc744 \ub0b4\ub193\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud574\uc678 \uc2dc\uc7a5\uc5d0\uc11c\ub3c4 ETF\ub294 \uc8fc\uc694 \ud22c\uc790 \uc0c1\ud488\uc73c\ub85c \uc790\ub9ac \uc7a1\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d\uc758 BlackRock, Vanguard\uc640 \uac19\uc774 \uc138\uacc4\uc801\uc778 \uc790\uc0b0 \uc6b4\uc6a9\uc0ac\uac00 \uc120\ub3c4\ud558\ub294 ETF\ub4e4\uc740 \uae00\ub85c\ubc8c \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ub2e4\uc591\ud55c \uc790\uc0b0\uad70\uc5d0 \ub300\ud55c \uc811\uadfc\uc131\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \uc548\uc804\uc131\uc744 \uac15\ud654\ud558\ub294 \ub370 \ud070 \uc5ed\ud560\uc744 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ubbf8\uad6d \uc2dc\uc7a5\uc5d0\uc11c \uc778\uae30 \uc788\ub294 SPDR S&amp;P 500 ETF\ub294 \uc9c0\ub09c \uc218\uc2ed \ub144\uac04 \uc548\uc815\uc801\uc778 \uc218\uc775\ub960\uc744 \uae30\ub85d\ud558\uba70 \ub9ce\uc740 \ud22c\uc790\uc790\ub4e4\uc758 \uc2e0\ub8b0\ub97c \uc5bb\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ucd5c\uc2e0 \ub3d9\ud5a5\uc744 \uc0b4\ud3b4\ubcf4\uba74, \ucf54\ub85c\ub09819 \ud32c\ub370\ubbf9 \uc774\ud6c4 \uc804 \uc138\uacc4\uc801\uc73c\ub85c \ube44\ub300\uba74 \uae08\uc735 \uac70\ub798\uac00 \ud655\ub300\ub418\uba74\uc11c ETF \uac70\ub798\ub7c9\uc740 \uae09\uc99d\ud558\uc600\uc2b5\ub2c8\ub2e4. \ud22c\uc790\uc790\ub4e4\uc758 \ud22c\uc790 \ud589\ud0dc \ubcc0\ud654\uc5d0 \ub530\ub77c, \ubaa8\ubc14\uc77c \ubc0f \uc778\ud130\ub137 \uae30\ubc18 \uac70\ub798 \ud50c\ub7ab\ud3fc\uc758 \ubc1c\uc804\uc740 ETF \uc2dc\uc7a5 \uc131\uc7a5\uc758 \uc911\uc694\ud55c \uc694\uc778\uc73c\ub85c \uc791\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud1b5\uacc4 \uc790\ub8cc\uc5d0 \ub530\ub974\uba74, \ucd5c\uadfc 5\ub144\uac04 \uae00\ub85c\ubc8c ETF \uc6b4\uc6a9 \uc790\uc0b0\uc740 \uc5f0\ud3c9\uade0 10% \uc774\uc0c1\uc758 \uc131\uc7a5\ub960\uc744 \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc0ac\ub840 \uc5f0\uad6c\ub97c \ud1b5\ud574 \uc0b4\ud3b4\ubcf4\uba74, \ubbf8\uad6d \uc2dc\uc7a5\uc5d0\uc11c\ub294 \uae30\uc220\uc8fc\ub97c \uc911\uc2ec\uc73c\ub85c \ud55c ETF\ub4e4\uc774 \ud070 \uc778\uae30\ub97c \ub04c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uc220 \ubc1c\uc804\uacfc \ub514\uc9c0\ud138 \uc804\ud658 \uac00\uc18d\ud654\uc5d0 \ud798\uc785\uc5b4, \ub9ce\uc740 \ud22c\uc790\uc790\ub4e4\uc774 \uae30\uc220\uc8fc ETF\uc5d0 \uad00\uc2ec\uc744 \ubcf4\uc774\uace0 \uc788\uc73c\uba70, \uc2e4\uc81c\ub85c \uc774\ub7ec\ud55c ETF\ub294 \ub2e4\ub978 \uc5c5\uc885 \ub300\ube44 \ub192\uc740 \uc218\uc775\ub960\uacfc \uc0c1\ub300\uc801\uc73c\ub85c \ub0ae\uc740 \ubcc0\ub3d9\uc131\uc744 \ub3d9\uc2dc\uc5d0 \uae30\ub85d\ud55c \ubc14 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uae00\ub85c\ubc8c \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \uc548\uc815\uc131\uacfc \uc131\uc7a5\uc131\uc744 \ub3d9\uc2dc\uc5d0 \uc81c\uacf5\ud558\ub294 \ub300\ud45c\uc801\uc778 \uc0ac\ub840\ub85c \uc190\uaf3d\ud799\ub2c8\ub2e4.<\/p>\n<p>\uad6d\ub0b4 \uc2dc\uc7a5\uc758 \ud55c \uc608\ub85c, \uc9c0\ub09c 10\ub144 \ub3d9\uc548 \uad6d\ub0b4 \ub300\ud45c \uc8fc\uac00\uc9c0\uc218\ub97c \ucd94\uc885\ud558\ub294 ETF \uc0c1\ud488\ub4e4\uc740 \uc548\uc815\uc801\uc778 \uc218\uc775\uacfc \ud568\uaed8 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \uc9c0\uc18d\uc801\uc778 \uc2e0\ub8b0\ub97c \uc81c\uacf5\ud574 \uc654\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \uc5ec\ub7ec \uae08\uc735 \ub9ac\uc11c\uce58 \uae30\uad00\ub4e4\uc740 \uad6d\ub0b4 ETF\uc758 \uc7a5\uae30 \uc218\uc775\ub960\uc774 \uac1c\ubcc4 \uc8fc\uc2dd \ud22c\uc790\uc5d0 \ube44\ud574 \uc6b0\uc218\ud55c \uc131\uacfc\ub97c \ubcf4\uc600\uc74c\uc744 \ubc1c\ud45c\ud55c \ubc14 \uc788\uc73c\uba70, \uc774\ub294 \ud22c\uc790 \ub2e4\ubcc0\ud654\uc758 \ud6a8\uacfc\ub97c \uc785\uc99d\ud558\ub294 \uc911\uc694\ud55c \uc0ac\ub840\ub85c \uc790\ub9ac\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \ucd5c\uadfc \ud22c\uc790\uc790\ub4e4 \uc0ac\uc774\uc5d0\uc11c\ub294 ESG(\ud658\uacbd, \uc0ac\ud68c, \uc9c0\ubc30\uad6c\uc870)\ud14c\ub9c8\ub97c \ubc18\uc601\ud55c ETF \uc0c1\ud488\ub4e4\uc774 \ud070 \uc8fc\ubaa9\uc744 \ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4. ESG ETF\ub294 \uc9c0\uc18d\uac00\ub2a5\ud55c \ud22c\uc790\ub77c\ub294 \uc810\uc5d0\uc11c \uc80a\uc740 \ud22c\uc790\uc790\ub4e4\uacfc \uae30\uad00 \ud22c\uc790\uc790 \ubaa8\ub450\uc5d0\uac8c \ub9e4\ub825\uc801\uc778 \ud22c\uc790 \ub300\uc548\uc73c\ub85c \uac01\uad11\ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\uc591\ud55c \uc5f0\uad6c \uacb0\uacfc\uc5d0 \ub530\ub974\uba74, ESG \uc694\uc18c\ub97c \uace0\ub824\ud55c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub294 \uc7a5\uae30\uc801\uc73c\ub85c \ubcf4\ub2e4 \uc548\uc815\uc801\uc774\uace0, \uc0ac\ud68c\uc801 \ucc45\uc784\uc744 \ub2e4\ud558\ub294 \ud22c\uc790 \ubc29\uc548\uc744 \uc81c\uacf5\ud558\uc5ec \ud22c\uc790\uc790\ub4e4\uc758 \uc774\ubaa9\uc744 \ub04c\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uad6d\ub0b4\uc678 ETF \uc2dc\uc7a5\uc758 \ubc1c\uc804\uc740 \uae30\uc220 \ubc1c\uc804, \uaddc\uc81c \uc644\ud654, \uadf8\ub9ac\uace0 \uc18c\ube44\uc790\ub4e4\uc758 \ud22c\uc790 \uc778\uc2dd \ubcc0\ud654 \ub4f1 \uc5ec\ub7ec \uc694\uc18c\uac00 \ubcf5\ud569\uc801\uc73c\ub85c \uc791\uc6a9\ud558\uc5ec \uc774\ub904\uc9c4 \uacb0\uacfc\uc785\ub2c8\ub2e4. \ud22c\uc790\uc790\ub4e4\uc740 \ub2e4\uc591\ud55c \uc0ac\ub840\uc640 \ucd5c\uc2e0 \ub3d9\ud5a5\uc744 \ud1b5\ud574 ETF\uac00 \ub2e8\uc21c\ud55c \uc720\ud589\uc774 \uc544\ub2c8\ub77c \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uc73c\ub85c\uc11c \uacac\uace0\ud55c \uc704\uce58\ub97c \ucc28\uc9c0\ud558\uace0 \uc788\uc74c\uc744 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5ec\ub7ec \uae08\uc735 \uc804\ubb38\uac00\ub4e4\uc740 \uc774\ub7ec\ud55c ETF \uc2dc\uc7a5\uc758 \ub2e4\uac01\uc801 \ubc1c\uc804\uc774 \uc55e\uc73c\ub85c \ub354\uc6b1 \uac00\uc18d\ud654\ub420 \uac83\uc774\ub77c\uace0 \ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ucd5c\uadfc \uae08\uc735 \ucee8\ud37c\ub7f0\uc2a4 \ubc0f \uc138\ubbf8\ub098\uc5d0\uc11c\ub294 ETF \uad00\ub828 \ucd5c\uc2e0 \uae30\uc220\uacfc \ud22c\uc790 \uc804\ub7b5\uc5d0 \ub300\ud574 \ud65c\ubc1c\ud788 \ub17c\uc758\ub418\uace0 \uc788\uc73c\uba70, \uc774\ub97c \ud1b5\ud574 \ud22c\uc790\uc790\ub4e4\uc774 \uc9c1\uc811 \uc0ac\ub840\ub97c \uccb4\ud5d8\ud558\uace0 \ud559\uc2b5\ud560 \uc218 \uc788\ub294 \uae30\ud68c\uac00 \uc81c\uacf5\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 2030 \uc138\ub300\ub97c \uaca8\ub0e5\ud55c \ub9de\ucda4\ud615 ETF \uc0c1\ud488\uad70\uc740 \uc55e\uc73c\ub85c \ub354\uc6b1 \ub2e4\uc591\ud574\uc9c0\uace0 \uacbd\uc7c1\ub825 \uc788\ub294 \uc0c1\ud488\ub4e4\uc774 \ub4f1\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud750\ub984\uc740 \ud22c\uc790\uc790\ub4e4\uc774 \ubcf4\ub2e4 \uc804\ubb38\uc801\uc774\uace0 \uccb4\uacc4\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uc744 \uad6c\uc0c1\ud558\ub294\ub370 \ud070 \ub3c4\uc6c0\uc744 \uc8fc\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>ETF \uc2dc\uc7a5\uc758 \ucd5c\uc2e0 \ub3d9\ud5a5\uc744 \uc885\ud569\ud574 \ubcf4\uba74, \uae30\uc220 \ud601\uc2e0\uacfc \uae00\ub85c\ubc8c \uae08\uc735\uc2dc\uc7a5\uc758 \ubcc0\ud654 \uc18d\uc5d0\uc11c ETF\ub294 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ub192\uc740 \uc548\uc815\uc131\uacfc \uc720\uc5f0\uc131\uc744 \uc81c\uacf5\ud558\ub294 \uac15\ub825\ud55c \ud22c\uc790 \uc218\ub2e8\uc73c\ub85c \uc790\ub9ac\uc7a1\uace0 \uc788\uc74c\uc744 \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud22c\uc790 \uc0ac\ub840\uc640 \ud1b5\uacc4\ub97c \ubc14\ud0d5\uc73c\ub85c ETF\uac00 \ud604 \uae08\uc735 \ud658\uacbd\uc5d0\uc11c \uac00\uc7a5 \uc8fc\ubaa9\ubc1b\ub294 \uc0c1\ud488 \uc911 \ud558\ub098\uc784\uc740 \ubb3c\ub860, \uc55e\uc73c\ub85c\ub3c4 \uadf8 \uc131\uc7a5 \uac00\ub2a5\uc131\uc774 \ubb34\uad81\ubb34\uc9c4\ud558\ub2e4\ub294 \uc810\uc740 \ubd84\uba85\ud569\ub2c8\ub2e4. \ud22c\uc790 \ucd08\ubcf4\uc790\uc640 \uacbd\ud5d8 \ub9ce\uc740 \ud22c\uc790\uc790 \ubaa8\ub450\uc5d0\uac8c ETF \ud22c\uc790\ub294 \uc548\uc815\uc801\uc774\uba74\uc11c\ub3c4 \ud6a8\uc728\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uc784\uc744 \ub2e4\uc2dc \ud55c\ubc88 \uac15\uc870\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774\uc640 \uac19\uc774 \uad6d\ub0b4\uc678 ETF \uc2dc\uc7a5\uc740 \uc9c0\uc18d\uc801\uc73c\ub85c \ubc1c\uc804\ud574\uc624\uace0 \uc788\uc73c\uba70, \ud601\uc2e0\uc801\uc778 \ud22c\uc790 \uc218\ub2e8\uacfc \ub2e4\uc591\ud55c \uc0c1\ud488 \ub77c\uc778\uc5c5\uc744 \ud1b5\ud574 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \uc0c8\ub85c\uc6b4 \uae30\ud68c\ub97c \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud22c\uc790\uc790\ub4e4\uc740 \uc774\ub7ec\ud55c \ucd5c\uc2e0 \ub3d9\ud5a5\uc744 \uc8fc\uc758\uae4a\uac8c \uc0b4\ud3b4\ubcf4\uace0, \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uacfc \ubaa9\ud45c\uc5d0 \ub9de\ub294 ETF \uc0c1\ud488\uc744 \uc120\ud0dd\ud568\uc73c\ub85c\uc368, \ubcf4\ub2e4 \uc548\uc815\uc801\uc774\uace0 \ud6a8\uacfc\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uc744 \uad6c\ucd95\ud560 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc694\uc57d\ud558\uc790\uba74, \uad6d\ub0b4\uc678 ETF \uc2dc\uc7a5\uc740 \uae30\uc220 \ubc1c\uc804\uacfc \uae00\ub85c\ubc8c \uacbd\uc81c \ubcc0\ud654\uc5d0 \ub530\ub77c \ub0a0\ub85c \ud655\uc7a5\ub418\uace0 \uc788\uc73c\uba70, \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c\ub294 \uc548\uc804\uc131\uacfc \ud6a8\uc728\uc131\uc744 \ub3d9\uc2dc\uc5d0 \uc81c\uacf5\ud558\ub294 \uac15\ub825\ud55c \ud22c\uc790\uc218\ub2e8\uc73c\ub85c \uc790\ub9ac\uc7a1\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ucd5c\uc2e0 \uc0ac\ub840\uc640 \ub3d9\ud5a5\uc744 \ucc38\uace0\ud558\uc5ec ETF\uac00 \uc8fc\uc2dd \ucd08\ubcf4 2030\uc138\ub300\uc5d0\uac8c \uac00\uc838\ub2e4 \uc904 \uc7a5\uae30\uc801 \uc774\uc810\uc744 \uba74\ubc00\ud788 \ubd84\uc11d\ud574 \ubcf4\ub294 \uac83\uc740, \ud22c\uc790 \ubaa9\ud45c \ub2ec\uc131\uc5d0 \uc788\uc5b4 \ub9e4\uc6b0 \uc911\uc694\ud55c \uc804\ub7b5\uc801 \uc811\uadfc\ubc95\uc774\ub77c\uace0 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2 id=\"4-%ec%8b%a4%ec%a0%84-etf-%ed%88%ac%ec%9e%90-%ec%a0%84%eb%9e%b5-%eb%b0%8f-%ed%8f%ac%ed%8a%b8%ed%8f%b4%eb%a6%ac%ec%98%a4-%ea%b5%ac%ec%84%b1-%ea%b0%80%ec%9d%b4%eb%93%9c-DfTwhUovFd\">4. \uc2e4\uc804 ETF \ud22c\uc790 \uc804\ub7b5 \ubc0f \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131 \uac00\uc774\ub4dc<\/h2>\n<p>\uc2e4\uc81c ETF \ud22c\uc790\ub97c \uc2dc\uc791\ud558\uae30 \uc804\uc5d0\ub294 \ucda9\ubd84\ud55c \uc0ac\uc804 \uc900\ube44\uc640 \uc804\ub7b5 \uc218\ub9bd\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc8fc\uc2dd \ucd08\ubcf4 2030\uc138\ub300\uc5d0\uac8c \uc801\ud569\ud55c \ud22c\uc790\ub294, \ub2e8\uc21c\ud788 \uc2dc\uc7a5 \uc804\uccb4\uc758 \uc218\uc775\ub960\uc744 \ub530\ub974\uba74\uc11c\ub3c4 \uac1c\uc778\uc758 \uc7ac\ubb34 \uc0c1\ud669\uacfc \uc704\ud5d8 \uc120\ud638\ub3c4\uc5d0 \ub9de\ucd98 \uccb4\uacc4\uc801\uc778 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc774 \uc139\uc158\uc5d0\uc11c\ub294 ETF\uc758 \ub2e4\uc591\ud55c \uc885\ub958\uc640 \uc7a5\uc810\uc744 \ubc14\ud0d5\uc73c\ub85c \uc2e4\uc804 \ud22c\uc790 \uc804\ub7b5 \ubc0f \ud6a8\uacfc\uc801\uc778 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\uc744 \uc704\ud55c \uad6c\uccb4\uc801\uc778 \uac00\uc774\ub4dc\ub77c\uc778\uc744 \uc81c\uc2dc\ud558\uace0\uc790 \ud569\ub2c8\ub2e4.<\/p>\n<p>\uba3c\uc800, ETF\ub97c \ud65c\uc6a9\ud55c \ud6a8\uacfc\uc801\uc778 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\uc740 \uae30\ubcf8\uc801\uc73c\ub85c \ubd84\uc0b0 \ud22c\uc790 \uc6d0\uce59\uc5d0 \uae30\ubc18\ud569\ub2c8\ub2e4. \ud22c\uc790\uc790\ub4e4\uc740 \uc8fc\uc2dd, \ucc44\uad8c, \uc6d0\uc790\uc7ac \ub4f1 \ub2e4\uc591\ud55c \uc790\uc0b0\uad70\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud568\uc73c\ub85c\uc368, \ud2b9\uc815 \uc790\uc0b0\uc5d0 \ud3b8\uc911\ub41c \ub9ac\uc2a4\ud06c\ub97c \uc904\uc774\uace0, \uc804\uccb4 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \ubcc0\ub3d9\uc131\uc744 \ub0ae\ucd9c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uba74, \uad6d\ub0b4 \ub300\ud615\uc8fc ETF, \ud574\uc678 \uc8fc\uc2dd ETF, \uadf8\ub9ac\uace0 \ucc44\uad8c ETF \ub4f1\uc744 \uc801\uc808\ud788 \uc870\ud569\ud558\uba74 \uc548\uc815\uc131\uacfc \uc218\uc775\uc131 \ub450 \ub9c8\ub9ac \ud1a0\ub07c\ub97c \uc7a1\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\uc5d0 \uc55e\uc11c \uc790\uc2e0\uc758 \ud22c\uc790 \ubaa9\ud45c\uc640 \uae30\uac04, \uadf8\ub9ac\uace0 \uc704\ud5d8 \uac10\ub0b4 \uc218\uc900\uc744 \uc815\ud655\ud788 \ud30c\uc545\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \uc218\uc775\uc5d0 \uce58\uc911\ud558\uae30\ubcf4\ub2e4\ub294, \uc7a5\uae30\uc801\uc73c\ub85c \uc790\uc0b0\uc744 \uc99d\uc2dd\ud558\uae30 \uc704\ud55c \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\ub294 \uac83\uc774 \ub354 \ud6a8\uacfc\uc801\uc785\ub2c8\ub2e4. \uae08\uc735 \uc804\ubb38\uac00\ub4e4\uc740 2030\uc138\ub300 \ud22c\uc790\uc790\ub4e4\uc774 \uc2dc\uc7a5\uc758 \ub2e8\uae30 \ubcc0\ub3d9\uc131\uc5d0 \uc77c\ud76c\uc77c\ube44\ud558\uc9c0 \uc54a\uace0, \uafb8\uc900\ud55c \ud22c\uc790 \uc2b5\uad00\uc744 \uc720\uc9c0\ud560 \uac83\uc744 \uad8c\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uad6c\uccb4\uc801\uc778 \uc804\ub7b5\uc73c\ub85c\ub294, \uccab\uc9f8, \ud22c\uc790 \ubaa9\ud45c\uc5d0 \ub530\ub77c \uc790\uc0b0 \ubc30\ubd84 \ube44\uc728\uc744 \uc124\uc815\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uacf5\uaca9\uc801\uc778 \ud22c\uc790 \uc131\ud5a5\uc744 \uac00\uc9c4 \ud22c\uc790\uc790\ub294 \uc8fc\uc2dd ETF \ube44\uc911\uc744 \uc0c1\ub300\uc801\uc73c\ub85c \ub192\uac8c \uc124\uc815\ud560 \uc218 \uc788\uc73c\uba70, \ubcf4\ub2e4 \uc548\uc815\uc801\uc778 \uc218\uc775\uc774 \ud544\uc694\ud55c \ud22c\uc790\uc790\ub294 \ucc44\uad8c ETF\uc758 \ube44\uc911\uc744 \ub298\ub9ac\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc774\ub97c \uc704\ud574 \uc544\ub798\uc640 \uac19\uc740 \uc790\uc0b0 \ubc30\ubd84 \uac00\uc774\ub4dc\ub97c \ucc38\uace0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\uc548\uc815\ud615 \ud3ec\ud2b8\ud3f4\ub9ac\uc624: \uc8fc\uc2dd ETF 40%, \ucc44\uad8c ETF 50%, \ud604\uae08 \ubc0f \uae30\ud0c0 10%<\/li>\n<li>\uade0\ud615\ud615 \ud3ec\ud2b8\ud3f4\ub9ac\uc624: \uc8fc\uc2dd ETF 60%, \ucc44\uad8c ETF 30%, \ud604\uae08 \ubc0f \uae30\ud0c0 10%<\/li>\n<li>\uacf5\uaca9\ud615 \ud3ec\ud2b8\ud3f4\ub9ac\uc624: \uc8fc\uc2dd ETF 80%, \ucc44\uad8c ETF 15%, \uae30\ud0c0 5%<\/li>\n<\/ul>\n<p>\ub450 \ubc88\uc9f8\ub85c, ETF \ud22c\uc790 \uc2dc\uc5d0\ub294 \uc815\uae30\uc801\uc778 \ub9ac\ubc38\ub7f0\uc2f1 \uc804\ub7b5\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub530\ub77c \uc790\uc0b0 \ubc30\ubd84 \ube44\uc728\uc774 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0, \uc77c\uc815 \uc8fc\uae30\ub9c8\ub2e4 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc7ac\uc870\uc815\ud558\ub294 \uac83\uc740 \ub9ac\uc2a4\ud06c\ub97c \uad00\ub9ac\ud558\ub294 \ub370 \uc788\uc5b4 \ub9e4\uc6b0 \uc720\uc6a9\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ubd84\uae30\ub9c8\ub2e4 \ub610\ub294 \ubc18\uae30\ub9c8\ub2e4 \uc790\uc0b0 \ube44\uc728\uc744 \uc810\uac80\ud558\uace0, \ud544\uc694\ud560 \uacbd\uc6b0 \uc548\uc815\uc801\uc778 \uc885\ubaa9\uc73c\ub85c \uc7ac\ubd84\ubc30\ud558\uba74 \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uc131\uacfc\ub97c \ubcf4\uc7a5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc138 \ubc88\uc9f8 \uc804\ub7b5\uc740, \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9b4 \ub54c \uac10\uc815\uc774 \uac1c\uc785\ub418\uc9c0 \uc54a\ub3c4\ub85d \ucca0\uc800\ud55c \uc0ac\uc804 \ubd84\uc11d\uacfc \ub370\uc774\ud130\ub97c \uae30\ubc18\uc73c\ub85c \ud55c \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \uac83\uc785\ub2c8\ub2e4. \uae08\uc735 \uc804\ubb38\uac00\ub4e4\uc740 ETF \ud22c\uc790\uc5d0 \uc788\uc5b4 \uac10\uc815\uc801 \ud22c\uc790\ubcf4\ub2e4 \ub17c\ub9ac\uc801\uc774\uace0 \uccb4\uacc4\uc801\uc778 \ubd84\uc11d\uc758 \uc911\uc694\uc131\uc744 \uac15\uc870\ud569\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \uc2dc\uc7a5 \ub370\uc774\ud130, \uc7ac\ubb34 \uc9c0\ud45c, \uadf8\ub9ac\uace0 \uacbd\uc81c \uc804\ub9dd \ub4f1\uc744 \uc885\ud569\ud558\uc5ec ETF \uc120\ud0dd \uae30\uc900\uc744 \ub9c8\ub828\ud558\ub294 \uac83\uc774 \ud6a8\uacfc\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uc758 \ud575\uc2ec\uc774\ub77c\uace0 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub124 \ubc88\uc9f8\ub85c, \ub2e4\uc591\ud55c ETF \uc0c1\ud488\uc758 \ud2b9\uc9d5\uacfc \uc218\uc218\ub8cc \uad6c\uc870\ub97c \uaf3c\uaf3c\ud788 \ube44\uad50\ud558\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. ETF\ub9c8\ub2e4 \uc6b4\uc6a9 \ubc29\uc2dd\uacfc \uae30\ucd08 \uc790\uc0b0, \uc218\uc218\ub8cc \ub4f1\uc5d0\uc11c \ucc28\uc774\uac00 \uc788\uc744 \uc218 \uc788\uc73c\ubbc0\ub85c, \ud22c\uc790\uc790 \uc2a4\uc2a4\ub85c \ucda9\ubd84\ud55c \ub9ac\uc11c\uce58\ub97c \ud1b5\ud574 \uac00\uc7a5 \uc801\ud569\ud55c \uc0c1\ud488\uc744 \uc120\ud0dd\ud574\uc57c \ud569\ub2c8\ub2e4. \ud574\uc678 \uc720\uba85 ETF\uc640 \uad6d\ub0b4 ETF\uc758 \uc7a5\ub2e8\uc810\uc744 \ube44\uad50 \ubd84\uc11d\ud558\uace0, \uc804\ubb38\uac00\ub4e4\uc758 \ucd94\ucc9c \uc0ac\ub840\ub97c \ucc38\uace0\ud558\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n<p>\ub2e4\uc12f \ubc88\uc9f8 \uc804\ub7b5\uc740, \uc2dc\uc7a5\uc758 \ucd5c\uc2e0 \ub3d9\ud5a5\uacfc \uacbd\uc81c \uc9c0\ud45c\ub97c \uafb8\uc900\ud788 \ubaa8\ub2c8\ud130\ub9c1\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uae00\ub85c\ubc8c \uacbd\uc81c\uc640 \uc99d\uc2dc \ud750\ub984, \uae30\uc220 \ubc1c\uc804 \ubc0f \uc815\ucc45 \ubcc0\ud654 \ub4f1\uc740 ETF \ud22c\uc790\uc5d0 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uae08\uc735 \ub274\uc2a4, \ub9ac\uc11c\uce58 \ubcf4\uace0\uc11c, \uadf8\ub9ac\uace0 \ud22c\uc790 \uad00\ub828 \uc138\ubbf8\ub098 \ub4f1\uc744 \ud1b5\ud574 \ucd5c\uc2e0 \uc815\ubcf4\ub97c \uc2b5\ub4dd\ud558\uba74, \uc2dc\uc758\uc801\uc808\ud55c \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc5ec\uc12f \ubc88\uc9f8\ub85c, ETF \ud22c\uc790\ub97c \ucc98\uc74c \uc2dc\uc791\ud558\ub294 \ud22c\uc790\uc790\ub77c\uba74 \uc18c\uc561 \ud22c\uc790\ub85c \uc2dc\uc7a5\uc744 \uc775\ud788\uace0, \uacbd\ud5d8\uc774 \uc313\uc774\uba74 \uc810\uc9c4\uc801\uc73c\ub85c \ud22c\uc790 \uaddc\ubaa8\ub97c \ud655\uc7a5\ud558\ub294 \uc811\uadfc \ubc29\ubc95\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ucd08\uae30\uc5d0\ub294 \ubd84\uc0b0 \ud22c\uc790\uc640 \ub9ac\uc2a4\ud06c \uad00\ub9ac\ub97c \ucca0\uc800\ud788 \ud558\uc5ec, \uc2e4\uc218 \uc5c6\uc774 \ud22c\uc790 \uacbd\ud5d8\uc744 \uc313\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ucc98\uc74c \uba87 \ub2ec\uac04\uc740 \uc18c\uc561 \ud22c\uc790\ub85c \uc5ec\ub7ec ETF\ub97c \uccb4\ud5d8\ud574 \ubcf8 \ud6c4, \uc7a5\uae30\uc801\uc73c\ub85c \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \uae30\ub300\ud560 \uc218 \uc788\ub294 \uc0c1\ud488\uc5d0 \uc9d1\uc911\ud558\ub294 \uc804\ub7b5\uc744 \uace0\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc77c\uacf1 \ubc88\uc9f8\ub85c, \ud22c\uc790 \uc77c\uc9c0\ub97c \uc791\uc131\ud558\uba70 \uc790\uc2e0\uc758 \ud22c\uc790 \uc804\ub7b5\uacfc \uacb0\uacfc\ub97c \uae30\ub85d\ud558\ub294 \uc2b5\uad00\uc744 \ub4e4\uc774\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. ETF \ud22c\uc790 \uacfc\uc815\uc5d0\uc11c \ubc1c\uc0dd\ud55c \uc131\uacf5\uacfc \uc2e4\ud328 \uc0ac\ub840\ub97c \uae30\ub85d\ud574 \ub450\uba74, \ud5a5\ud6c4 \ud22c\uc790 \uc804\ub7b5 \uc218\ub9bd\uc5d0 \ud070 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \ub9ce\uc740 \uc131\uacf5\ud55c \ud22c\uc790\uc790\ub4e4\uc774 \uc790\uc2e0\uc758 \ud22c\uc790 \uc5ec\uc815\uc744 \ucca0\uc800\ud788 \uae30\ub85d\ud574 \ub450\uc5c8\uc73c\uba70, \uc774\ub97c \ud1b5\ud574 \uc9c0\uc18d\uc801\uc73c\ub85c \ud559\uc2b5\ud558\uace0 \uac1c\uc120\ud574 \ub098\uac14\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc5ec\ub35f \ubc88\uc9f8\ub85c, \uae08\uc735 \uc804\ubb38\uac00 \ubc0f \ud22c\uc790 \ucee4\ubba4\ub2c8\ud2f0\uc640\uc758 \uc18c\ud1b5\uc744 \ud1b5\ud574 \ub2e4\uc591\ud55c \uc758\uacac\uacfc \uc804\ub7b5\uc744 \uad50\ub958\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ud22c\uc790 \uc138\ubbf8\ub098, \uc628\ub77c\uc778 \ud3ec\ub7fc, \uadf8\ub9ac\uace0 \uad00\ub828 \uc11c\uc801\ub4e4\uc744 \ud1b5\ud574 \ub2e4\uc591\ud55c \uad00\uc810\uc744 \uc811\ud558\uace0, \uc790\uc2e0\uc758 \ud22c\uc790 \ub178\ud558\uc6b0\ub97c \ubcf4\uc644\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c \uc0ac\ub840\ub85c, \uc5ec\ub7ec \ud22c\uc790 \ub3d9\ud638\ud68c\uc5d0\uc11c ETF \ud22c\uc790 \uad00\ub828 \uc815\ubcf4\ub97c \uacf5\uc720\ud558\uba74\uc11c, \ud22c\uc790\uc790 \uc2a4\uc2a4\ub85c\uac00 \uc131\uc7a5\ud558\uace0 \uc131\uacf5\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uc744 \ub9c8\ub828\ud55c \uc0ac\ub840\ub4e4\uc774 \ub9ce\uc774 \ubcf4\uace0\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc544\ud649 \ubc88\uc9f8 \uc804\ub7b5\uc740, \uc7a5\uae30\uc801\uc774\uace0 \uafb8\uc900\ud55c \ud22c\uc790 \uc2b5\uad00\uc744 \uae30\ub974\ub294 \uac83\uc785\ub2c8\ub2e4. ETF \ud22c\uc790\ub294 \ub2e8\uae30\uc801\uc778 \uc218\uc775\ubcf4\ub2e4\ub294 \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \uc99d\uc2dd\uc744 \ubaa9\ud45c\ub85c \ud574\uc57c \ud558\uba70, \ub2e8\uae30\uc801\uc778 \uc2dc\uc7a5 \ubcc0\ub3d9\uc131\uc5d0 \uacfc\ub3c4\ud558\uac8c \uc2e0\uacbd \uc4f0\uc9c0 \uc54a\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uae08\uc735 \uc2dc\uc7a5\uc740 \ub04a\uc784\uc5c6\uc774 \ubcc0\ud654\ud558\uc9c0\ub9cc, \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ubcf4\uba74 \uc548\uc815\uc801\uc778 \uc790\uc0b0 \uc99d\uc2dd\uc758 \uac00\ub2a5\uc131\uc774 \ub192\ub2e4\ub294 \uc810\uc740 \uc5ec\ub7ec \uc5f0\uad6c \uacb0\uacfc\uc5d0\uc11c\ub3c4 \uc785\uc99d\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc5f4 \ubc88\uc9f8\ub85c, \ud22c\uc790 \ucd08\uae30\uc5d0\ub294 \uc804\ubb38\uac00\uc758 \uc870\uc5b8\uacfc \ub2e4\uc591\ud55c \uad50\uc721 \uc790\ub8cc\ub97c \uc801\uadf9 \ud65c\uc6a9\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ud22c\uc790 \uad00\ub828 \uc138\ubbf8\ub098, \uc628\ub77c\uc778 \uac15\uc88c, \uadf8\ub9ac\uace0 \uc720\uba85 \uae08\uc735 \uc815\ubcf4 \ub9e4\uccb4\uc758 \ubd84\uc11d \uc790\ub8cc \ub4f1\uc744 \ucc38\uace0\ud558\uba70 ETF\uc758 \ud2b9\uc131\uacfc \uc804\ub7b5\uc801 \uc6b4\uc6a9 \ubc29\ubc95\uc744 \uc775\ud788\uba74, \ubcf4\ub2e4 \uccb4\uacc4\uc801\uc774\uace0 \uc790\uc2e0\uac10 \uc788\ub294 \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ud22c\uc790\uc790 \uc2a4\uc2a4\ub85c\uc758 \ud310\ub2e8\ub825\uc744 \ub192\uc774\uace0, \uc2dc\uc7a5 \ubcc0\ud654\uc5d0 \ubbfc\ucca9\ud558\uac8c \ub300\uc751\ud560 \uc218 \uc788\uac8c \ub429\ub2c8\ub2e4.<\/p>\n<p>\uc885\ud569\uc801\uc73c\ub85c, \uc2e4\uc804 ETF \ud22c\uc790 \uc804\ub7b5 \ubc0f \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\uc740 \ubd84\uc0b0 \ud22c\uc790 \uc6d0\uce59, \uc815\uae30\uc801\uc778 \ub9ac\ubc38\ub7f0\uc2f1, \uac10\uc815 \ubc30\uc81c, \uadf8\ub9ac\uace0 \ucd5c\uc2e0 \uc2dc\uc7a5 \ub3d9\ud5a5\uc744 \ubc18\uc601\ud55c \uccb4\uacc4\uc801\uc778 \uc811\uadfc \ubc29\ubc95\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc774\uc640 \uac19\uc740 \uc804\ub7b5\ub4e4\uc740 \ud22c\uc790 \ucd08\ubcf4 2030\uc138\ub300\ub4e4\uc774 ETF \ud22c\uc790\ub97c \ud1b5\ud574 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \uc5bb\uace0, \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \uc99d\uc2dd\uc744 \uc774\ub8e8\ub294\ub370 \ud070 \ubc11\uac70\ub984\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4. \uae08\uc735 \uc804\ubb38\uac00\ub4e4\uc758 \ubd84\uc11d\uacfc \ub2e4\uc591\ud55c \uc0ac\ub840 \uc5f0\uad6c\ub97c \ud1b5\ud574 ETF\ub294 \uc55e\uc73c\ub85c\ub3c4 \uc548\uc815\uc801\uc778 \ud22c\uc790 \uc218\ub2e8\uc73c\ub85c \uc790\ub9ac\uc7a1\uc744 \uac83\uc784\uc744 \ud655\uc2e0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ucd5c\uc885\uc801\uc73c\ub85c, ETF\ub97c \ud1b5\ud55c \ud22c\uc790 \uc804\ub7b5\uc740 \ubcf5\uc7a1\ud55c \ud22c\uc790 \ud658\uacbd \uc18d\uc5d0\uc11c \uccb4\uacc4\uc801\uc778 \uc790\uc0b0 \uad00\ub9ac\ub97c \uac00\ub2a5\ud558\uac8c \ud558\ub294 \ub3d9\uc2dc\uc5d0, \uc704\ud5d8 \uc694\uc18c\ub97c \ucd5c\uc18c\ud654\ud558\ub294 \ub370 \ud070 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \uac01\uc885 \ud1b5\uacc4 \uc790\ub8cc\uc640 \uc2e4\uc81c \uc0ac\ub840\ub4e4\uc744 \ubc14\ud0d5\uc73c\ub85c \ubcfc \ub54c, ETF\ub294 \uc8fc\uc2dd \ucd08\ubcf4\uc790\ub4e4\uc5d0\uac8c \uc548\uc815\uc131\uacfc \ud3b8\uc758\uc131\uc744 \uc81c\uacf5\ud558\ub294 \uac00\uc7a5 \ud6a8\uacfc\uc801\uc778 \ud22c\uc790 \ub3c4\uad6c\uc784\uc740 \ubd84\uba85\ud569\ub2c8\ub2e4. \uc55e\uc73c\ub85c\ub3c4 ETF \ud22c\uc790\uc5d0 \ub300\ud55c \uafb8\uc900\ud55c \ud559\uc2b5\uacfc \uacbd\ud5d8 \ucd95\uc801\uc740 \uc131\uacf5\uc801\uc778 \ud22c\uc790 \uc5ec\uc815\uc744 \ubcf4\uc7a5\ud560 \ud575\uc2ec \uc694\uc18c\uac00 \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc694\uc57d\ud558\uba74, \uc2e4\uc804 ETF \ud22c\uc790 \uc804\ub7b5\uc740 \uc804\ub7b5\uc801 \uc790\uc0b0 \ubd84\uc0b0, \uc815\uae30\uc801\uc778 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc870\uc815, \uac10\uc815\uc5d0 \ud718\ub458\ub9ac\uc9c0 \uc54a\ub294 \uccb4\uacc4\uc801\uc778 \ubd84\uc11d, \uadf8\ub9ac\uace0 \ucd5c\uc2e0 \uc2dc\uc7a5 \uc815\ubcf4\ub97c \ubc18\uc601\ud55c \uc758\uc0ac\uacb0\uc815\uc744 \ud1b5\ud574 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ucc3d\ucd9c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud22c\uc790 \ucd08\ubcf4 2030\uc138\ub300 \uc5ec\ub7ec\ubd84\uaed8\uc11c\ub294 \uc704\uc758 \uac00\uc774\ub4dc\ub77c\uc778\uacfc \uc0ac\ub840\ub4e4\uc744 \ucc38\uace0\ud558\uc5ec \uc790\uc2e0\ub9cc\uc758 \ub9de\ucda4\ud615 \ud22c\uc790 \uc804\ub7b5\uc744 \uad6c\ucd95\ud574 \ub098\uac00\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n<p>\uc774\uc640 \uac19\uc774 ETF \ud22c\uc790 \uc804\ub7b5\uacfc \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131 \uac00\uc774\ub4dc\ub294 \uc8fc\uc2dd \ucd08\ubcf4\uc790\ub4e4\uc774 \ubcf4\ub2e4 \uc548\uc804\ud558\uace0, \uccb4\uacc4\uc801\uc778 \ud22c\uc790 \ubc29\ubc95\uc744 \ub9c8\ub828\ud558\ub294 \ub370 \ud070 \ub3c4\uc6c0\uc744 \uc904 \uac83\uc785\ub2c8\ub2e4. \uc5ec\ub7ec\ubd84\uc774 ETF \ud22c\uc790\ub97c \uc62c\ubc14\ub974\uac8c \uc811\uadfc\ud558\uace0, \uafb8\uc900\ud55c \ud559\uc2b5\uacfc \uc2e4\ucc9c\uc744 \ud1b5\ud574 \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uc131\uacf5\uc744 \uacbd\ud5d8\ud558\uc2dc\uae38 \uc9c4\uc2ec\uc73c\ub85c \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n<p>\uac15\ub825\ud55c \uc694\uc57d\uc73c\ub85c \ub9c8\ubb34\ub9ac\ud558\uc790\uba74, ETF\ub294 \ucd08\ubcf4 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ubd84\uc0b0 \ud22c\uc790\uc640 \ub0ae\uc740 \uac70\ub798 \ube44\uc6a9, \uadf8\ub9ac\uace0 \uc548\uc815\uc801\uc778 \ub9ac\uc2a4\ud06c \uad00\ub9ac \ub2a5\ub825\uc744 \uc81c\uacf5\ud558\ub294 \ucd5c\uace0\uc758 \ud22c\uc790 \uc218\ub2e8\uc73c\ub85c \ud3c9\uac00\ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud22c\uc790 \ubaa9\ud45c\ub97c \ubd84\uba85\ud788 \ud558\uace0, \uccb4\uacc4\uc801\uc778 \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\uba70, \uafb8\uc900\ud55c \ud559\uc2b5\uacfc \uacbd\ud5d8 \ucd95\uc801\uc744 \ud1b5\ud574 \uc5ec\ub7ec\ubd84 \ubaa8\ub450\uac00 ETF \ud22c\uc790\ub97c \ud1b5\ud574 \uc548\uc815\uc801\uc774\uace0 \uc131\uacf5\uc801\uc778 \uae08\uc735 \ubbf8\ub798\ub97c \uc5f4\uc5b4\ub098\uac00\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>2030 \uc8fc\uc2dd \ucd08\ubcf4\uc790\ub97c \uc704\ud55c \uc548\uc804\ud55c ETF \ud22c\uc790 \uac00\uc774\ub4dc. \uc2dc\uc7a5 \uc785\ubb38\ubd80\ud130 \ub9ac\uc2a4\ud06c \uad00\ub9ac, \ubd84\uc0b0 \ud22c\uc790 \uc804\ub7b5\uae4c\uc9c0 \uc54c\ub824\ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":57904,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1965],"tags":[],"class_list":["post-57900","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lifestyle"],"acf":[],"_links":{"self":[{"href":"https:\/\/8gfg.shop\/blog\/wp-json\/wp\/v2\/posts\/57900","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/8gfg.shop\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/8gfg.shop\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/8gfg.shop\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/8gfg.shop\/blog\/wp-json\/wp\/v2\/comments?post=57900"}],"version-history":[{"count":1,"href":"https:\/\/8gfg.shop\/blog\/wp-json\/wp\/v2\/posts\/57900\/revisions"}],"predecessor-version":[{"id":57903,"href":"https:\/\/8gfg.shop\/blog\/wp-json\/wp\/v2\/posts\/57900\/revisions\/57903"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/8gfg.shop\/blog\/wp-json\/wp\/v2\/media\/57904"}],"wp:attachment":[{"href":"https:\/\/8gfg.shop\/blog\/wp-json\/wp\/v2\/media?parent=57900"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/8gfg.shop\/blog\/wp-json\/wp\/v2\/categories?post=57900"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/8gfg.shop\/blog\/wp-json\/wp\/v2\/tags?post=57900"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}