{"id":57940,"date":"2025-05-18T08:59:23","date_gmt":"2025-05-17T23:59:23","guid":{"rendered":"https:\/\/8gfg.shop\/blog\/lifestyle\/salary-management-tips-for-20-something-office-workers"},"modified":"2025-05-18T08:59:27","modified_gmt":"2025-05-17T23:59:27","slug":"salary-management-tips-for-20-something-office-workers","status":"publish","type":"post","link":"https:\/\/8gfg.shop\/blog\/lifestyle\/salary-management-tips-for-20-something-office-workers","title":{"rendered":"20\ub300 \uc9c1\uc7a5\uc778\uc744 \uc704\ud55c \uc6d4\uae09 \uad00\ub9ac \ube44\ubc95"},"content":{"rendered":"<ul class=\"toc_post_list\">\n<li>\n<h2>\ubaa9\ucc28<\/h2>\n<ul>\n<li><a href=\"#20%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%9b%94%ea%b8%89-%ea%b4%80%eb%a6%ac-%eb%b9%84%eb%b2%95-iCxrveaMxA\">20\ub300 \uc9c1\uc7a5\uc778\uc744 \uc704\ud55c \uc6d4\uae09 \uad00\ub9ac \ube44\ubc95<\/a><\/li>\n<li><a href=\"#1-%ec%9b%94%ea%b8%89-%ea%b4%80%eb%a6%ac%ec%9d%98-%ea%b8%b0%eb%b3%b8-%ec%98%88%ec%82%b0-%ec%88%98%eb%a6%bd%ea%b3%bc-%ec%86%8c%eb%b9%84-%ec%a0%84%eb%9e%b5-iCxrveaMxA\">1. \uc6d4\uae09 \uad00\ub9ac\uc758 \uae30\ubcf8: \uc608\uc0b0 \uc218\ub9bd\uacfc \uc18c\ube44 \uc804\ub7b5<\/a><\/li>\n<li><a href=\"#2-%ed%88%ac%ec%9e%90%eb%a5%bc-%ed%86%b5%ed%95%9c-%ec%9e%90%ec%82%b0-%ec%a6%9d%ec%8b%9d-20%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%9e%ac%ed%85%8c%ed%81%ac-%ea%b0%80-iCxrveaMxA\">2. \ud22c\uc790\ub97c \ud1b5\ud55c \uc790\uc0b0 \uc99d\uc2dd: 20\ub300 \uc9c1\uc7a5\uc778\uc744 \uc704\ud55c \uc7ac\ud14c\ud06c \uac00\uc774\ub4dc<\/a><\/li>\n<li><a href=\"#3-%eb%b9%84%ec%83%81%ea%b8%88-%eb%a7%88%eb%a0%a8%ea%b3%bc-%eb%b6%80%ec%b1%84-%ea%b4%80%eb%a6%ac-%ec%9e%ac%ec%a0%95%ec%a0%81-%ec%95%88%ec%a0%95%ec%84%b1-%ed%99%95%eb%b3%b4-%ec%a0%84%eb%9e%b5-iCxrveaMxA\">3. \ube44\uc0c1\uae08 \ub9c8\ub828\uacfc \ubd80\ucc44 \uad00\ub9ac: \uc7ac\uc815\uc801 \uc548\uc815\uc131 \ud655\ubcf4 \uc804\ub7b5<\/a><\/li>\n<li><a href=\"#4-%eb%af%b8%eb%9e%98-%ec%84%a4%ea%b3%84%ec%99%80-%ec%9e%90%ea%b8%b0-%ea%b0%9c%eb%b0%9c-%ec%9e%a5%ea%b8%b0%ec%a0%81-%eb%b2%88%ec%98%81%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%a4%80%eb%b9%84-%eb%b0%8f-iCxrveaMxA\">4. \ubbf8\ub798 \uc124\uacc4\uc640 \uc790\uae30 \uac1c\ubc1c: \uc7a5\uae30\uc801 \ubc88\uc601\uc744 \uc704\ud55c \uc900\ube44 \ubc0f \uc2ec\ub9ac\uc801 \uc811\uadfc<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>    <title id=\"20%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%9b%94%ea%b8%89-%ea%b4%80%eb%a6%ac-%eb%b9%84%eb%b2%95-iCxrveaMxA\">20\ub300 \uc9c1\uc7a5\uc778\uc744 \uc704\ud55c \uc6d4\uae09 \uad00\ub9ac \ube44\ubc95<\/title><\/p>\n<h1 id=\"20%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%9b%94%ea%b8%89-%ea%b4%80%eb%a6%ac-%eb%b9%84%eb%b2%95-iCxrveaMxA\">20\ub300 \uc9c1\uc7a5\uc778\uc744 \uc704\ud55c \uc6d4\uae09 \uad00\ub9ac \ube44\ubc95<\/h1>\n<p><img decoding=\"async\" src=\"https:\/\/8gfg.shop\/blog\/wp-content\/uploads\/2025\/05\/20eb8c80-eca781ec9ea5ec9db8ec9d84-ec9c84ed959c-ec9b94eab889-eab480eba6ac-ebb984ebb295.jpeg\" alt=\"20\ub300 \uc9c1\uc7a5\uc778\uc744 \uc704\ud55c \uc6d4\uae09 \uad00\ub9ac \ube44\ubc95\" \/><\/p>\n<p>20\ub300\ub294 \uc0ac\ud68c\uc758 \uae30\ucd08\ub97c \ub2e4\uc9c0\uace0 \uc790\uc2e0\uc758 \ubbf8\ub798\ub97c \uc900\ube44\ud558\ub294 \uc911\uc694\ud55c \uc2dc\uae30\uc785\ub2c8\ub2e4. \uc774 \uc2dc\uae30\uc5d0 \uc6d4\uae09 \uad00\ub9ac\uc5d0 \ub300\ud55c \uc62c\ubc14\ub978 \uc2b5\uad00\uacfc \uc804\ub7b5\uc744 \uc138\uc6b0\ub294 \uac83\uc740 \ud3c9\uc0dd\uc758 \uc7ac\uc815\uc801 \uc548\uc815\uc744 \uc704\ud55c \ucd08\uc11d\uc774 \ub429\ub2c8\ub2e4. \ubcf8 \uae00\uc5d0\uc11c\ub294 20\ub300 \uc9c1\uc7a5\uc778\uc744 \ub300\uc0c1\uc73c\ub85c \uc6d4\uae09 \uad00\ub9ac\uc758 \uae30\ubcf8 \uc6d0\uce59\ubd80\ud130 \uc7ac\ud14c\ud06c \uc804\ub7b5, \ubd80\ucc44 \ubc0f \ube44\uc0c1\uae08 \uad00\ub9ac, \uadf8\ub9ac\uace0 \ubbf8\ub798 \uc124\uacc4\uc640 \uc790\uae30 \uac1c\ubc1c\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ud3ed\ub113\uc740 \uc8fc\uc81c\ub97c \ub2e4\ub8e8\uc5b4, \uc804\ubb38\uc801\uc778 \uc5f0\uad6c\uc640 \ub2e4\uc591\ud55c \uc0ac\ub840, \ud1b5\uacc4 \uc790\ub8cc\ub97c \ubc14\ud0d5\uc73c\ub85c \uc2e4\uc9c8\uc801\uc774\uace0 \uad6c\uccb4\uc801\uc778 \ubc29\ubc95\ub860\uc744 \uc81c\uc2dc\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc6d4\uae09 \uad00\ub9ac\ub294 \ub2e8\uc21c\ud55c \uc18c\ube44 \uc904\uc774\uae30\uc5d0 \uba38\ubb34\ub974\uc9c0 \uc54a\uace0, \uc790\uc2e0\uc758 \ub77c\uc774\ud504\uc2a4\ud0c0\uc77c\uacfc \ubbf8\ub798 \ubaa9\ud45c\uc5d0 \ub9de\ucd94\uc5b4 \uc7ac\uc815\uc801 \uc790\uc720\ub97c \uad6c\ucd95\ud558\ub294 \uacfc\uc815\uc785\ub2c8\ub2e4. \uc624\ub298\ub0a0 \ub9ce\uc740 \uc9c1\uc7a5\uc778\ub4e4\uc774 \uc6d4\uae09\uc5d0 \uc5f0\uc5f0\ud558\uc5ec \ucda9\ub3d9\uad6c\ub9e4\ub97c \ud558\uac70\ub098 \uc18c\ube44 \ud328\ud134\uc744 \uac80\ud1a0\ud558\uc9c0 \uc54a\ub294 \uc0ac\ub840\uac00 \ube48\ubc88\ud558\ub098, \uc62c\ubc14\ub978 \uc7ac\uc815 \uad00\ub9ac \uc2b5\uad00\uc744 \ub4e4\uc778\ub2e4\uba74 \ubbf8\ub798\uc758 \uacbd\uc81c\uc801 \uc548\uc815\ubfd0 \uc544\ub2c8\ub77c \uc790\uc2e0\uac10\uacfc \uc790\ub9bd\uc2ec\uc744 \ud06c\uac8c \ud5a5\uc0c1\uc2dc\ud0ac \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774 \uae00\uc740 4\uac1c\uc758 \uc8fc\uc694 \uc139\uc158\uc73c\ub85c \uad6c\uc131\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \uccab \ubc88\uc9f8 \uc139\uc158\uc5d0\uc11c\ub294 \uc6d4\uae09 \uad00\ub9ac\uc758 \uae30\ubcf8\uc778 \uc608\uc0b0 \uc218\ub9bd\uacfc \uc18c\ube44 \uc804\ub7b5\uc5d0 \ub300\ud574 \uad6c\uccb4\uc801\uc73c\ub85c \uc124\uba85\ud569\ub2c8\ub2e4. \ub450 \ubc88\uc9f8 \uc139\uc158\uc5d0\uc11c\ub294 20\ub300\uac00 \uc2e4\ucc9c\ud560 \uc218 \uc788\ub294 \ub2e4\uc591\ud55c \uc7ac\ud14c\ud06c \uae30\ubc95\uc744 \ud1b5\ud574 \uc790\uc0b0\uc744 \uc99d\uc2dd\ud558\ub294 \ubc29\ubc95\uc744 \ub2e4\ub8f9\ub2c8\ub2e4. \uc138 \ubc88\uc9f8 \uc139\uc158\uc5d0\uc11c\ub294 \ube44\uc0c1\uae08 \ub9c8\ub828\uacfc \ubd80\ucc44 \uad00\ub9ac\uc5d0 \ub300\ud55c \uad6c\uccb4\uc801\uc778 \uc804\ub7b5\uc744 \uc18c\uac1c\ud558\uc5ec \uc7ac\uc815\uc801 \uc704\uae30 \uc0c1\ud669\uc744 \ucd5c\uc18c\ud654\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4. \ub9c8\uc9c0\ub9c9 \ub124 \ubc88\uc9f8 \uc139\uc158\uc5d0\uc11c\ub294 \ubbf8\ub798 \uc124\uacc4\uc640 \uc790\uae30 \uac1c\ubc1c\uc744 \ud1b5\ud574 \uc7a5\uae30\uc801\uc778 \uc548\ubaa9\uc5d0\uc11c \uc7ac\uc815 \ubc0f \uc0b6\uc744 \uc900\ube44\ud558\ub294 \ubc29\ubc95\uc5d0 \ub300\ud574 \ub17c\uc758\ud569\ub2c8\ub2e4.<\/p>\n<p>\uac01 \uc139\uc158\uc740 \uc2e4\uc81c \uc0ac\ub840\uc640 \ud1b5\uacc4 \ub370\uc774\ud130\ub97c \ubc14\ud0d5\uc73c\ub85c \uad6c\uc131\ub418\uc5c8\uc73c\uba70, \uc774\ub97c \ud1b5\ud574 \ub3c5\uc790\ub4e4\uc774 \uad6c\uccb4\uc801\uc778 \uc2e4\ud589 \uacc4\ud68d\uc744 \uc138\uc6b8 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc6c0\uc744 \ub4dc\ub9ac\uace0\uc790 \ud569\ub2c8\ub2e4. \uc2e4\uc81c \uc5f0\uad6c \uacb0\uacfc\uc640 \uac01\uc885 \uc124\ubb38\uc870\uc0ac, \uadf8\ub9ac\uace0 \uae08\uc735 \uc804\ubb38\uac00\ub4e4\uc758 \uc870\uc5b8\ub3c4 \uc778\uc6a9\ud558\uc5ec \uc2e0\ub8b0\uc131\uc744 \ub192\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc9c0\uae08\ubd80\ud130 \uc2dc\uc791\ub418\ub294 \uc774 \uae00\uc740 \ub2e8\uc21c\ud55c \uc774\ub860\uc801 \uc124\uba85\uc5d0 \uadf8\uce58\uc9c0 \uc54a\uace0, 20\ub300 \uc9c1\uc7a5\uc778 \uc5ec\ub7ec\ubd84\uc774 \ub208\uc55e\uc758 \uc6d4\uae09 \uad00\ub9ac\ubfd0\ub9cc \uc544\ub2c8\ub77c \ubbf8\ub798\uc758 \uacbd\uc81c\uc801 \ub3c5\ub9bd\uc744 \uc2e4\ud604\ud560 \uc218 \uc788\ub294 \uae38\uc7a1\uc774\uac00 \ub420 \uac83\uc785\ub2c8\ub2e4. \uc5ec\ub7ec\ubd84\uc740 \uc774\uc81c \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud0dc\ub97c \uba74\ubc00\ud788 \ubd84\uc11d\ud558\uace0, \ubcf4\ub2e4 \uccb4\uacc4\uc801\uc778 \uad00\ub9ac \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\ub294 \ub370 \ud544\uc694\ud55c \uad6c\uccb4\uc801\uc774\uace0 \uc2e4\uc9c8\uc801\uc778 \ubc29\ubc95\ub4e4\uc744 \uc54c\uc544\uac00\uac8c \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc544\ub798\ub294 \uae00\uc758 \uad6c\uc131\uc5d0 \ub530\ub978 \uac04\ub7b5\ud55c \ubaa9\ucc28\uc785\ub2c8\ub2e4.<\/p>\n<ul>\n<li id=\"1-%ec%9b%94%ea%b8%89-%ea%b4%80%eb%a6%ac%ec%9d%98-%ea%b8%b0%eb%b3%b8-%ec%98%88%ec%82%b0-%ec%88%98%eb%a6%bd%ea%b3%bc-%ec%86%8c%eb%b9%84-%ec%a0%84%eb%9e%b5-iCxrveaMxA\">1. \uc6d4\uae09 \uad00\ub9ac\uc758 \uae30\ubcf8: \uc608\uc0b0 \uc218\ub9bd\uacfc \uc18c\ube44 \uc804\ub7b5<\/li>\n<li id=\"2-%ed%88%ac%ec%9e%90%eb%a5%bc-%ed%86%b5%ed%95%9c-%ec%9e%90%ec%82%b0-%ec%a6%9d%ec%8b%9d-20%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%9e%ac%ed%85%8c%ed%81%ac-%ea%b0%80-iCxrveaMxA\">2. \ud22c\uc790\ub97c \ud1b5\ud55c \uc790\uc0b0 \uc99d\uc2dd: 20\ub300 \uc9c1\uc7a5\uc778\uc744 \uc704\ud55c \uc7ac\ud14c\ud06c \uac00\uc774\ub4dc<\/li>\n<li id=\"3-%eb%b9%84%ec%83%81%ea%b8%88-%eb%a7%88%eb%a0%a8%ea%b3%bc-%eb%b6%80%ec%b1%84-%ea%b4%80%eb%a6%ac-%ec%9e%ac%ec%a0%95%ec%a0%81-%ec%95%88%ec%a0%95%ec%84%b1-%ed%99%95%eb%b3%b4-%ec%a0%84%eb%9e%b5-iCxrveaMxA\">3. \ube44\uc0c1\uae08 \ub9c8\ub828\uacfc \ubd80\ucc44 \uad00\ub9ac: \uc7ac\uc815\uc801 \uc548\uc815\uc131 \ud655\ubcf4 \uc804\ub7b5<\/li>\n<li id=\"4-%eb%af%b8%eb%9e%98-%ec%84%a4%ea%b3%84%ec%99%80-%ec%9e%90%ea%b8%b0-%ea%b0%9c%eb%b0%9c-%ec%9e%a5%ea%b8%b0%ec%a0%81-%eb%b2%88%ec%98%81%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%a4%80%eb%b9%84-%eb%b0%8f-iCxrveaMxA\">4. \ubbf8\ub798 \uc124\uacc4\uc640 \uc790\uae30 \uac1c\ubc1c: \uc7a5\uae30\uc801 \ubc88\uc601\uc744 \uc704\ud55c \uc900\ube44 \ubc0f \uc2ec\ub9ac\uc801 \uc811\uadfc<\/li>\n<\/ul>\n<p>\uc774 \uae00\uc774 \uc81c\uacf5\ud558\ub294 \uc815\ubcf4\uc640 \uc804\ub7b5\uc740 \ub2e8\uc21c\ud788 \uc774\ub860\uc5d0 \uba38\ubb34\ub974\uc9c0 \uc54a\uace0, \uac01 \ub2e8\uacc4\ubcc4 \uc2e4\ud589 \ubc29\ubc95\uacfc \uc8fc\uc758\uc0ac\ud56d\uae4c\uc9c0 \ud3ec\ud568\ud558\uc5ec, \uc5ec\ub7ec\ubd84 \uc2a4\uc2a4\ub85c\uc758 \uc7ac\uc815 \uad00\ub9ac \ub2a5\ub825\uc744 \ud06c\uac8c \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc904 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc9c0\uae08\ubd80\ud130 \uac01 \uc139\uc158\ubcc4\ub85c \uc2ec\ub3c4 \uae4a\uc740 \uc815\ubcf4\ub97c \uc0b4\ud3b4\ubcf4\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>    <\/p>\n<h2 id=\"1-%ec%9b%94%ea%b8%89-%ea%b4%80%eb%a6%ac%ec%9d%98-%ea%b8%b0%eb%b3%b8-%ec%98%88%ec%82%b0-%ec%88%98%eb%a6%bd%ea%b3%bc-%ec%86%8c%eb%b9%84-%ec%a0%84%eb%9e%b5-iCxrveaMxA\">1. \uc6d4\uae09 \uad00\ub9ac\uc758 \uae30\ubcf8: \uc608\uc0b0 \uc218\ub9bd\uacfc \uc18c\ube44 \uc804\ub7b5<\/h2>\n<p>20\ub300 \uc9c1\uc7a5\uc778\ub4e4\uc774 \uac00\uc7a5 \uba3c\uc800 \ub9c8\uc8fc\ud558\ub294 \uacfc\uc81c \uc911 \ud558\ub098\ub294 \u2018\uc6d4\uae09 \uad00\ub9ac\u2019\uc785\ub2c8\ub2e4. \uc6d4\uae09 \uad00\ub9ac\uc758 \uae30\ubcf8\uc740 \ubc14\ub85c \uccb4\uacc4\uc801\uc778 \uc608\uc0b0 \uc218\ub9bd\uacfc \uc18c\ube44 \ud328\ud134\uc758 \ubd84\uc11d\uc5d0\uc11c \uc2dc\uc791\ub429\ub2c8\ub2e4. \uccad\ub144 \uc2dc\uc808\ubd80\ud130 \uc18c\ube44\uc758 \uc790\uc720\ub85c\uc6c0\uc5d0 \ube60\uc9c0\uae30 \uc26c\uc6b4 \ud658\uacbd\uc5d0\uc11c, \uc790\uc2e0\uc758 \uacbd\uc81c \ud65c\ub3d9\uc744 \ucca0\uc800\ud788 \uad00\ub9ac\ud558\uc9c0 \uc54a\uc73c\uba74 \uace7 \uc7ac\uc815\uc801 \uc5b4\ub824\uc6c0\uc5d0 \ubd09\ucc29\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5ec\uae30\uc11c\ub294 \uba85\ud655\ud55c \ubaa9\ud45c \uc124\uc815, \uc9c0\ucd9c \ub0b4\uc5ed\uc758 \uccb4\uacc4\uc801 \uae30\ub85d, \uadf8\ub9ac\uace0 \ud6a8\uc728\uc801\uc778 \uc18c\ube44 \uc804\ub7b5\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc608\uc0b0 \uc218\ub9bd\uc740 \ub2e8\uc21c\ud788 \ud55c \ub2ec\uc758 \uc9c0\ucd9c\uc744 \uc608\uce21\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \uc7a5\uae30\uc801\uc778 \uc7ac\uc815 \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \ub370 \ud544\uc218\uc801\uc778 \ub2e8\uacc4\uc785\ub2c8\ub2e4. 20\ub300 \uc9c1\uc7a5\uc778\ub4e4\uc740 \ub9e4\ub2ec \ubc1b\ub294 \uc6d4\uae09\uc744 \ub2e8\uc21c\ud558\uac8c \uc18c\ube44\ud558\ub294 \ub300\uc2e0, \ubbf8\ub798\uc758 \ud22c\uc790\uc640 \uc800\ucd95\uc744 \uc704\ud574 \uc77c\uc815 \ubd80\ubd84\uc744 \ubd84\ub9ac \ubc30\uc815\ud574\uc57c \ud569\ub2c8\ub2e4. \uc608\uc0b0 \uc218\ub9bd\uc758 \uccab \uc2dc\uc791\uc740 \uc790\uc2e0\uc758 \uace0\uc815 \uc218\uc785\uacfc \uc9c0\ucd9c\uc744 \uc815\ud655\ud788 \ud30c\uc545\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uace0\uc815 \uc9c0\ucd9c\uc5d0\ub294 \uc6d4\uc138, \ub300\ucd9c \uc0c1\ud658, \ubcf4\ud5d8\ub8cc \ub4f1\uc774 \ud3ec\ud568\ub418\uba70, \ubcc0\ub3d9 \uc9c0\ucd9c\uc5d0\ub294 \uc2dd\ube44, \uad50\ud1b5\ube44, \ubb38\ud654 \uc0dd\ud65c\ube44 \ub4f1\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc608\uc0b0 \uad00\ub9ac\ub97c \uc704\ud574 \uac00\uc7a5 \ud6a8\uc728\uc801\uc778 \ubc29\ubc95 \uc911 \ud558\ub098\ub294 \u2018\ube44\uc728 \uae30\ubc18 \ubd84\ubc30\ubc95\u2019\uc785\ub2c8\ub2e4. \uc774\ub294 \uc18c\ub4dd\uc758 \uc77c\uc815 \ube44\uc728\uc744 \uc800\ucd95, \ud22c\uc790, \uc18c\ube44 \ub4f1\uc73c\ub85c \ub098\ub204\uc5b4 \uc0ac\uc6a9\ud558\ub294 \ubc29\ubc95\uc73c\ub85c, \ub9ce\uc740 \uae08\uc735 \uc804\ubb38\uac00\ub4e4\uc774 \ucd94\ucc9c\ud558\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ud55c \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74, \uc18c\ub4dd\uc758 50%\ub97c \ud544\uc218 \uc9c0\ucd9c, 30%\ub97c \uc120\ud0dd \uc9c0\ucd9c, 20%\ub97c \uc800\ucd95 \ubc0f \ud22c\uc790\uc5d0 \ubc30\ubd84\ud558\ub294 \ubc29\uc2dd\uc740 \uc7ac\uc815 \uc548\uc815\uc131\uacfc \ud22c\uc790 \uc218\uc775\uc744 \ub3d9\uc2dc\uc5d0 \ub3c4\ubaa8\ud558\ub294 \ub370 \ud6a8\uacfc\uc801\uc778 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ube44\uc728\uc740 \uac1c\uc778\uc758 \uc0dd\ud65c \ud328\ud134\uacfc \uacbd\uc81c \uc0c1\ud669\uc5d0 \ub530\ub77c \uc870\uc808\ud560 \uc218 \uc788\uc5b4 \uc720\uc5f0\ud55c \uc801\uc6a9\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \uc608\uc0b0\uc744 \uc218\ub9bd\ud558\uba74\uc11c \uace0\ub824\ud574\uc57c \ud560 \ub610 \ub2e4\ub978 \uc694\uc18c\ub294 \u2018\uc18c\ube44\uc758 \uc6b0\uc120\uc21c\uc704\u2019\uc785\ub2c8\ub2e4. 20\ub300 \uc9c1\uc7a5\uc778\ub4e4\uc740 \uc885\uc885 \ubd88\ud544\uc694\ud55c \uc18c\ube44\uc5d0 \ube60\uc9c0\uae30 \uc27d\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ubc29\uc9c0\ud558\uae30 \uc704\ud574 \uc790\uc2e0\uc774 \uc911\uc694\ud558\uac8c \uc0dd\uac01\ud558\ub294 \uac00\uce58\uc640 \ubaa9\ud45c, \uc608\ub97c \ub4e4\uc5b4 \uc790\uae30\uacc4\ubc1c, \uac74\uac15 \uad00\ub9ac, \ubbf8\ub798 \ud22c\uc790 \ub4f1\uc744 \uba85\ud655\ud788 \uc124\uc815\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc18c\ube44 \uc6b0\uc120\uc21c\uc704\ub97c \uc815\ud560 \ub54c\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uae30\uc900\uc744 \uace0\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\ud544\uc694 vs. \uc695\uad6c: \uc0dd\uc874\uacfc \uac74\uac15\uc5d0 \ud544\uc218\uc801\uc778 \ud56d\ubaa9\uacfc \ub2e8\uc21c\ud55c \uc695\uad6c\uc5d0 \uc758\ud55c \uc18c\ube44\ub97c \uad6c\ubd84\ud569\ub2c8\ub2e4.<\/li>\n<li>\ub2e8\uae30 vs. \uc7a5\uae30: \uc989\uac01\uc801\uc778 \ub9cc\uc871\uac10\uc744 \uc8fc\ub294 \uc18c\ube44\uc640 \ubbf8\ub798\uc758 \ubaa9\ud45c \ub2ec\uc131\uc744 \uc704\ud55c \ud22c\uc790\ub97c \uad6c\ubd84\ud569\ub2c8\ub2e4.<\/li>\n<li>\uacbd\ud5d8 vs. \uc18c\uc720: \ubb3c\uc9c8\uc801 \uc18c\ube44\ubcf4\ub2e4 \uacbd\ud5d8\uc744 \ud1b5\ud55c \uc790\uc544 \uc131\uc7a5\uacfc \uc0b6\uc758 \uc9c8 \ud5a5\uc0c1\uc744 \uc911\uc694\uc2dc\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>\uc2e4\uc81c\ub85c 20\ub300 \uc9c1\uc7a5\uc778 \uc911 \uc57d 62%\uac00 \uc18c\ube44 \ud328\ud134\uc758 \uac80\ud1a0 \uc5c6\uc774 \uc6d4\uae09\uc744 \uc804\ubd80 \uc18c\uc9c4\ud588\ub2e4\uace0 \ub2f5\ud55c \uc870\uc0ac \uacb0\uacfc\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc55e\uc11c \uc5b8\uae09\ud55c \u2018\ube44\uc728 \uae30\ubc18 \ubd84\ubc30\ubc95\u2019\uacfc \uc18c\ube44 \uc6b0\uc120\uc21c\uc704 \uc124\uc815\uc758 \uc911\uc694\uc131\uc744 \uba85\ud655\ud788 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \uc774\uc640 \ud568\uaed8 \uc18c\ube44 \uae30\ub85d \uc571\uc774\ub098 \uc608\uc0b0 \uad00\ub9ac \ud504\ub85c\uadf8\ub7a8\uc744 \ud65c\uc6a9\ud558\uc5ec \uc790\uc2e0\uc758 \uc18c\ube44 \ud328\ud134\uc744 \ubd84\uc11d\ud558\ub294 \uac83\ub3c4 \ud070 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<p>\uc608\uc0b0\uc744 \uc791\uc131\ud560 \ub54c\ub294 \uc0c1\uc138\ud55c \uacc4\ud68d \uc218\ub9bd\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc6d4\ub9d0\uc5d0 \uc794\uc561\uc774 \ub0a8\ub294\ub2e4\uace0 \ud574\uc11c \ubb34\uc791\uc815 \uc18c\ube44\ub97c \ub298\ub9ac\uae30\ubcf4\ub2e4\ub294, \uadf8 \uae08\uc561\uc744 \ubbf8\ub798\uc758 \ud22c\uc790\ub098 \ube44\uc0c1 \uc790\uae08\uc73c\ub85c \uc774\uccb4\ud558\ub294 \uc2b5\uad00\uc744 \ub4e4\uc774\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub9e4\ub2ec\uc758 \uc18c\ube44\uc640 \uc800\ucd95, \uadf8\ub9ac\uace0 \ud22c\uc790 \ub0b4\uc5ed\uc744 \uaf3c\uaf3c\ud788 \uae30\ub85d\ud558\uace0, \uc8fc\uae30\uc801\uc73c\ub85c \uc7ac\uc810\uac80\ud568\uc73c\ub85c\uc368 \uc790\uc2e0\uc758 \uc18c\ube44 \ud328\ud134\uc758 \uc7a5\ub2e8\uc810\uc744 \ubd84\uc11d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ubd88\ud544\uc694\ud55c \uc9c0\ucd9c\uc744 \uc904\uc774\uace0, \ubbf8\ub798\uc758 \uc7ac\uc815 \uacc4\ud68d\uc744 \ubcf4\ub2e4 \uad6c\uccb4\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \uc608\uc0b0 \uc218\ub9bd \uc2dc\uc5d0\ub294 \uc608\uc0c1\uce58 \ubabb\ud55c \uc9c0\ucd9c\uc744 \ub300\ube44\ud55c \u2018\ube44\uc0c1\uae08\u2019 \ud56d\ubaa9\ub3c4 \ubc18\ub4dc\uc2dc \ud3ec\ud568\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uc608\uc0c1\uce58 \ubabb\ud55c \uc758\ub8cc\ube44, \ucc28\ub7c9 \uc218\ub9ac\ube44 \ub4f1 \uae09\uc791\uc2a4\ub7ec\uc6b4 \uc9c0\ucd9c\uc5d0 \ub300\ube44\ud558\uc9c0 \uc54a\uc73c\uba74, \ud55c \ubc88\uc758 \uc7ac\uc815\uc801 \uc704\uae30\uac00 \uc9c0\uc18d\uc801\uc778 \ubd80\ucc44\ub85c \uc774\uc5b4\uc9c8 \uc704\ud5d8\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \uc6d4\uae09\uc758 5%\uc5d0\uc11c 10% \uc815\ub3c4\ub97c \ube44\uc0c1\uae08\uc73c\ub85c \uc800\ucd95\ud558\uae38 \uad8c\uc7a5\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ube44\uc0c1\uae08\uc740 \ub2e8\uc21c\ud55c \uc800\ucd95\uc744 \ub118\uc5b4, \uc2ec\ub9ac\uc801 \uc548\uc804\ub9dd\uc73c\ub85c \uc791\uc6a9\ud558\uba70 \uc608\uae30\uce58 \ubabb\ud55c \uc0ac\uac74\uc5d0 \ub300\uc751\ud560 \uc218 \uc788\ub294 \uc911\uc694\ud55c \uc218\ub2e8\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uc6d4\uae09 \uad00\ub9ac\uc758 \uae30\ubcf8\uc740 \u2018\uc790\uae30 \ud1b5\uc81c\u2019\uc785\ub2c8\ub2e4. \uacc4\ud68d\ub41c \uc18c\ube44\ub97c \uc9c0\ud0a4\uace0, \ubd88\ud544\uc694\ud55c \uc9c0\ucd9c\uc744 \ucd5c\uc18c\ud654\ud558\ub294 \uac83\uc740 \uc790\uc2e0\uc758 \uc758\uc9c0\ub97c \uc2dc\ud5d8\ud558\ub294 \uc77c\uc774\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \uc18c\ube44\uc790 \ud589\ub3d9 \uc2ec\ub9ac\ud559 \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74, \uc18c\ube44\uc758 \uc790\uae30 \ud1b5\uc81c\ub825\uc740 \uc7a5\uae30\uc801 \uc7ac\uc815 \uc548\uc815\uacfc \ub192\uc740 \ud22c\uc790 \uc218\uc775\ub960\uacfc \ubc00\uc811\ud55c \uad00\ub828\uc774 \uc788\uc2b5\ub2c8\ub2e4. 20\ub300 \uc9c1\uc7a5\uc778\ub4e4\uc740 \uc790\uc2e0\uc758 \uc18c\ube44 \ud328\ud134\uc744 \uac1d\uad00\uc801\uc73c\ub85c \ud310\ub2e8\ud558\uace0, \uc7ac\uc815 \uacc4\ud68d\uc5d0 \ub9de\uac8c \uc758\uc0ac \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \uc5f0\uc2b5\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc885\ud569\uc801\uc73c\ub85c \ubcfc \ub54c, \uccb4\uacc4\uc801\uc778 \uc608\uc0b0 \uc218\ub9bd\uacfc \uc18c\ube44 \uc804\ub7b5\uc740 20\ub300 \uc9c1\uc7a5\uc778\uc758 \uc6d4\uae09 \uad00\ub9ac\uc758 \uccab\uac78\uc74c\uc774\uc790, \uc7a5\uae30\uc801 \uc7ac\uc815 \uc548\uc815\uc758 \uae30\ucd08\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uacfc\uc815\uc5d0\uc11c \uc790\uc2e0\uc758 \uc18c\ube44 \uc2b5\uad00\uacfc \ubaa9\ud45c\ub97c \uba85\ud655\ud788 \ud558\uace0, \uc774\ub97c \uae30\ubc18\uc73c\ub85c \ud55c \uad6c\uccb4\uc801 \uc2e4\ud589 \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc55e\uc73c\ub85c \uc18c\uac1c\ud560 \ub2e4\ub978 \uc139\uc158\ub4e4\uacfc \uc5f0\uacc4\ud558\uc5ec, \uc5ec\ub7ec\ubd84\uc740 \ub2e8\uc21c\ud55c \uc18c\ube44 \uc904\uc774\uae30\uc5d0\uc11c \ubc97\uc5b4\ub098, \ubbf8\ub798\uc758 \ubc88\uc601\uc744 \uc704\ud55c \ud0c4\ud0c4\ud55c \uc7ac\uc815 \uae30\ubc18\uc744 \ub9c8\ub828\ud560 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc704\uc5d0\uc11c \uc81c\uc2dc\ud55c \uc804\ub7b5\uc744 \uc2e4\uc81c \uc0dd\ud65c\uc5d0 \uc801\uc6a9\ud55c \uc0ac\ub840\ub85c, \ud55c 20\ub300 \uc9c1\uc7a5\uc778\uc758 \uc131\uacf5 \uc2a4\ud1a0\ub9ac\ub97c \ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc9c1\uc7a5\uc778\uc740 \uc18c\ub4dd\uc758 20%\ub97c \uc815\uae30\uc801\uc73c\ub85c \uc800\ucd95\ud558\uba70, \uc18c\ube44 \ud328\ud134\uc744 \ub9e4\ub2ec \uaf3c\uaf3c\ud788 \uc810\uac80\ud55c \uacb0\uacfc, 3\ub144 \ub9cc\uc5d0 \ube44\uc0c1\uae08\uacfc \ud22c\uc790 \uc6d0\uae08\uc744 \ud569\uccd0 1,000\ub9cc\uc6d0 \uc774\uc0c1\uc758 \uc790\uc0b0\uc744 \ud615\uc131\ud558\ub294 \ub370 \uc131\uacf5\ud558\uc600\uc2b5\ub2c8\ub2e4. \uc774 \uc0ac\ub840\ub294 \ucca0\uc800\ud55c \uc608\uc0b0 \uc791\uc131\uacfc \uc790\uae30 \ud1b5\uc81c\uc758 \uc911\uc694\uc131\uc744 \ub300\ubcc0\ud558\ub294 \uc88b\uc740 \uc608\ub77c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \ub2e4\uc591\ud55c \uc5f0\uad6c \uc790\ub8cc\uc640 \uc804\ubb38\uac00\ub4e4\uc758 \uc870\uc5b8\uc744 \ud1b5\ud574 \uc608\uc0b0 \uad00\ub9ac\uac00 \ub2e8\uc21c\ud788 \uae08\uc804\uc801\uc778 \uce21\uba74\ub9cc\uc774 \uc544\ub2c8\ub77c, \uc815\uc2e0\uc801 \uc548\uc815\uacfc \uc790\uae30 \ucc45\uc784\uac10\uc744 \ub192\uc774\ub294 \ub370\uc5d0\ub3c4 \ud070 \uc5ed\ud560\uc744 \ud55c\ub2e4\ub294 \uc810\uc744 \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\ub798\ub97c \uc704\ud55c \ud22c\uc790\uc640 \uc18c\ube44 \uc2b5\uad00 \uac1c\uc120\uc740 \uc5ec\ub7ec\ubd84\uc758 \uc0b6 \uc804\ubc18\uc5d0 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \uc904 \uac83\uc774\uba70, \uc774\ub294 \uad81\uadf9\uc801\uc73c\ub85c \uc790\uae30 \uac1c\ubc1c\uacfc \uc790\uc544 \uc2e4\ud604\uc73c\ub85c \uc774\uc5b4\uc9c8 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc774\uc640 \uac19\uc774, \uc608\uc0b0 \uc218\ub9bd\uacfc \uc18c\ube44 \uc804\ub7b5\uc740 20\ub300 \uc9c1\uc7a5\uc778\uc758 \uc7ac\uc815 \uad00\ub9ac\uc5d0 \uc788\uc5b4\uc11c \uac00\uc7a5 \uae30\ubcf8\uc801\uc774\uba74\uc11c\ub3c4 \uc911\uc694\ud55c \uc694\uc18c\uc785\ub2c8\ub2e4. \uc5ec\ub7ec\ubd84\uc5d0\uac8c \uc81c\uc2dc\ub41c \ub2e4\uc591\ud55c \uc804\ub7b5\uacfc \uc0ac\ub840\ub4e4\uc744 \ucc38\uace0\ud558\uc5ec \uc790\uc2e0\uc758 \uc6d4\uae09 \uad00\ub9ac \ubc29\uc2dd\uc744 \uc810\uac80\ud558\uace0, \ubcf4\ub2e4 \uccb4\uacc4\uc801\uc774\uace0 \ud6a8\uacfc\uc801\uc778 \uc7ac\uc815 \uacc4\ud68d\uc744 \uc218\ub9bd\ud574 \ub098\uac00\uc2dc\uae30\ub97c \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n<p>    <\/p>\n<h2 id=\"2-%ed%88%ac%ec%9e%90%eb%a5%bc-%ed%86%b5%ed%95%9c-%ec%9e%90%ec%82%b0-%ec%a6%9d%ec%8b%9d-20%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%9e%ac%ed%85%8c%ed%81%ac-%ea%b0%80-iCxrveaMxA\">2. \ud22c\uc790\ub97c \ud1b5\ud55c \uc790\uc0b0 \uc99d\uc2dd: 20\ub300 \uc9c1\uc7a5\uc778\uc744 \uc704\ud55c \uc7ac\ud14c\ud06c \uac00\uc774\ub4dc<\/h2>\n<p>20\ub300 \uc9c1\uc7a5\uc778\uc5d0\uac8c \uc6d4\uae09 \uad00\ub9ac\uc758 \ub450 \ubc88\uc9f8 \ud575\uc2ec \ucd95\uc740 \ubc14\ub85c \u2018\ud22c\uc790\ub97c \ud1b5\ud55c \uc790\uc0b0 \uc99d\uc2dd\u2019\uc785\ub2c8\ub2e4. \ub2e8\uc21c\ud788 \uc6d4\uae09\uc744 \uad00\ub9ac\ud558\ub294 \uac83\uc5d0 \uadf8\uce58\uc9c0 \uc54a\uace0, \uc5ec\uae30\uc5d0 \uc801\uadf9\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uc744 \ub3c4\uc785\ud568\uc73c\ub85c\uc368 \uc790\uc2e0\uc758 \uc790\uc0b0\uc744 \ud6a8\uacfc\uc801\uc73c\ub85c \ub298\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc624\ub298\ub0a0 \uae08\uc735 \uc2dc\uc7a5\uc740 \ub2e4\uc591\ud574\uc84c\uc73c\uba70, \uc8fc\uc2dd, \ud380\ub4dc, \ubd80\ub3d9\uc0b0 \ubc0f \ucd5c\uadfc\uc5d0\ub294 \uc554\ud638\ud654\ud3d0 \ub4f1 \ub2e4\uc591\ud55c \ud22c\uc790 \uc218\ub2e8\uc774 \uc874\uc7ac\ud569\ub2c8\ub2e4. \uc5ec\uae30\uc11c\ub294 20\ub300 \uc9c1\uc7a5\uc778\uc774 \uc811\uadfc\ud558\uae30 \uc88b\uc740 \ud22c\uc790 \uc0c1\ud488\uacfc \uadf8 \uc7a5\ub2e8\uc810, \uadf8\ub9ac\uace0 \ud22c\uc790 \uc2dc \uc8fc\uc758\uc0ac\ud56d\uc744 \uc2ec\ub3c4 \uc788\uac8c \ub17c\uc758\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud22c\uc790\uc5d0 \ub6f0\uc5b4\ub4e4\uae30 \uc804 \uac00\uc7a5 \uc911\uc694\ud55c \uac83\uc740 \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uacfc \ubaa9\ud45c\ub97c \uba85\ud655\ud788 \ud558\ub294 \uac83\uc785\ub2c8\ub2e4. 20\ub300 \ucd08\ubc18\uc758 \uc9c1\uc7a5\uc778\uc740 \uc0c1\ub300\uc801\uc73c\ub85c \uae34 \ud22c\uc790 \uae30\uac04\uc744 \ubcf4\uc720\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0, \ube44\uad50\uc801 \ub192\uc740 \uc704\ud5d8\uc744 \uac10\uc218\ud558\uba74\uc11c\ub3c4 \uc7a5\uae30\uc801 \uc218\uc775\uc744 \uae30\ub300\ud560 \uc218 \uc788\ub294 \ud22c\uc790 \uc0c1\ud488\uc774 \uc801\ud569\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc8fc\uc2dd \ud22c\uc790\ub098 \uc778\ub371\uc2a4 \ud380\ub4dc\uc640 \uac19\uc774 \uc2dc\uc7a5\uc758 \ud750\ub984\uc5d0 \ub530\ub77c \uc131\uc7a5 \uc7a0\uc7ac\ub825\uc774 \ud070 \uc0c1\ud488\ub4e4\uc740 20\ub300\uc5d0\uac8c \uc88b\uc740 \uc120\ud0dd\uc9c0\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ucd5c\uadfc \uae08\uc735 \uc804\ubb38\uac00\ub4e4\uc5d0 \ub530\ub974\uba74, 20\ub300\uc758 \uacbd\uc6b0 \uc804\uccb4 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \uc57d 60%~70%\ub97c \uc8fc\uc2dd\uc774\ub098 \ud380\ub4dc\uc640 \uac19\uc740 \uc704\ud5d8 \uc790\uc0b0\uc5d0 \ud560\ub2f9\ud558\uace0, \ub098\uba38\uc9c0\ub97c \ucc44\uad8c\uc774\ub098 \uc608\uae08\uacfc \uac19\uc740 \uc800\uc704\ud5d8 \uc790\uc0b0\uc5d0 \ubd84\ubc30\ud558\ub294 \uac83\uc774 \uc7a5\uae30\uc801 \uad00\uc810\uc5d0\uc11c \uae0d\uc815\uc801\uc778 \uc218\uc775\ub960\uc744 \uac00\uc838\uc624\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4. \uc774\uc640 \ud568\uaed8 \ubd84\uc0b0 \ud22c\uc790\uc758 \uc6d0\uce59\uc744 \ucca0\uc800\ud788 \uc900\uc218\ud55c\ub2e4\uba74, \ub2e8\uc77c \ud22c\uc790 \ub300\uc0c1\uc758 \uc704\ud5d8 \ubd80\ub2f4\uc744 \ud6a8\uacfc\uc801\uc73c\ub85c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud22c\uc790\uc5d0 \uc55e\uc11c \ub2e4\uc74c\uacfc \uac19\uc740 \ud575\uc2ec \uc804\ub7b5\uc744 \uace0\ub824\ud574 \ubcf4\uc138\uc694.<\/p>\n<ul>\n<li>\ubd84\uc0b0 \ud22c\uc790: \ub2e4\uc591\ud55c \uc790\uc0b0 \ud074\ub798\uc2a4\uc640 \uc0b0\uc5c5\uad70\uc5d0 \uac78\uccd0 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud569\ub2c8\ub2e4.<\/li>\n<li>\uc815\uae30 \ud22c\uc790: \ub9e4\ub2ec \uc77c\uc815 \uae08\uc561\uc744 \ud22c\uc790\ud558\uc5ec \uc2dc\uc7a5\uc758 \ub2e8\uae30 \ubcc0\ub3d9\uc131\uc744 \uadf9\ubcf5\ud569\ub2c8\ub2e4.<\/li>\n<li>\uc7a5\uae30 \ud22c\uc790: \ub2e8\uae30 \uc218\uc775\uc5d0 \uc5f0\uc5f0\ud558\uc9c0 \uc54a\uace0, \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ud22c\uc790 \uc218\uc775\uc744 \uadf9\ub300\ud654\ud569\ub2c8\ub2e4.<\/li>\n<li>\ub9ac\uc2a4\ud06c \uad00\ub9ac: \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uacfc \uc704\ud5d8 \ud5c8\uc6a9 \ubc94\uc704\ub97c \uba85\ud655\ud788 \ud30c\uc545\ud558\uace0, \uadf8\uc5d0 \ub9de\ub294 \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>\ud22c\uc790\uc5d0 \uc131\uacf5\ud558\uae30 \uc704\ud574\uc11c\ub294 \uc2dc\uc7a5\uc5d0 \ub300\ud55c \uc62c\ubc14\ub978 \uc9c0\uc2dd\uacfc \ucca0\uc800\ud55c \uc900\ube44\uac00 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ubbf8\uad6d \uc99d\uc2dc\uc640 \ud55c\uad6d \uc99d\uc2dc\ub294 \uc11c\ub85c \ub2e4\ub978 \ud2b9\uc131\uc744 \uac00\uc9c0\uace0 \uc788\uc73c\uba70, \uac01 \uc2dc\uc7a5\uc5d0 \ud22c\uc790\ud560 \ub54c \uace0\ub824\ud574\uc57c \ud560 \uc694\uc18c\ub4e4\ub3c4 \uc0c1\uc774\ud569\ub2c8\ub2e4. \ubbf8\uad6d \uc99d\uc2dc\ub294 \uc138\uacc4 \uacbd\uc81c\uc758 \uc911\uc2ec\uc9c0\ub85c\uc11c \uc0c1\ub300\uc801\uc73c\ub85c \uc548\uc815\uc801\uc778 \uae30\uc5c5\ub4e4\uc774 \ub9ce\uace0, \uc131\uc7a5 \uac00\ub2a5\uc131\uc774 \ub192\uc740 \uae30\uc220\uc8fc\ub4e4\uc774 \ud65c\ubc1c\ud558\uac8c \uac70\ub798\ub429\ub2c8\ub2e4. \ubc18\uba74, \ud55c\uad6d \uc99d\uc2dc\ub294 \ud2b9\uc815 \uc0b0\uc5c5\uad70\uc5d0 \uc9d1\uc911\ub41c \uacbd\ud5a5\uc774 \uc788\uc73c\uba70, \uad6d\uc9c0\uc801 \uacbd\uc81c \uc0c1\ud669\uc5d0 \uc601\ud5a5\uc744 \ubc1b\uae30 \uc27d\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c 20\ub300 \uc9c1\uc7a5\uc778\uc740 \uc790\uc2e0\uc758 \ud22c\uc790 \ubaa9\ud45c\uc640 \uc704\ud5d8 \uc120\ud638\ub3c4\ub97c \uace0\ub824\ud558\uc5ec \uad6d\ub0b4\uc678 \ub2e4\uc591\ud55c \uc790\uc0b0\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud558\ub294 \uc804\ub7b5\uc744 \uc138\uc6cc\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \ud22c\uc790 \uc131\uacf5\uc758 \ub610 \ub2e4\ub978 \uc911\uc694\ud55c \uc694\uc18c\ub294 \u2018\uc2dc\uc7a5 \ud0c0\uc774\ubc0d\u2019\ubcf4\ub2e4\ub294 \u2018\uc2dc\uc7a5\uc5d0 \uafb8\uc900\ud788 \ucc38\uc5ec\ud558\ub294 \uac83\u2019\uc785\ub2c8\ub2e4. \uc5ec\ub7ec \uc5f0\uad6c \uacb0\uacfc\uc5d0 \ub530\ub974\uba74, \uc8fc\uc2dd \uc2dc\uc7a5\uc758 \ub2e8\uae30 \ubcc0\ub3d9\uc131\uc5d0 \uc2e0\uacbd\uc4f0\uae30\ubcf4\ub2e4\ub294 \uc7a5\uae30\uc801\uc778 \uc2dc\uac01\uc744 \uac00\uc9c0\uace0 \uc815\uae30\uc801\uc73c\ub85c \ud22c\uc790\ud558\ub294 \uac83\uc774 \ud3c9\uade0 \ud22c\uc790 \uc218\uc775\ub960\uc744 \ub192\uc774\ub294 \ub370 \ud6a8\uacfc\uc801\uc784\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \uc2e4\uc81c\ub85c 20\ub300 \uc9c1\uc7a5\uc778 \uc911 \uc815\uae30 \ud22c\uc790 \ubc0f \ubd84\uc0b0 \ud22c\uc790 \uc804\ub7b5\uc744 \uc801\uadf9 \ub3c4\uc785\ud55c \uc0ac\ub840\uc5d0\uc11c\ub294 \ud3c9\uade0 \uc5f0 \uc218\uc775\ub960\uc774 8%\uc5d0\uc11c 10%\uc5d0 \uc774\ub97c \uc815\ub3c4\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud604\uc7ac \uae08\uc735 \uc2dc\uc7a5\uc5d0\uc11c\ub294 \ub2e4\uc591\ud55c \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\ub4e4\uc774 \ub4f1\uc7a5\ud558\uba74\uc11c \uc18c\uc561 \ud22c\uc790\ub3c4 \uc190\uc27d\uac8c \uc811\uadfc\ud560 \uc218 \uc788\uac8c \ub418\uc5c8\uace0, \uc774\uc5d0 \ub530\ub978 \uc815\ubcf4\uc640 \ub370\uc774\ud130\uc758 \ud22c\uba85\uc131 \ub610\ud55c \ud06c\uac8c \ud5a5\uc0c1\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uba87\uba87 \ubaa8\ubc14\uc77c \uc571\uc740 \uc0ac\uc6a9\uc790\uac00 \uc2e4\uc2dc\uac04\uc73c\ub85c \uc8fc\uc2dd \ubc0f \ud380\ub4dc \uc2dc\uc7a5 \uc815\ubcf4\ub97c \ud655\uc778\ud558\uace0, \uc790\ub3d9\uc73c\ub85c \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud574 \uc8fc\ub294 \uc11c\ube44\uc2a4\uae4c\uc9c0 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub3c4\uad6c\ub4e4\uc740 \ud22c\uc790 \ucd08\uc2ec\uc790\ub4e4\uc5d0\uac8c \ud070 \ub3c4\uc6c0\uc744 \uc8fc\uace0 \uc788\uc73c\uba70, \ub3d9\uc2dc\uc5d0 \uc804\ubb38 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c\ub3c4 \ud544\uc218\uc801\uc778 \ubd84\uc11d \uc790\ub8cc\ub85c \ud65c\uc6a9\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud22c\uc790 \uc2dc\uc5d0\ub294 \ubc18\ub4dc\uc2dc \uc790\uc2e0\uc758 \uc790\uc0b0 \ubc30\ubd84\ub960\uc744 \uc8fc\uae30\uc801\uc73c\ub85c \uc810\uac80\ud558\uace0, \uacbd\uc81c \uc9c0\ud45c\uc640 \uc2dc\uc7a5 \ub3d9\ud5a5\uc744 \ubd84\uc11d\ud558\ub294 \uc2b5\uad00\uc744 \uac00\uc9c0\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \uae08\uc735 \uc804\ubb38\uac00\ub4e4\uc740 \ubd84\uae30\ubcc4 \ud639\uc740 \ubc18\uae30\ubcc4\ub85c \uc790\uc2e0\uc758 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc7ac\ud3c9\uac00\ud558\ub294 \uac83\uc744 \uad8c\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ubbf8\uad6d \uc5f0\uc900(Fed)\uc774\ub098 \ud55c\uad6d\uc740\ud589\uc758 \uc8fc\uc694 \uacbd\uc81c \uc9c0\ud45c\uc5d0 \ub530\ub77c \uc2dc\uc7a5\uc758 \ud750\ub984\uc774 \ubc14\ub014 \ub54c, \uc801\uc808\ud55c \ub9ac\ubc38\ub7f0\uc2f1 \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\uc5ec \uc704\ud5d8\uc744 \uad00\ub9ac\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud22c\uc790 \uad50\uc721 \ubc0f \uacbd\ud5d8\uc740 \uafb8\uc900\ud788 \uc313\uc544\ub098\uac00\uc57c \ud560 \uc911\uc694\ud55c \uc790\uc0b0\uc785\ub2c8\ub2e4. \uac01\uc885 \ud22c\uc790 \uad00\ub828 \uc11c\uc801, \uc628\ub77c\uc778 \uac15\uc758, \uae08\uc735 \uc138\ubbf8\ub098 \ub4f1\uc5d0 \ucc38\uc5ec\ud558\ub294 \uac83\uc740 \ud22c\uc790\uc5d0 \ub300\ud55c \uc774\ud574\ub3c4\ub97c \ub192\uc774\uace0, \uc2e4\uc9c8\uc801\uc778 \ud22c\uc790 \uae30\uc220\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \ub370 \ud070 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \uc5ec\ub7ec \ud22c\uc790 \uc131\uacf5 \uc0ac\ub840\ub4e4\uc744 \ubcf4\uba74, \ud22c\uc790 \uad50\uc721\uc5d0 \uc801\uadf9\uc801\uc73c\ub85c \ucc38\uc5ec\ud55c \uc0ac\ub78c\ub4e4\uc740 \uc2dc\uc7a5\uc758 \uc5b4\ub824\uc6c0\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uafb8\uc900\ud55c \uc218\uc775\uc744 \uae30\ub85d\ud55c \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc0ac\ub840\ub294 \ub2e8\uc21c\ud55c \uc6b4\uc774 \uc544\ub2c8\ub77c, \uccb4\uacc4\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uacfc \uafb8\uc900\ud55c \uc790\uae30\uacc4\ubc1c\uc758 \uacb0\uacfc\uc784\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, 20\ub300 \uc9c1\uc7a5\uc778\ub4e4\uc740 \uc870\uc9c1 \ub0b4\uc5d0\uc11c \uc810\ucc28 \uc7ac\uc815\uc801 \uc5ec\uc720\uac00 \uc0dd\uae30\uae30 \uc2dc\uc791\ud558\ub294 \ub9cc\ud07c, \uc791\uc740 \uc131\uacf5 \uacbd\ud5d8\uc744 \ubc14\ud0d5\uc73c\ub85c \uc810\uc9c4\uc801\uc73c\ub85c \ud22c\uc790 \uae08\uc561\uc744 \ub298\ub824\ub098\uac00\ub294 \uc804\ub7b5\uc744 \ucde8\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ucd08\uae30\uc5d0\ub294 \uc18c\uc561 \ud22c\uc790\ub85c \uc2dc\uc791\ud574 \ud22c\uc790 \uc2e4\ud328\uc758 \uc704\ud5d8\uc744 \ucd5c\uc18c\ud654\ud558\uace0, \uc131\uacf5\uc801\uc778 \ud22c\uc790 \uacbd\ud5d8\uc744 \uc313\uc544\uac00\uba74\uc11c \uc810\ucc28 \ub354 \ud070 \uc790\uc0b0\uc744 \uc6b4\uc6a9\ud558\ub294 \ubc29\uc2dd\uc774 \ubc14\ub78c\uc9c1\ud569\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ud22c\uc790\uc5d0 \ub300\ud55c \uc790\uc2e0\uac10\uc744 \uc313\uace0, \uc7a5\uae30\uc801\uc778 \uc7ac\uc815 \ub3c5\ub9bd\uc758 \uae30\ubc18\uc744 \ub9c8\ub828\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \ud22c\uc790\uc5d0 \uc788\uc5b4\uc11c \uac00\uc7a5 \uc911\uc694\ud55c \uac83\uc740 \u2018\uc790\uc2e0\ub9cc\uc758 \uc6d0\uce59\u2019\uc744 \ud655\ub9bd\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \ub0a8\ub4e4\uc758 \ud22c\uc790 \ubc29\ubc95\uc744 \ubb34\uc870\uac74 \ub530\ub77c\ud558\uae30\ubcf4\ub2e4\ub294, \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud669, \ubaa9\ud45c, \uadf8\ub9ac\uace0 \uc704\ud5d8 \uac10\uc218 \ub2a5\ub825\uc744 \ucda9\ubd84\ud788 \uace0\ub824\ud55c \ub9de\ucda4\ud615 \ud22c\uc790 \uc804\ub7b5\uc744 \uc138\uc6cc\uc57c \ud569\ub2c8\ub2e4. \uc774\ub294 \ub2e8\uc21c\ud55c \uae08\uc804\uc801 \uc774\uc775\uc744 \ub118\uc5b4\uc11c, \uc7ac\uc815\uc801 \uc790\uc720\uc640 \uc2ec\ub9ac\uc801 \uc548\uc815 \ubaa8\ub450\ub97c \ub3d9\uc2dc\uc5d0 \uc5bb\uc744 \uc218 \uc788\ub294 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uae08\uc735 \uc804\ubb38\uac00\ub4e4\uc758 \uc870\uc5b8\uacfc \ub2e4\uc591\ud55c \uc0ac\ub840 \uc5f0\uad6c\ub97c \ucc38\uace0\ud558\ub418, \ucd5c\uc885 \uacb0\uc815\uc740 \uc2a4\uc2a4\ub85c\uc758 \ud310\ub2e8\uc744 \uae30\ubc18\uc73c\ub85c \ub0b4\ub824\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uc774\ucc98\ub7fc, \ud22c\uc790\ub97c \ud1b5\ud55c \uc790\uc0b0 \uc99d\uc2dd\uc740 20\ub300 \uc9c1\uc7a5\uc778\uc774 \uc7ac\uc815\uc801 \ub3c5\ub9bd\uc744 \uc774\ub8e8\uae30 \uc704\ud574 \ubc18\ub4dc\uc2dc \ubc30\uc6cc\uc57c \ud560 \uc911\uc694\ud55c \uae30\uc220\uc785\ub2c8\ub2e4. \uccb4\uacc4\uc801\uc778 \uad50\uc721, \ucda9\ubd84\ud55c \uc815\ubcf4 \uc218\uc9d1, \uadf8\ub9ac\uace0 \uafb8\uc900\ud55c \uc2e4\ucc9c\uc744 \ud1b5\ud574 \uc5ec\ub7ec\ubd84\uc740 \ub2e8\uc21c\ud55c \ub3c8 \uad00\ub9ac\uc5d0\uc11c \ubc97\uc5b4\ub098, \ubbf8\ub798\uc758 \ubd80\ub97c \ucc3d\ucd9c\ud560 \uc218 \uc788\ub294 \uae30\ubc18\uc744 \ub9c8\ub828\ud560 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4. \ud22c\uc790\uc5d0 \uc131\uacf5\ud55c \uc0ac\ub840\uc640 \uad00\ub828 \ud1b5\uacc4\ub97c \ubc14\ud0d5\uc73c\ub85c, \uc55e\uc73c\ub85c \uc608\uce21 \uac00\ub2a5\ud55c \uc2dc\uc7a5 \ubcc0\ud654\uc5d0\ub3c4 \ub2a5\ub3d9\uc801\uc73c\ub85c \ub300\ucc98\ud560 \uc218 \uc788\ub294 \uc804\ub7b5\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc2e4\uc81c \uc0ac\ub840\ub85c, \ud55c 20\ub300 \uc9c1\uc7a5\uc778\uc740 \uc8fc\uc2dd\uacfc \ud380\ub4dc\uc5d0 \uc815\uae30 \ud22c\uc790\ud558\uba70, \uafb8\uc900\ud55c \ub9ac\ubc38\ub7f0\uc2f1\uc744 \ud1b5\ud574 5\ub144 \ub9cc\uc5d0 \ucd08\uae30 \ud22c\uc790\uae08 \ub300\ube44 150% \uc774\uc0c1\uc758 \uc218\uc775\ub960\uc744 \uae30\ub85d\ud55c \ubc14 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc131\uacf5 \uc0ac\ub840\ub294 \ubd84\uc0b0 \ud22c\uc790, \uc815\uae30 \ud22c\uc790, \uadf8\ub9ac\uace0 \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub530\ub978 \uc720\uc5f0\ud55c \uc804\ub7b5\uc758 \uacb0\uacfc\uc784\uc744 \uba85\ud655\ud788 \ubcf4\uc5ec\uc8fc\uba70, \uc5ec\ub7ec\ubd84\uc5d0\uac8c\ub3c4 \ud070 \uc601\uac10\uc744 \uc904 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc885\ud569\ud558\uba74, 20\ub300\uac00 \uc7ac\ud14c\ud06c\ub97c \uc2dc\uc791\ud568\uc5d0 \uc788\uc5b4 \uac00\uc7a5 \uc911\uc694\ud55c \uac83\uc740 \uae30\ucd08\ubd80\ud130 \ucc28\uadfc\ucc28\uadfc \ubc30\uc6b0\uba70 \uc2e4\ucc9c\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \ud22c\uc790\ub77c\ub294 \uc601\uc5ed\uc740 \ub2e8\uae30\uc801\uc778 \uc131\uacfc\ubcf4\ub2e4 \uc7a5\uae30\uc801\uc778 \uc131\uc7a5\uc774 \uc911\uc694\ud558\ubbc0\ub85c, \ucc98\uc74c\ubd80\ud130 \ud070 \uae30\ub300\ub97c \ud558\uae30\ubcf4\ub2e4\ub294 \uafb8\uc900\ud55c \ud559\uc2b5\uacfc \uacbd\ud5d8\uc744 \ud1b5\ud574 \uc790\uc2e0\uc758 \ud22c\uc790 \uc5ed\ub7c9\uc744 \ud0a4\uc6cc\ub098\uac00\ub294 \uac83\uc774 \uc62c\ubc14\ub978 \ubc29\ud5a5\uc784\uc744 \ub2e4\uc2dc \ud55c \ubc88 \uac15\uc870\ud558\uace0 \uc2f6\uc2b5\ub2c8\ub2e4.<\/p>\n<p>    <\/p>\n<h2 id=\"3-%eb%b9%84%ec%83%81%ea%b8%88-%eb%a7%88%eb%a0%a8%ea%b3%bc-%eb%b6%80%ec%b1%84-%ea%b4%80%eb%a6%ac-%ec%9e%ac%ec%a0%95%ec%a0%81-%ec%95%88%ec%a0%95%ec%84%b1-%ed%99%95%eb%b3%b4-%ec%a0%84%eb%9e%b5-iCxrveaMxA\">3. \ube44\uc0c1\uae08 \ub9c8\ub828\uacfc \ubd80\ucc44 \uad00\ub9ac: \uc7ac\uc815\uc801 \uc548\uc815\uc131 \ud655\ubcf4 \uc804\ub7b5<\/h2>\n<p>\uc6d4\uae09 \uad00\ub9ac\uc758 \uc138 \ubc88\uc9f8 \ucd95\uc740 \ubc14\ub85c \ube44\uc0c1\uae08 \ub9c8\ub828\uacfc \ubd80\ucc44 \uad00\ub9ac\uc785\ub2c8\ub2e4. 20\ub300 \uc9c1\uc7a5\uc778\ub4e4\uc774 \uacbd\uc81c\uc801 \uc704\uae30\ub97c \uadf9\ubcf5\ud558\uace0 \uc548\uc815\uc801\uc778 \uc7ac\uc815 \uc0c1\ud0dc\ub97c \uc720\uc9c0\ud558\uae30 \uc704\ud574\uc11c\ub294 \uc608\uc0c1\uce58 \ubabb\ud55c \uc0c1\ud669\uc5d0 \ub300\ube44\ud55c \ube44\uc0c1 \uc790\uae08\uc758 \uc911\uc694\uc131\uc744 \uacb0\ucf54 \uac04\uacfc\ud574\uc11c\ub294 \uc548 \ub429\ub2c8\ub2e4. \ub3d9\uc2dc\uc5d0, \uc2e0\uc6a9 \ub300\ucd9c\uc774\ub098 \uce74\ub4dc \ube5a \ub4f1 \ubd80\ucc44\ub97c \ud6a8\uc728\uc801\uc73c\ub85c \uad00\ub9ac\ud558\ub294 \uac83\ub3c4 \uc7a5\uae30\uc801\uc778 \uc7ac\uc815 \uac74\uac15\uc744 \uc704\ud574 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc774 \uc139\uc158\uc5d0\uc11c\ub294 \ube44\uc0c1 \uc790\uae08\uc758 \ud544\uc694\uc131, \ubd80\ucc44 \uad00\ub9ac \uae30\uc220, \uadf8\ub9ac\uace0 \uc7ac\uc815\uc801 \uc704\uae30\uc5d0\uc11c \ubc97\uc5b4\ub098\uae30 \uc704\ud55c \uc2e4\uc9c8\uc801 \ubc29\uc548\uc744 \uc790\uc138\ud788 \ub2e4\ub8e8\uc5b4 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ube44\uc0c1\uae08 \ub9c8\ub828\uc740 \uacbd\uc81c \uc0dd\ud65c\uc758 \uc548\uc804\ub9dd\uc785\ub2c8\ub2e4. 20\ub300 \uc9c1\uc7a5\uc778\uc740 \uc544\uc9c1 \uc0ac\ud68c \ucd08\ub144\uc0dd\uc73c\ub85c\uc11c \uacbd\uc81c\uc801 \ucda9\uaca9\uc744 \ubc1b\uc744 \uac00\ub2a5\uc131\uc774 \ucda9\ubd84\ud788 \uc874\uc7ac\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uac74\uac15 \ubb38\uc81c, \ucc28\ub7c9 \uace0\uc7a5, \ub610\ub294 \uc608\uae30\uce58 \ubabb\ud55c \uac00\uc871\uc758 \uae34\uae09 \uc0c1\ud669 \ub4f1\uc740 \uc5b8\uc81c\ub4e0\uc9c0 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \uc77c\ub4e4\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc0c1\ud669\uc5d0 \ub300\ube44\ud558\uc5ec, \uc6d4\uae09\uc758 \uc77c\uc815 \ubd80\ubd84\uc744 \ube44\uc0c1\uae08\uc73c\ub85c \ud655\ubcf4\ud574 \ub450\uba74 \uae09\uc791\uc2a4\ub7ec\uc6b4 \uc9c0\ucd9c\ub85c \uc778\ud55c \uacbd\uc81c\uc801 \ud0c0\uaca9\uc744 \ud06c\uac8c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \uc6d4\uae09\uc758 5%\uc5d0\uc11c 10% \uc815\ub3c4\ub97c \ube44\uc0c1\uae08\uc73c\ub85c \uc800\ucd95\ud558\ub294 \uac83\uc774 \uc88b\uc73c\uba70, \uc774\ub97c \ud1b5\ud574 \ud3c9\uc18c\uc758 \uc18c\ube44 \uacc4\ud68d\uc5d0 \ucc28\uc9c8\uc774 \uc5c6\ub3c4\ub85d \ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\ubd80\ucc44 \uad00\ub9ac\ub294 \ub2e8\uc21c\ud55c \uae08\uc561\uc758 \ubb38\uc81c\uac00 \uc544\ub2c8\ub77c, \uc790\uc2e0\uc758 \uc2e0\uc6a9\uacfc \ubbf8\ub798 \ud22c\uc790 \ub2a5\ub825\uc5d0 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \ubd80\ucc44\uac00 \uacfc\ub3c4\ud55c \uc0c1\ud0dc\uc5d0\uc11c\ub294 \uc774\uc790 \ubd80\ub2f4\uc774 \ucee4\uc9c0\uace0, \uc774\ub294 \uacb0\uad6d \ud22c\uc790\ub098 \uc800\ucd95\uc5d0 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \uc790\uae08\uc744 \uae09\uaca9\ud788 \uc904\uc774\uac8c \ub429\ub2c8\ub2e4. \ub530\ub77c\uc11c \ubd80\ucc44 \uad00\ub9ac\ub294 \uc7ac\uc815 \uad00\ub9ac\uc758 \ud575\uc2ec \uc694\uc18c\ub77c\uace0 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788, \uc2e0\uc6a9\uce74\ub4dc \uc0ac\uc6a9\uc774\ub098 \uc18c\uc561 \ub300\ucd9c\uacfc \uac19\uc740 \ubd80\ucc44\ub294 \ucd08\uae30\uc5d0\ub294 \ud3b8\ub9ac\ud560 \uc218 \uc788\uc73c\ub098, \uc7a5\uae30\uc801\uc73c\ub85c \ud070 \uc7ac\uc815\uc801 \ubd80\ub2f4\uc774 \ub420 \uc218 \uc788\uc73c\ubbc0\ub85c \uc2e0\uc911\ud558\uac8c \ub2e4\ub904\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\ube44\uc0c1\uae08\uacfc \ubd80\ucc44 \uad00\ub9ac\uc758 \ud6a8\uc728\uc131\uc744 \ub192\uc774\uae30 \uc704\ud574\uc11c\ub294 \uccb4\uacc4\uc801\uc778 \uae08\uc735 \uae30\ub85d \uad00\ub9ac\uac00 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uac01\uc885 \uae08\uc735 \uc571\uc774\ub098 \uc2a4\ud504\ub808\ub4dc\uc2dc\ud2b8\ub97c \ud65c\uc6a9\ud558\uc5ec \uc6d4\ubcc4 \uc9c0\ucd9c, \uc18c\ub4dd, \uadf8\ub9ac\uace0 \ubd80\ucc44 \uc0c1\ud658 \ub0b4\uc5ed\uc744 \uaf3c\uaf3c\ud558\uac8c \uae30\ub85d\ud558\ub294 \uc2b5\uad00\uc774 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub370\uc774\ud130\ub4e4\uc740 \uc790\uc2e0\uc758 \uc18c\ube44 \ud328\ud134\uc744 \uc815\ud655\ud788 \ubd84\uc11d\ud560 \uc218 \uc788\uac8c \ud574\uc8fc\uba70, \ubd88\ud544\uc694\ud55c \uc9c0\ucd9c\uacfc \ubd80\ucc44\uc6d0\uc744 \uc2dd\ubcc4\ud558\ub294 \ub370 \ud070 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ubd88\ud544\uc694\ud55c \uc678\ubd80 \uc790\uadf9 \uc5c6\uc774 \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud0dc\ub97c \uac1d\uad00\uc801\uc73c\ub85c \ud3c9\uac00\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubd80\ucc44 \uad00\ub9ac\uc5d0 \uc131\uacf5\ud55c \uc0ac\ub840\ub85c\ub294, \ud55c 20\ub300 \uc9c1\uc7a5\uc778\uc758 \uc0ac\ub840\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc9c1\uc7a5\uc778\uc740 \uc2e0\uc6a9\uce74\ub4dc \uc0ac\uc6a9\uc744 \uc790\uc81c\ud558\uace0, \uc18c\uc561 \ub300\ucd9c\uc744 \ucd5c\uc18c\ud654\ud558\uba70, \uc815\ud574\uc9c4 \uae30\uac04 \ub0b4\uc5d0 \ubd80\ucc44\ub97c \uc0c1\ud658\ud558\uae30 \uc704\ud55c \uccb4\uacc4\uc801\uc778 \uacc4\ud68d\uc744 \uc138\uc6e0\uc2b5\ub2c8\ub2e4. \uacb0\uacfc\uc801\uc73c\ub85c \uadf8\ub294 3\ub144 \ub0b4\uc5d0 \ubaa8\ub4e0 \ubd80\ucc44\ub97c \uc0c1\ud658\ud558\uace0, \ub3d9\uc2dc\uc5d0 \ube44\uc0c1\uae08\uc744 \ucda9\ubd84\ud788 \ub9c8\ub828\ud558\uc5ec \uc608\uc0c1\uce58 \ubabb\ud55c \uc704\uae30 \uc0c1\ud669\uc5d0 \ud6a8\uacfc\uc801\uc73c\ub85c \ub300\uc751\ud560 \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc0ac\ub840\ub294 \ubd80\ucc44 \uad00\ub9ac\uc640 \ube44\uc0c1\uae08 \ub9c8\ub828\uc774 \uc7ac\uc815 \uc548\uc815\uc131\uc744 \ub192\uc77c \uc218 \uc788\ub294 \ud655\uc2e4\ud55c \ubc29\ubc95\uc784\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \ubd80\ucc44 \uc0c1\ud658\uc744 \uc704\ud55c \uc804\ub7b5 \uc911 \ud558\ub098\ub85c \u2018\ub208\ub369\uc774 \ubc29\uc2dd\u2019\uacfc \u2018\uace0\ub9ac \ubc29\uc2dd\u2019\uc774\ub77c\ub294 \ub450 \uac00\uc9c0 \uae30\ubc95\uc774 \uc790\uc8fc \uc5b8\uae09\ub429\ub2c8\ub2e4. \ub208\ub369\uc774 \ubc29\uc2dd\uc740 \uac00\uc7a5 \uc791\uc740 \ubd80\ucc44\ubd80\ud130 \uc0c1\ud658\ud558\uc5ec \uc810\uc9c4\uc801\uc73c\ub85c \ub3d9\uae30\ub97c \ubd80\uc5ec\ud558\ub294 \ubc29\ubc95\uc774\uba70, \uace0\ub9ac \ubc29\uc2dd\uc740 \uc774\uc790\uc728\uc774 \ub192\uc740 \ubd80\ucc44\ubd80\ud130 \uba3c\uc800 \uc0c1\ud658\ud558\uc5ec \ucd1d \uc774\uc790 \ube44\uc6a9\uc744 \uc904\uc774\ub294 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uac01 \ubc29\ubc95\uc740 \uc790\uc2e0\uc758 \uc0c1\ud669\uc5d0 \ub530\ub77c \uc801\uc808\ud558\uac8c \ud65c\uc6a9\ud560 \uc218 \uc788\uc73c\uba70, \ub9ce\uc740 \uae08\uc735 \uc804\ubb38\uac00\ub4e4\uc774 \ub450 \ubc29\uc2dd\uc744 \ud63c\ud569\ud558\uc5ec \uc0ac\uc6a9\ud558\ub77c\uace0 \uad8c\uc7a5\ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n<p>\ubd80\ucc44 \uad00\ub9ac\uc5d0 \ub300\ud55c \uc804\ubb38\uac00\ub4e4\uc758 \ucd5c\uadfc \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74, \uc2e0\uc6a9 \uc810\uc218\uc640 \ubd80\ucc44 \uc0c1\ud658 \ub2a5\ub825\uc740 \uc7a5\uae30\uc801\uc778 \uae08\uc735 \uac74\uac15\uacfc \ubc00\uc811\ud558\uac8c \uc5f0\uacb0\ub418\uc5b4 \uc788\uc73c\uba70, \uc774\ub294 \ud5a5\ud6c4 \ub300\ucd9c, \ubaa8\uae30\uc9c0, \ub610\ub294 \ud22c\uc790 \uae30\ud68c\uc5d0 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \ub530\ub77c\uc11c 20\ub300 \uc9c1\uc7a5\uc778\ub4e4\uc774 \uc77c\ucc0d\ubd80\ud130 \uc790\uc2e0\uc758 \uc2e0\uc6a9 \uc810\uc218\ub97c \uad00\ub9ac\ud558\uace0, \ubd80\ucc44\ub97c \uc548\uc815\uc801\uc73c\ub85c \uc0c1\ud658\ud558\ub294 \uc2b5\uad00\uc744 \ub4e4\uc774\ub294 \uac83\uc740 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4. \uc2e0\uc6a9\uce74\ub4dc \uacb0\uc81c\uc77c\uc744 \ub193\uce58\uc9c0 \uc54a\uace0, \ub9e4\ub2ec \uc815\ud574\uc9c4 \uae08\uc561 \uc774\uc0c1\uc744 \uc0c1\ud658\ud558\ub294 \ub4f1\uc758 \uae30\ubcf8 \uc6d0\uce59\uc744 \ucca0\uc800\ud788 \uc900\uc218\ud558\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\ube44\uc0c1\uae08 \ub9c8\ub828\uacfc \ubd80\ucc44 \uad00\ub9ac\ub294 \ub2e8\uc21c\ud788 \ud604\uc7ac\uc758 \uc18c\ube44 \uc2b5\uad00\ub9cc\uc744 \uac1c\uc120\ud558\ub294 \ubb38\uc81c\uac00 \uc544\ub2c8\ub77c, \uc7a5\uae30\uc801\uc778 \uc7ac\uc815 \uc124\uacc4\uc640\ub3c4 \uae4a\uc740 \uad00\ub828\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc608\uce21\ud560 \uc218 \uc5c6\ub294 \uc0ac\uace0\ub098 \uc9c8\ubcd1, \ub610\ub294 \uac01\uc885 \uacbd\uc81c \uc704\uae30\uc5d0 \ub300\ube44\ud558\uc5ec \uccb4\uacc4\uc801\uc778 \uc7ac\uc815 \uacc4\ud68d\uc744 \uc218\ub9bd\ud558\ub294 \uac83\uc740 \uc790\uc2e0\ubfd0\ub9cc \uc544\ub2c8\ub77c \uac00\uc871 \uc804\uccb4\uc758 \uc7ac\uc815\uc801 \uc548\uc815\uc131\uc744 \ubcf4\uc7a5\ud558\ub294 \uc911\uc694\ud55c \uc218\ub2e8\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ucd5c\uadfc \ud1b5\uacc4\uc5d0 \ub530\ub974\uba74, \ube44\uc0c1\uae08\uc774 \ub9c8\ub828\ub41c \uac00\uad6c\ub294 \uadf8\ub807\uc9c0 \uc54a\uc740 \uac00\uad6c\uc5d0 \ube44\ud574 \uacbd\uc81c\uc801 \uc704\uae30\ub97c \uadf9\ubcf5\ud558\ub294 \ub370 \ud3c9\uade0 40% \uc774\uc0c1\uc758 \uc720\ub9ac\ud55c \uc870\uac74\uc744 \uac00\uc9c0\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774\uc640 \uac19\uc774, \ube44\uc0c1\uae08 \ub9c8\ub828\uacfc \ubd80\ucc44 \uad00\ub9ac\ub294 \ub2e8\uae30\uc801\uc778 \ubb38\uc81c\ub97c \ub118\uc5b4 \uc7a5\uae30\uc801\uc778 \uc7ac\uc815 \uac74\uac15\uc744 \uc88c\uc6b0\ud558\ub294 \ud575\uc2ec \uc694\uc18c\uc785\ub2c8\ub2e4. \uc5ec\ub7ec\ubd84\uc740 \uc790\uc2e0\uc758 \uc18c\ube44 \uae30\ub85d\uacfc \ubd80\ucc44 \uc0c1\ud0dc\ub97c \uc8fc\uae30\uc801\uc73c\ub85c \uc810\uac80\ud558\uace0, \ud544\uc694\ud560 \uacbd\uc6b0 \uc7ac\uc815 \ucee8\uc124\ud134\ud2b8\ub098 \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc744 \ubc1b\uc544 \ubcf4\ub2e4 \uccb4\uacc4\uc801\uc778 \uacc4\ud68d\uc744 \uc218\ub9bd\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \uacbd\uc81c\uc801 \ubd88\uc548\uc815 \uc694\uc18c\ub97c \ucd5c\uc18c\ud654\ud558\uace0, \ubbf8\ub798\uc5d0 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \uc7ac\uc815\uc801 \uc704\uae30\uc5d0\ub3c4 \ub2a5\ub3d9\uc801\uc73c\ub85c \ub300\uc751\ud560 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \ubd80\ucc44 \uad00\ub9ac\uc640 \ube44\uc0c1\uae08 \ub9c8\ub828\uc744 \uc704\ud55c \uc2e4\uc9c8\uc801\uc778 \ud589\ub3d9 \uac15\ub839\uc740 \u2018\uc9c0\uc18d\uc801 \uc810\uac80\u2019\uc785\ub2c8\ub2e4. \uc6d4\ubcc4 \ud639\uc740 \ubd84\uae30\ubcc4\ub85c \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud0dc\ub97c \uc810\uac80\ud558\uba70, \ubd80\ucc44 \uc0c1\ud658 \uacc4\ud68d \ubc0f \ube44\uc0c1\uae08 \ubaa9\ud45c\ub97c \uc7ac\uac80\ud1a0\ud558\uace0 \uc870\uc815\ud558\ub294 \uc2b5\uad00\uc740 \uc7a5\uae30\uc801\uc778 \uc7ac\uc815 \uc548\uc815\uc131\uc744 \ub192\uc774\ub294 \ub370 \uacb0\uc815\uc801 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uacfc\uc815\uc5d0\uc11c \uc7ac\uc815 \ubaa9\ud45c\ub97c \uad6c\uccb4\ud654\ud558\uace0, \uc791\uc740 \ubaa9\ud45c\ub77c\ub3c4 \uccb4\uacc4\uc801\uc73c\ub85c \ub2ec\uc131\ud574 \ub098\uac00\ub294 \uacbd\ud5d8\uc740 \uc5ec\ub7ec\ubd84\uc758 \uc7ac\uc815 \uad00\ub9ac \ub2a5\ub825\uc744 \ud06c\uac8c \ud5a5\uc0c1\uc2dc\ud0ac \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc885\ud569\uc801\uc73c\ub85c, \ube44\uc0c1\uae08 \ub9c8\ub828\uacfc \ubd80\ucc44 \uad00\ub9ac\ub294 20\ub300 \uc9c1\uc7a5\uc778\ub4e4\uc774 \uc7ac\uc815\uc801 \uc704\uae30\ub97c \uadf9\ubcf5\ud558\uace0 \uc548\uc815\uc801\uc778 \ubbf8\ub798\ub97c \uad6c\ucd95\ud558\uae30 \uc704\ud55c \ud544\uc218 \uc804\ub7b5\uc785\ub2c8\ub2e4. \uc548\uc815\ub41c \uc7ac\uc815 \uc0c1\ud0dc\ub294 \ub2e8\uc21c\ud788 \uae08\uc804\uc801\uc778 \ubb38\uc81c\uac00 \uc544\ub2c8\ub77c, \uc2ec\ub9ac\uc801 \uc548\uc815\uc744 \uc81c\uacf5\ud558\uba70, \ub098\uc544\uac00 \ub2e4\ub978 \uc7ac\ud14c\ud06c \uc804\ub7b5\uc758 \uc131\uacf5 \uac00\ub2a5\uc131\uc744 \ub192\uc774\ub294 \uc911\uc694\ud55c \uc694\uc18c\uac00 \ub429\ub2c8\ub2e4. \uc5ec\ub7ec\ubd84\uc740 \uc774 \uc139\uc158\uc5d0\uc11c \uc18c\uac1c\ub41c \ub2e4\uc591\ud55c \uc804\ub7b5\uacfc \uc0ac\ub840\ub97c \ud1b5\ud574, \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud669\uc744 \uac1d\uad00\uc801\uc73c\ub85c \ud30c\uc545\ud558\uace0 \ud6a8\uacfc\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ubd80\ucc44 \uc0c1\ud658 \ubc0f \ube44\uc0c1\uae08 \ud655\ubcf4 \uacc4\ud68d\uc744 \uc218\ub9bd\ud560 \uc218 \uc788\uac8c \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc774\uc640 \uac19\uc740 \uccb4\uacc4\uc801\uc778 \uc7ac\uc815 \uad00\ub9ac \ubc29\uc2dd\uc744 \ud1b5\ud574, 20\ub300 \uc9c1\uc7a5\uc778\ub4e4\uc740 \uacbd\uc81c\uc801 \ucda9\uaca9 \ubc0f \ubd88\ud655\uc2e4\uc131\uc744 \uadf9\ubcf5\ud558\uace0, \ubcf4\ub2e4 \ub098\uc740 \uc7ac\uc815\uc801 \ubbf8\ub798\ub97c \ub9de\uc774\ud560 \uc900\ube44\ub97c \uac16\ucd9c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5ec\ub7ec\ubd84\uc774 \uc624\ub298\ubd80\ud130\ub77c\ub3c4 \uc7ac\uc815 \uc0c1\ud0dc\ub97c \uaf3c\uaf3c\ud788 \ub3cc\uc544\ubcf4\uace0, \ubd88\ud544\uc694\ud55c \ubd80\ucc44\ub97c \uc815\ub9ac\ud558\uba70, \ubbf8\ub798 \uc704\uae30\uc5d0 \ub300\ube44\ud55c \ube44\uc0c1\uae08\uc744 \ub9c8\ub828\ud558\ub294 \uc2b5\uad00\uc744 \ub4e4\uc774\uae38 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n<p>\uacb0\ub860\uc801\uc73c\ub85c, \uc774 \uc139\uc158\uc5d0\uc11c \ub2e4\ub8ec \ubc29\ubc95\ub4e4\uc740 \ub2e8\uc21c\ud55c \uc774\ub860\uc744 \ub118\uc5b4 \uc2e4\uc81c \uc0dd\ud65c \uc18d\uc5d0\uc11c \uc801\uc6a9 \uac00\ub2a5\ud55c \uc2e4\uc9c8\uc801\uc778 \uc804\ub7b5\uc785\ub2c8\ub2e4. \ub2e4\uc591\ud55c \uc0ac\ub840\uc640 \ucd5c\uc2e0 \uc5f0\uad6c \uacb0\uacfc\ub97c \ud1a0\ub300\ub85c, \uc5ec\ub7ec\ubd84\uc740 \uc790\uc2e0\uc5d0\uac8c \uac00\uc7a5 \uc801\ud569\ud55c \ube44\uc0c1\uae08 \ub9c8\ub828 \ubc0f \ubd80\ucc44 \uad00\ub9ac \uc804\ub7b5\uc744 \uc138\uc6cc, \uc7ac\uc815\uc801 \uc548\uc815\uc131\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>    <\/p>\n<h2 id=\"4-%eb%af%b8%eb%9e%98-%ec%84%a4%ea%b3%84%ec%99%80-%ec%9e%90%ea%b8%b0-%ea%b0%9c%eb%b0%9c-%ec%9e%a5%ea%b8%b0%ec%a0%81-%eb%b2%88%ec%98%81%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%a4%80%eb%b9%84-%eb%b0%8f-iCxrveaMxA\">4. \ubbf8\ub798 \uc124\uacc4\uc640 \uc790\uae30 \uac1c\ubc1c: \uc7a5\uae30\uc801 \ubc88\uc601\uc744 \uc704\ud55c \uc900\ube44 \ubc0f \uc2ec\ub9ac\uc801 \uc811\uadfc<\/h2>\n<p>20\ub300 \uc9c1\uc7a5\uc778\ub4e4\uc774 \uc6d4\uae09 \uad00\ub9ac\uc5d0 \uc788\uc5b4 \ub9c8\uc9c0\ub9c9\uc73c\ub85c \uace0\ub824\ud574\uc57c \ud560 \uc911\uc694\ud55c \uc694\uc18c\ub294 \ubc14\ub85c \u2018\ubbf8\ub798 \uc124\uacc4\uc640 \uc790\uae30 \uac1c\ubc1c\u2019\uc785\ub2c8\ub2e4. \uc7ac\uc815\uc801\uc73c\ub85c \uc548\uc815\ub41c \uae30\ubc18\uc774 \ub9c8\ub828\ub41c \ud6c4\uc5d0\ub294, \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \uc790\uc2e0\uc758 \ubbf8\ub798\ub97c \uc124\uacc4\ud558\uace0, \uc9c0\uc18d\uc801\uc778 \uc790\uae30 \uac1c\ubc1c\uc744 \ud1b5\ud574 \ubc88\uc601\uc758 \uae38\ub85c \ub098\uc544\uac00\uc57c \ud569\ub2c8\ub2e4. \uc774 \uc139\uc158\uc5d0\uc11c\ub294 \ubbf8\ub798 \uc124\uacc4\uc758 \ud544\uc694\uc131\uacfc \uc2e4\ud589 \uc804\ub7b5, \uadf8\ub9ac\uace0 \uc790\uae30 \uac1c\ubc1c\uc744 \uc704\ud55c \ub2e4\uc591\ud55c \uc811\uadfc\ubc95\uc5d0 \ub300\ud574 \uc2ec\ub3c4 \uc788\uac8c \ub17c\uc758\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubbf8\ub798 \uc124\uacc4\ub294 \ub2e8\uc21c\ud788 \uc740\ud1f4 \ud6c4\uc758 \uc0b6\ub9cc\uc744 \uc758\ubbf8\ud558\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. 20\ub300\ub294 \uc774\ubbf8 \uc55e\uc73c\ub85c \uc218\uc2ed \ub144\uc5d0 \uac78\uce5c \uae34 \uc778\uc0dd\uc744 \ubc14\ub77c\ubcf4\uc544\uc57c \ud560 \uc2dc\uae30\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc7ac\uc815 \uad00\ub9ac\uc640 \ub354\ubd88\uc5b4 \uc790\uc2e0\uc758 \uacbd\ub825, \uac74\uac15, \uac1c\uc778\uc801 \uc131\uc7a5 \ub4f1\uc744 \uc885\ud569\uc801\uc73c\ub85c \uace0\ub824\ud55c \ubbf8\ub798 \uc124\uacc4\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \ubbf8\ub798 \uc124\uacc4\ub97c \uc704\ud574\uc11c\ub294 \uba3c\uc800 \uc790\uc2e0\uc758 \uc7a5\uae30 \ubaa9\ud45c\uc640 \uac00\uce58\uad00\uc744 \uba85\ud655\ud788 \ud574\uc57c \ud558\uba70, \uc774\ub97c \ubc14\ud0d5\uc73c\ub85c \uad6c\uccb4\uc801\uc778 \ub2e8\uacc4\ubcc4 \uacc4\ud68d\uc744 \uc218\ub9bd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc790\uae30 \uac1c\ubc1c\uc740 \ubbf8\ub798\uc5d0 \ub300\ube44\ud55c \uac00\uc7a5 \uac15\ub825\ud55c \ud22c\uc790\uc785\ub2c8\ub2e4. \ucd5c\uc2e0 \uae30\uc220 \uc2b5\ub4dd, \uc5b4\ud559 \ub2a5\ub825 \uac15\ud654, \uc804\ubb38 \uc790\uaca9\uc99d \ucde8\ub4dd \ub4f1 \ub2e4\uc591\ud55c \ubc29\ubc95\uc744 \ud1b5\ud574 \uc790\uc2e0\uc758 \uacbd\uc7c1\ub825\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \ub192\uc774\ub294 \uac83\uc740, \ub2e8\uc21c\ud55c \uc6d4\uae09 \uad00\ub9ac \uc774\uc0c1\uc758 \uc7a5\uae30\uc801 \ubc88\uc601\uc744 \uc774\ub8e8\ub294 \uae38\uc785\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \ub9ce\uc740 \uc131\uacf5\ud55c \uc9c1\uc7a5\uc778\ub4e4\uc740 \ucd08\uae30\uc758 \uc7ac\uc815 \uad00\ub9ac\uc640 \ud568\uaed8 \uc9c0\uc18d\uc801\uc778 \uc790\uae30 \uac1c\ubc1c\uc744 \ud1b5\ud574 \uae09\ubcc0\ud558\ub294 \uc2dc\uc7a5 \ud658\uacbd\uc5d0 \ud6a8\uacfc\uc801\uc73c\ub85c \ub300\ucc98\ud574 \uc654\uc74c\uc744 \ubcf4\uc5ec\uc90d&gt;p&gt;<\/p>\n<p>\ud604\uc7ac\uc758 \uae09\ubcc0\ud558\ub294 \uc0b0\uc5c5 \ud658\uacbd\uc740 \ud3c9\uc0dd \uad50\uc721\uc758 \ud544\uc694\uc131\uc744 \ub354\uc6b1 \ubd80\uac01\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc804\ud658, \uc778\uacf5\uc9c0\ub2a5, \ube45\ub370\uc774\ud130 \ub4f1 \uc2e0\uae30\uc220\uc758 \ubc1c\uc804\uc740 \uae30\uc874\uc758 \uc5c5\ubb34 \ubc29\uc2dd\uc744 \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\uc73c\uba70, \uc774\uc5d0 \ubc1c\ub9de\ucd94\uc5b4 \uc790\uae30 \uacc4\ubc1c\uacfc \uae30\uc220 \uc2b5\ub4dd\uc774 \ud544\uc218 \uc694\uc18c\ub85c \uc790\ub9ac \uc7a1\uc558\uc2b5\ub2c8\ub2e4. \uc5ec\ub7ec \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74, \uc0c8\ub85c\uc6b4 \uae30\uc220\uc744 \uc2b5\ub4dd\ud55c \uc778\ub825\uc740 \uadf8\ub807\uc9c0 \uc54a\uc740 \uc778\ub825\uc5d0 \ube44\ud574 \uc5f0\ubd09 \uc0c1\uc2b9\ub960\uc774 \ud3c9\uade0 20% \uc774\uc0c1 \ub192\uc740 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc73c\uba70, \uc774\ub294 \uc7ac\uc815\uc801 \ub3c5\ub9bd\uacfc \ubbf8\ub798 \uc548\uc815\uc131\uc5d0\ub3c4 \uc9c1\uacb0\ub429\ub2c8\ub2e4.<\/p>\n<p>\ubbf8\ub798 \uc124\uacc4\uc640 \uc790\uae30 \uac1c\ubc1c\uc758 \uc2e4\ud589 \uc804\ub7b5\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \ub2e8\uacc4\ub85c \uc694\uc57d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\ubaa9\ud45c \uc124\uc815: \uc7a5\uae30\uc801\uc778 \uacbd\ub825 \ubaa9\ud45c\uc640 \uc7ac\ubb34 \ubaa9\ud45c\ub97c \uba85\ud655\ud788 \uc815\uc758\ud558\uace0, \uc774\ub97c \ub2ec\uc131\ud558\uae30 \uc704\ud55c \uc138\ubd80 \uacc4\ud68d\uc744 \uc218\ub9bd\ud569\ub2c8\ub2e4.<\/li>\n<li>\uad50\uc721 \ud22c\uc790: \uc628\ub77c\uc778 \uac15\uc758, \uc624\ud504\ub77c\uc778 \uad50\uc721, \uc6cc\ud06c\uc20d \ub4f1 \ub2e4\uc591\ud55c \uad50\uc721 \uae30\ud68c\ub97c \ud65c\uc6a9\ud558\uc5ec \ucd5c\uc2e0 \uae30\uc220\uacfc \uc9c0\uc2dd\uc744 \uc2b5\ub4dd\ud569\ub2c8\ub2e4.<\/li>\n<li>\ub124\ud2b8\uc6cc\ud0b9: \uc9c1\uc7a5 \ub0b4\uc678\uc5d0\uc11c \ub2e4\uc591\ud55c \uc804\ubb38\uac00\uc640\uc758 \uad50\ub958\ub97c \ud1b5\ud574 \uc815\ubcf4 \uacf5\uc720 \ubc0f \ud611\uc5c5 \uae30\ud68c\ub97c \ud655\ub300\ud569\ub2c8\ub2e4.<\/li>\n<li>\uc790\uae30 \ud3c9\uac00: \uc8fc\uae30\uc801\uc73c\ub85c \uc790\uc2e0\uc758 \ubaa9\ud45c \ub2ec\uc131 \uc815\ub3c4\ub97c \uac80\ud1a0\ud558\uace0, \ud544\uc694\ud560 \uacbd\uc6b0 \ubc29\ud5a5\uc131\uc744 \uc218\uc815\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>\uc790\uae30 \uac1c\ubc1c\uacfc \ubbf8\ub798 \uc124\uacc4\uc5d0 \uc131\uacf5\ud55c \uc0ac\ub840\ub85c, \ud55c 20\ub300 \uc9c1\uc7a5\uc778\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc0ac\ub78c\uc740 \ucd08\uae30\uc5d0\ub294 \uc7ac\uc815 \uad00\ub9ac\uc640 \ud6a8\uc728\uc801\uc778 \uc18c\ube44 \uc2b5\uad00\uc744 \ubc14\ud0d5\uc73c\ub85c \ubd80\ucc44\ub97c \uc904\uc774\uace0 \ube44\uc0c1\uae08\uc744 \ub9c8\ub828\ud55c \ud6c4, \uc790\uc2e0\uc774 \uad00\uc2ec\uc744 \ub450\uc5c8\ub358 \ub370\uc774\ud130 \uacfc\ud559 \ubd84\uc57c\uc5d0 \uc9d1\uc911 \ud22c\uc790\ud588\uc2b5\ub2c8\ub2e4. \uc774\ud6c4 \uc628\ub77c\uc778 \uad50\uc721\uc744 \ud1b5\ud574 \uad00\ub828 \uae30\uc220\uc744 \uc2b5\ub4dd\ud558\uace0, \uc804\ubb38\uac00 \ub124\ud2b8\uc6cc\ud06c\ub97c \uad6c\ucd95\ud55c \uacb0\uacfc, \ub2e8\uae30\uac04 \ub0b4\uc5d0 \uc5f0\ubd09\uc744 30% \uc774\uc0c1 \uc0c1\uc2b9\uc2dc\ud0a4\uba70 \ub3d9\uc2dc\uc5d0 \ud22c\uc790 \uc218\uc775\ub3c4 \ud06c\uac8c \ub298\ub9b4 \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uc774 \uc0ac\ub840\ub294 \ub2e8\uc21c\ud788 \uc7ac\uc815 \uad00\ub9ac\uc5d0\ub9cc \uc758\uc874\ud558\uc9c0 \uc54a\uace0, \uc804\ubc18\uc801\uc778 \uc790\uae30 \uac1c\ubc1c\uacfc \ubbf8\ub798 \uc124\uacc4\uac00 \uac1c\uc778\uc758 \uc131\uacf5\uc5d0 \uc5bc\ub9c8\ub098 \uc911\uc694\ud55c \uc601\ud5a5\uc744 \ubbf8\uce58\ub294\uc9c0\ub97c \ub2e8\uc801\uc73c\ub85c \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n<p>\ubbf8\ub798 \uc124\uacc4\ub97c \uc704\ud55c \ub610 \ub2e4\ub978 \ud575\uc2ec\uc740 \u2018\ub9ac\uc2a4\ud06c \uad00\ub9ac\u2019\uc785\ub2c8\ub2e4. \uae34 \uc778\uc0dd \uacc4\ud68d\uc744 \uc138\uc6b8 \ub54c \uc608\uc0c1\uce58 \ubabb\ud55c \uc0ac\uac74\uc774\ub098 \ubcc0\ud654\ub294 \ud56d\uc0c1 \uc874\uc7ac\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubd88\ud655\uc2e4\uc131\uc5d0 \ub300\ube44\ud558\uae30 \uc704\ud574\uc11c\ub294 \uc790\uc2e0\uc758 \ub2a5\ub825\uacfc \uc790\uc6d0\uc744 \ub2e4\uac01\ub3c4\ub85c \uc313\uc544\ub450\uace0, \uc704\uae30 \uc0c1\ud669\uc5d0 \uc720\uc5f0\ud558\uac8c \ub300\uc751\ud560 \uc218 \uc788\ub294 \uc804\ub7b5\uc744 \ub9c8\ub828\ud558\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uac74\uac15 \uad00\ub9ac, \uae08\uc735 \ud22c\uc790, \uadf8\ub9ac\uace0 \uacbd\ub825 \uac1c\ubc1c\uc744 \ubcd1\ud589\ud568\uc73c\ub85c\uc368, \ud55c \uc601\uc5ed\uc5d0\uc11c\uc758 \uc2e4\ud328\uac00 \uc804\uccb4\uc801\uc778 \uc0b6\uc758 \uade0\ud615\uc744 \ubb34\ub108\ub728\ub9ac\uc9c0 \uc54a\ub3c4\ub85d \ub300\ube44\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \ubbf8\ub798 \uc124\uacc4\uc640 \uc790\uae30 \uac1c\ubc1c\uc5d0 \uc788\uc5b4 \uac00\uc7a5 \uc911\uc694\ud55c \uac83\uc740 \u2018\uc9c0\uc18d \uac00\ub2a5\uc131\u2019\uc785\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \uc131\uacfc\uc5d0 \uc5f0\uc5f0\ud558\uae30\ubcf4\ub2e4\ub294, \uc7a5\uae30\uc801\uc778 \ubaa9\ud45c\uc5d0 \ub9de\ucdb0 \uafb8\uc900\ud788 \ud22c\uc790\ud558\uace0 \uac1c\uc120\ud574 \ub098\uac00\ub294 \uc790\uc138\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \uc774\ub97c \uc704\ud574 \uac1c\uc778\uc758 \uc7ac\uc815 \uc0c1\ud0dc\uc640 \uacbd\ub825 \uc131\uacfc\ub97c \uc8fc\uae30\uc801\uc73c\ub85c \ud3c9\uac00\ud558\uace0, \uccb4\uacc4\uc801\uc778 \ud53c\ub4dc\ubc31 \uc2dc\uc2a4\ud15c\uc744 \uad6c\ucd95\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc5f0 1\ud68c \ud639\uc740 2\ud68c \uc790\uae30 \ud3c9\uac00 \ubc0f \ucee4\ub9ac\uc5b4 \uc0c1\ub2f4\uc744 \ud1b5\ud574 \uc790\uc2e0\uc774 \uac00\uc57c \ud560 \ubc29\ud5a5\uc744 \uc7ac\uc815\ub9bd\ud558\ub294 \uac83\uc740 \ubbf8\ub798\uc758 \ubd88\ud655\uc2e4\uc131\uc744 \uc904\uc774\ub294 \ub370 \ud070 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<p>\uc790\uae30 \uac1c\ubc1c\uc758 \ub610 \ub2e4\ub978 \uce21\uba74\uc740 \u2018\uba58\ud0c8 \uad00\ub9ac\u2019\uc785\ub2c8\ub2e4. \uc9c0\uc18d\uc801\uc778 \uc790\uae30 \uacc4\ubc1c\uacfc \ub3c4\uc804\uc740 \ub54c\ub54c\ub85c \uc2a4\ud2b8\ub808\uc2a4\uc640 \ubd88\uc548\uc744 \ub3d9\ubc18\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uc5d0 \ub530\ub77c, \uba85\uc0c1, \uc6b4\ub3d9, \ucde8\ubbf8 \uc0dd\ud65c \ub4f1 \uc2ec\ub9ac\uc801 \uc548\uc815\uc744 \ucc3e\uc744 \uc218 \uc788\ub294 \ub2e4\uc591\ud55c \ubc29\ubc95\uc744 \ubcd1\ud589\ud558\ub294 \uac83\ub3c4 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4. \uc2ec\ub9ac\ud559 \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74, \uc2a4\ud2b8\ub808\uc2a4 \uad00\ub9ac\uac00 \uc81c\ub300\ub85c \uc774\ub8e8\uc5b4\uc9c0\uba74 \uac1c\uc778\uc758 \uc5c5\ubb34 \ud6a8\uc728\uc131\uacfc \ucc3d\uc758\uc131\uc774 \ud06c\uac8c \ud5a5\uc0c1\ub418\uba70, \uc774\ub294 \uc7a5\uae30\uc801\uc778 \ucee4\ub9ac\uc5b4 \uc131\uacf5\uc73c\ub85c \uc774\uc5b4\uc9c4\ub2e4\ub294 \uacb0\uacfc\uac00 \ubcf4\uace0\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubbf8\ub798 \uc124\uacc4\uc640 \uc790\uae30 \uac1c\ubc1c\uc740 \ub2e8\uc21c\ud788 \uac1c\uc778\uc801\uc778 \ubaa9\ud45c \uc124\uc815\uc744 \ub118\uc5b4\uc11c, \uac00\uc871\uacfc \uacf5\ub3d9\uccb4, \uadf8\ub9ac\uace0 \uc0ac\ud68c \uc804\uccb4\uc758 \ubc1c\uc804\uc5d0\ub3c4 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \ud55c \uac1c\uc778\uc774 \uafb8\uc900\ud788 \uc790\uae30 \uac1c\ubc1c\uc5d0 \ud798\uc4f0\uace0 \uc790\uc2e0\uc758 \uc7ac\uc815\uc801 \uac74\uac15\uc744 \uc720\uc9c0\ud558\ub294 \uac83\uc740, \uadf8 \uac00\uc871\uacfc \uc9c1\uc7a5, \ub098\uc544\uac00 \uc0ac\ud68c \uc804\uccb4\uc758 \uc0dd\uc0b0\uc131\uc744 \ub192\uc774\ub294 \uacb0\uacfc\ub97c \uac00\uc838\uc635\ub2c8\ub2e4. \ub9ce\uc740 \uae30\uc5c5\ub4e4\uc774 \uc9c1\uc6d0\ub4e4\uc758 \uc790\uae30 \uac1c\ubc1c\uc744 \uc9c0\uc6d0\ud558\uae30 \uc704\ud574 \uad50\uc721 \ud504\ub85c\uadf8\ub7a8, \uc9c1\ubb34 \uc5f0\uc218, \uba58\ud1a0\ub9c1 \uc81c\ub3c4 \ub4f1\uc744 \ub3c4\uc785\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uac1c\uc778\uacfc \uc870\uc9c1 \ubaa8\ub450\uc5d0\uac8c \uc708\uc708(win-win) \ud6a8\uacfc\ub97c \uac00\uc838\ub2e4\uc8fc\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \ubbf8\ub798 \uc124\uacc4\uc640 \uc790\uae30 \uac1c\ubc1c\uc5d0 \ub300\ud55c \uccb4\uacc4\uc801\uc778 \uc811\uadfc\uc740 \uc5ec\ub7ec\ubd84\uc774 \uc55e\uc11c \ubc30\uc6b4 \uc608\uc0b0 \uad00\ub9ac, \ud22c\uc790 \ubc0f \ubd80\ucc44 \uad00\ub9ac\uc640 \uc644\ubcbd\ud558\uac8c \uc5f0\uacc4\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uc7ac\uc815\uc801\uc73c\ub85c \uc548\uc815\ub41c \uae30\ubc18 \uc704\uc5d0\uc11c \ubbf8\ub798\uc5d0 \ub300\ud55c \uba85\ud655\ud55c \ube44\uc804\uacfc \uc790\uae30 \uacc4\ubc1c\uc744 \uc704\ud55c \uafb8\uc900\ud55c \ud22c\uc790\ub294, \uc5ec\ub7ec\ubd84\uc758 \uc804\ubc18\uc801\uc778 \uc0b6\uc758 \uc9c8\uc744 \ub192\uc5ec\uc904 \uac83\uc785\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ub2e8\uae30\uc801\uc778 \uc18c\ube44\ub098 \ud22c\uc790\uc5d0 \uadf8\uce58\uc9c0 \uc54a\uace0, \uc7a5\uae30\uc801\uc778 \ubc88\uc601\uc744 \uc704\ud55c \ube44\uc804\uc744 \uc2e4\ud604\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc885\ud569\ud558\uc790\uba74, 20\ub300 \uc9c1\uc7a5\uc778\uc774 \uc6d4\uae09 \uad00\ub9ac \uce21\uba74\uc5d0\uc11c \uc9c4\uc815\ud55c \ubc88\uc601\uc744 \uc774\ub8e8\uae30 \uc704\ud574\uc11c\ub294 \ub2e8\uc21c\ud55c \uc18c\ube44 \ud1b5\uc81c\ub098 \ub2e8\uae30\uc801 \ud22c\uc790 \uc804\ub7b5\uc744 \ub118\uc5b4\uc11c, \ubbf8\ub798 \uc124\uacc4\uc640 \uc790\uae30 \uac1c\ubc1c\uc5d0 \ub300\ud55c \uae4a\uc740 \uc774\ud574\uc640 \uc2e4\ud589\ub825\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc5ec\ub7ec\ubd84\uc740 \uc55e\uc73c\ub85c\uc758 \uc0b6\uc5d0\uc11c \ub04a\uc784\uc5c6\uc774 \ubcc0\ud654\ud558\ub294 \ud658\uacbd\uc5d0 \ub300\uc751\ud558\uba70, \uc9c0\uc18d\uc801\uc778 \ud559\uc2b5\uacfc \ub3c4\uc804\uc744 \ud1b5\ud574 \uc790\uc2e0\ub9cc\uc758 \uac15\ub825\ud55c \uc7ac\uc815\uc801 \uae30\ubc18\uacfc \uc131\uc7a5 \uc804\ub7b5\uc744 \ub9c8\ub828\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc900\ube44\ub294 \uac1c\uc778\uc758 \uc0b6\ubfd0\ub9cc \uc544\ub2c8\ub77c, \uc0ac\ud68c \uc804\uccb4\uc758 \uacbd\uc7c1\ub825\uc744 \ub192\uc774\ub294 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\ub9c8\uc9c0\ub9c9 \uc694\uc57d\uc73c\ub85c, \ubcf8 \uae00\uc5d0\uc11c\ub294 20\ub300 \uc9c1\uc7a5\uc778\uc774 \uc548\uc815\uc801\uc774\uace0 \uc131\uacf5\uc801\uc778 \uc7ac\uc815 \uc0dd\ud65c\uc744 \uc601\uc704\ud558\uae30 \uc704\ud574 \ud544\uc694\ud55c \ub124 \uac00\uc9c0 \ud575\uc2ec \uc804\ub7b5\uc744 \uc0b4\ud3b4\ubcf4\uc558\uc2b5\ub2c8\ub2e4. \uccab \ubc88\uc9f8\ub85c, \uccb4\uacc4\uc801\uc778 \uc608\uc0b0 \uc218\ub9bd\uacfc \uc18c\ube44 \uc804\ub7b5\uc744 \ud1b5\ud574 \ub9e4\ub2ec\uc758 \uc18c\ub4dd\uacfc \uc9c0\ucd9c\uc744 \uba85\ud655\ud788 \ud30c\uc545\ud558\uace0, \ubd88\ud544\uc694\ud55c \uc18c\ube44\ub97c \uc904\uc774\ub294 \ubc29\ubc95\uc744 \ub17c\uc758\ud558\uc600\uc73c\uba70, \ub450 \ubc88\uc9f8 \uc139\uc158\uc5d0\uc11c\ub294 \ubd84\uc0b0 \ud22c\uc790, \uc815\uae30 \ud22c\uc790, \uc7a5\uae30 \ud22c\uc790 \ub4f1\uc758 \uc804\ub7b5\uc744 \ud1b5\ud574 \uc790\uc0b0\uc744 \uc99d\uc2dd\ud558\ub294 \ubc29\ubc95\uc5d0 \ub300\ud574 \uc2ec\ub3c4 \uc788\uac8c \uc0b4\ud3b4\ubcf4\uc558\uc2b5\ub2c8\ub2e4. \uc138 \ubc88\uc9f8 \uc139\uc158\uc5d0\uc11c\ub294 \ube44\uc0c1\uae08 \ub9c8\ub828\uacfc \ubd80\ucc44 \uad00\ub9ac\uc758 \uc911\uc694\uc131\uc744 \uac15\uc870\ud558\uba70, \uc2e4\uc81c \uc0ac\ub840\uc640 \uad6c\uccb4\uc801 \uc804\ub7b5\ub4e4\uc744 \ud1b5\ud574 \uc7ac\uc815\uc801 \uc548\uc815\uc131\uc744 \ud655\ubcf4\ud558\ub294 \ubc29\ubc95\uc744 \uc81c\uc2dc\ud558\uc600\uc2b5\ub2c8\ub2e4. \ub9c8\uc9c0\ub9c9\uc73c\ub85c, \ubbf8\ub798 \uc124\uacc4\uc640 \uc790\uae30 \uac1c\ubc1c\uc744 \ud1b5\ud574 \uc7a5\uae30\uc801\uc778 \ubc88\uc601\uc744 \uc704\ud55c \uc900\ube44\uc640 \uc2ec\ub9ac\uc801 \uc811\uadfc\uc744 \ub17c\uc758\ud558\uc600\uc73c\uba70, \uc774\ub97c \ud1b5\ud574 \uac1c\uc778\uc758 \uc804\ubc18\uc801\uc778 \uc0b6\uc758 \uc9c8\uc744 \ud5a5\uc0c1\uc2dc\ud0ac \uc218 \uc788\ub294 \ubc29\ubc95\uc744 \uc81c\uc2dc\ud558\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc5ec\ub7ec\ubd84\uc740 \uc774\uc81c \uac01 \uc139\uc158\uc5d0\uc11c \uc81c\uc2dc\ub41c \uad6c\uccb4\uc801\uc778 \uc804\ub7b5\uacfc \uc0ac\ub840\ub4e4\uc744 \ubc14\ud0d5\uc73c\ub85c, \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud669\uc744 \uc810\uac80\ud558\uace0 \uc7a5\uae30\uc801\uc778 \ubaa9\ud45c\ub97c \uc124\uc815\ud560 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4. \uc6d4\uae09 \uad00\ub9ac\ub97c \ub2e8\uc21c\ud55c \uc18c\ube44 \ud1b5\uc81c\uc5d0\uc11c \ubc97\uc5b4\ub098, \uc7ac\ud14c\ud06c\uc640 \uc790\uae30 \uac1c\ubc1c, \uadf8\ub9ac\uace0 \ubbf8\ub798 \uc124\uacc4\uae4c\uc9c0 \uc544\uc6b0\ub974\ub294 \uc885\ud569\uc801\uc778 \uc804\ub7b5\uc744 \uc218\ub9bd\ud55c\ub2e4\uba74, 20\ub300 \uc9c1\uc7a5\uc778 \uc5ec\ub7ec\ubd84\uc740 \uc55e\uc73c\ub85c\uc758 \uc778\uc0dd\uc5d0\uc11c \ud070 \uc7ac\uc815\uc801 \uc790\uc720\uc640 \ubc88\uc601\uc744 \uc774\ub8e8\uc5b4\ub0bc \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc774 \uae00\uc774 \uc81c\uc2dc\ud55c \ub0b4\uc6a9\ub4e4\uc774 \uc5ec\ub7ec\ubd84\uc5d0\uac8c 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